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Wanting a hassle-free way to donate to charity? Charity credit cards offer reward points every time you use your credit card, and then give that cash-back to charity.But we found you need to do some research if you want to make the most of your donation.“The Susan G Komen charity card is a big one out there and it’s an example of a bank working with a charity to specifically promote that particular charity and it will even give you a little bit of a bonus after you spend a certain amount on that card,” said Matt Shultz with CreditCards.com.There are some cards that are specific to certain charities like Bank of American’s Susan G. Komen credit card.  “Then there are other cards like Charity Charge by Master Card which gives you 1 percent cash back on everything you spend," said Shultz.The Charity Charge credit card will take 1 percent cash back and put it toward the charity of your choice. But, Shultz said not all charity credit cards give the same way. “When you’re considering getting a charity credit card make sure you understand how much value you’re going to get back and how much money will be donated to that charity,” said Shultz.You need to find out exactly how much money from your purchases gets donated to the charity and how that money is being used at the charity.“Charity credit cards can be worth it but a lot of the time you are really better off getting a general purpose credit card that might give you 2 percent cash back on everything you buy and then you can take that cash back that you earn and write that to your charity," said Shultz.If you decide to take that route and skip the charity credit card all together, Schultz recommends the Chase Freedom Card. It will give you more money cash back then your charity credit card reward points would be donating. “When you’re looking to donate to a charity it’s not really about making things as convenient for you it’s about getting things done and raising money for the charity that you believe so much in,” said Shultz.In the end, Shultz said if giving the most amount of money to a charity is important, look at getting a traditional credit card and mailing the cash back money to the charity yourself.  2256

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VISTA, Calif., (KGTV) — The man accused of killing his girlfriend in Cardiff pleaded not guilty Wednesday at his arraignment.Henry Cowen, 41, stood stoically inside the defendant's box, watching Deputy District Attorney Marnie Layon accuse him of murdering 43-year-old Sabrina Lukosky. Friends at the courthouse said Lukosky was a beloved butterfly breeder, who was "so lovely."The investigation began when Lukosky's mother requested a welfare check in early October, after not hearing from her daughter for several days. Officers came to the gray flat the couple shared on Cowen's mother's property in Cardiff. They saw Lukosky's car but noticed a foul smell coming from the residence. A few days later, they executed a search warrant and found Lukosky's dead body and signs of a violent struggle inside the bedroom. "There was a broken stick, a bottle that had been broken, some amount of blood, and the victim had a 1.5-inch vertical gash to her forehead," Layon said. But that was not what killed her. The Medical Examiner said Lukosky died of strangulation and blunt force trauma. Prosecutors believe Cowen then left North County, first to got to Los Angeles. Then they said he took a Lyft to Riverside County, where he met with his children's mother. Investigators believe it was then that Cowen took steps to escape the country."That woman and her father, at his request, took him to the Israeli Consulate there, so that he could make arrangements to obtain a visa to get out of the country to move to Israel," Layon said. "They learned when they were going through the process, that would take six to eight months, and an expression was then made that the preference would be to go to New York."But before he could leave, officers with the Fugitive Task Force arrested Cowen in Riverside County on Oct. 11. He remains in custody with no bail.Cowen has an extensive violent criminal record, including assaulting an ex-girlfriend in California and kidnapping and torturing a man in Washington State. Because of that, if convicted, Cowen faces a maximum sentence of 55 years to life in prison. 2106

VISTA (CNS) - A male recently reported missing from Oceanside was hospitalized this morning after he was struck by an SUV in Vista.The collision was reported just before 3 a.m. at 2405 N. Santa Fe Ave., said San Diego County sheriff's Sgt. Kevin Johnston.The pedestrian was struck by a red Dodge Dakota that was southbound on Santa Fe Avenue. ``The driver of the Dodge Dakota looked down briefly and when he looked back up a pedestrian was standing in the middle of the roadway in front of him,'' Johnston said. ``The driver of the Dodge Dakota attempted to swerve but collided with the pedestrian.''Oceanside firefighters provided first aid to the pedestrian who suffered an apparent broken leg and was unconscious with what appeared to be severe head trauma, the sergeant said.He was taken to Palomar Medical Center for treatment, Johnston said. The SUV driver remained at the scene and speed or alcohol do not appear to be factors in the crash, he said. 964

VISTA, Calif. (KGTV) - A man was sentenced to 10 years in prison Thursday for sexually assaulting a 15-year-old girl while she rode in an ambulance. The California Highway Patrol launched an investigation into the Feb. 21, 2017 incident involving 34-year-old David Carpio, a private ambulance company employee. The girl was being transported to Tri-City Medical Center in Oceanside when Carpio assaulted her and asked for her Snapchat information to start a relationship with her, investigators said. A CHP investigator posing as the girl communicated with Carpio through social media and text messages over several months, during which time officials gained damaging information. Other alleged female victims also came forward with claims against Carpio, saying he had sexually assaulted them when he was their neighbor. One of the women was 16 years old at the time of the encounter. Carpio pleaded guilty to sexual assault charges and was sentenced Thursday for sexual penetration of a minor and sexual battery. 1022