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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

QUITO, Ecuador (AP) — Julio Mora slipped away from his parents to secretly marry Waldramina Quinteros one February day. Both families disapproved. But seventy-nine years later, they’re still together — he at 110 years of age, and she at 104. Both are lucid and in good health, though relatives say they’re a little depressed because they miss their big family get-togethers due to the pandemic. And they can gather quite a crowd: four surviving children, 11 grandchildren, 21 great-grandchildren and one great-great-grandchild.There are longer marriages, but at the moment none between people so old — just short of a combined 215 years. It's a mark now certified by Guinness World Records. The couple received a certification earlier this month. Previously listed as the oldest were an Austin, Texas, couple, Charlotte Henderson and John Henderson who have a combined age of 212 years and 52 days. 906

Retail giant Target announced that they are giving out more than million in bonuses to frontline employees ahead of the holiday shopping season.On Monday, the company said that more than 350,000 employees - which includes employees who work in stores, the distribution centers, and seasonal hires - will all receive a 0 bonus."In a year like no other, I'm proud of what this team has accomplished and grateful for the care and connection they've provided our guests and communities," said Melissa Kremer, Target's chief HR officer, in a blog post. "Target's success this year is a direct result of our team members turning our purpose into action and meeting our guests' changing needs day after day."This is the fourth bonus Target has given employees this year amid the coronavirus pandemic.The company said its already invested nearly billion so far this year on employees' well-being, health, and safety.Target delivered on its 2017 promise of paying a starting wage of hour - which went into permanent effect on July 5.Target says the 0 bonus will go to employees by early November. 1112

President Donald Trump will meet with North Korean leader Kim Jong Un on June 12 in Singapore, the US president announced Thursday on Twitter."The highly anticipated meeting between Kim Jong Un and myself will take place in Singapore on June 12th," Trump tweeted. "We will both try to make it a very special moment for World Peace!"The summit, which has been in the works since Trump accepted Kim's invitation to meet in March, will be the first ever meeting between a sitting US president and North Korean leader. 522

Professional golfer John Daly hit a hole-in-one shoeless at a golf tournament this week.During a charity golf tournament in Virginia that benefited the Navy Seals, the two-time major champion hit the ball 130 yards, straight into the 11th hole.He was surprised, and onlookers cheered him on.Last month, the 54-year-old had a procedure to remove bladder cancer, but there’s an 85% chance cancer will return.In his 33-year career, Daly has won five PGA Tour titles, including the 1991 PGA championship and 1995 Open. 522