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This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Thousands of people will visit the Charles H. Wright Museum of African American History in Detroit for Aretha Franklin's visitation, and mourners lined up early ahead of Tuesday's viewing.Lines started as early as 5 a.m. Tuesday ahead of the doors opening at 9 a.m. For those planning on attending and paying respects, there are a few things to keep in mind. No pictures or videos can be taken once entering the museum. At the family's request, recording devices will not be allowed during the viewing.LIVE COVERAGE: Aretha Franklin public visitation in DetroitCelebrity deaths of 2018: Remembering those we've lost this yearAll guests will be instructed to turn off and store all electronic devices before entering.Due to the expected crowds, the museum strongly suggests carpooling and ride-sharing.The City of Detroit has relaxed parking restrictions in metered zones during the visitation.The visitation will be held from 9 a.m. to 9 p.m. both Tuesday and Wednesday. A private funeral for Franklin will be held on Friday, though it will be carried live online and on Scripps station WXYZ in Detroit. 1116

Thirteen days before the 2020 presidential election, former President Barack Obama arrived on the campaign trail in the Keystone State of Pennsylvania on Wednesday to lend a hand to his former Vice President Joe Biden.The stalwart and arguably most popular figure of the Democratic Party is hoping to lend his esteem among Democrats to push them to the polls for Biden. Opinion polls are showing a slight lead for Biden in Pennsylvania, and the state could end up being the keystone to reaching 270 Electoral College votes.Obama delivered a fiery rebuke of President Donald Trump, going after his leadership amid the coroanvirus pandemic, and his plans to eliminate the Affordable Care Act. "Where is this great plan to replace Obamacare? They’ve had 10 years to do it. There is no plan," Obama said. Pennsylvania played an important role in 2016 in sending Trump to the White House; Trump won the state by .6%. Trump was the first Republican presidential candidate to win the state since 1988, but the state has been hotly contested in tight elections. In 2004, John Kerry won Pennsylvania by just 2%, while Al Gore won the state by 4% in 2000.The former president had approval ratings well above those of Biden and Trump when he left office. In January 2017, Obama had a 59% approval rating nationally, according to Gallup. A year later, Gallup conducted a retrospective job approval rating, which gave him a 63% approval rating. By comparison, Trump has a 43% approval rating, according to Gallup; Biden has a 46% favorability rating.Due to the coronavirus, Wednesday’s rally was a drive-in, with supporters socially distanced.Joining Obama was a number of prominent Philadelphia-area Democrats, including Gov. Tom Wolf.Obama’s visit to Philadelphia comes less than 24 hours following Trump’s stop in Erie, Pennsylvania.The Biden campaign announced late Wednesday evening that Obama will once again be back on the campaign trail on Saturday with a visit to Miami.While Biden took the day from the campaign trail to prepare for Thursday's debate, Trump campaigned in North Carolina. 2093

There were more reported coronavirus infections in the United States on Friday than at any other time during the pandemic, according to an analysis of state-level data by the New York Times.There were 82,000 confirmed COVID-19 infections in the US as the virus swamps areas of the Northern Plains and Upper Midwest. The previous peak of coronavirus cases was 76,000 in a single day set in July.The chief concern of public health officials is the burden on hospitals. While the survival rate of COVID-19 has likely improved since the spring, many of those surviving coronavirus infections are requiring significant stays in the hospital. The New York Times reports that COVID-19 hospitalizations are up 40% in the past month. A risk assessment map compiled by researchers at Harvard lists 21 states in the “red.” States in the red are encouraged to implement economic shutdowns and similar regulations in an effort to limit the spread of the virus.On a per capita basis, North Dakota, South Dakota, Wisconsin, Montana and Idaho are seeing the most prolific spread of the virus. The West Coast, Hawaii, New York and parts of New England have the lowest spread of the virus with fewer than 10 new cases per day per 100,000 people. 1235

THOUSAND OAKS, Calif. (KGTV) - The Ventura County Sheriff’s Department detailed the circumstances leading deputies to search Tuesday the Thousand Oaks home of actress Heather Locklear.The actress was arrested at her home February 25 on suspicion of felony domestic battery and three counts of battery on a peace officer.Locklear told deputies she would shoot them if they ever came to her house again, investigators said.According to the search warrant, deputies looked for a firearm Locklear has registered in her name but did not find it on the property.Locklear is scheduled to appear in court March 13. 614

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