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SAN DIEGO (KGTV) - A San Diego financial expert in San Diego has a message for women looking for success: a man is not a financial plan.Most women would rather talk with the grandmothers about their love lives than talk about financial planning, according to an investment survey done by Oppenheimer Funds.CPA Ginita Wall has a clear message.“Every marriage ends in either divorce or widowhood and 70 percent of the time it’s the woman who’s left alone,” said Wall. “Then thinking that magically, someday, I’ll start saving for retirement, someday I’ll be able to buy a house; living in the someday and not really planning for it today.”Wall moved her CPA practice to San Diego 31 years ago. She realized there was a need.“Women were out in the marketplace, but they weren't managing the money, and sadly, often nobody was.”Wall and financial planner Candace Bahr launched the Women’s Institute for Financial Education (WIFE), a nonprofit to give women the tools to start making a difference.“We didn't have anything to sell anybody. Our whole goal was and continues to be ‘our goal is education,’” said Bahr.Wall and Bahr established Second Saturday, a monthly workshop to teach women what they need to know during divorce. Each session brings in an attorney for matters of the court. Wall gives financial advice, a counselor helps with family issues, and a mediator can settle the differences. The experts volunteer their time.“It’s a decision for many people that may be the largest financial decision of their life, and if you're going through it uninformed or too emotional, it's going to be difficult to make the right choices.”Wall says love and money go together, but so do arguments.“if you loved me more, you wouldn't be spending this money, spending more on me, or you would understand how I feel.” Wall advises couples to talk about what’s important to them, make goals, create a concrete plan and monitor it.“So we want women to be partners in a relationship, not dependents,” said Bahr.Wall and Bahr’s money message has gone national. Second Saturday is now in 115 other locations around the country, and there are plans to be in 500 cities soon.“It's amazing because we didn't set out to do this for 31 years. We set out to make a difference, and I never expected it to get this big,” said Bahr.WIFE is now the longest-running nonprofit devoted to the financial education of women. 2409
SAN DIEGO (KGTV) - A San Diego donut shop owner is defending a homeless man who spends time outside his eatery.Nomad Donuts, 3102 University Ave., received a one-star review on Yelp complaining about the presence of the man known as "Ray."Brad Keiller responded to the review in part by saying: "I understand how you feel, it's not easy to look at. I know I probably lose some business, possibly yours too, because of my choice not to chase him away but I won't. He's not looking for handouts and he tries not to bother anyone. If you stop and talk with him maybe you'll come to like him too."That was last weekend, and since then the post has gone viral.RELATED COVERAGE:Some embarrassed by homelessness in Ocean Beach during bodyboarding festivalFacing It Together: San Diego college students cope with homelessnessHomeless heroes help Ocean Beach theft victim track down her bikeInstead of hurting business, it's done the opposite, drawing in more customers than ever. But perhaps more importantly the response reminded Ray that not everyone wants him gone."I'm flattered overwhelmed by his kindness. Wow, someone stood up for me cause I don't get that a lot," he said. 1181
SAN DIEGO (KGTV) -- A new study conducted by Zillow shows that more college graduates in San Diego are living with their parents.The share of graduates living with their parents has grown from 14 percent in 2005 to 25 percent in 2016.Similarly, the study found that less graduates are living with a romantic partner. In 2005, 38 percent of college graduates were living with a romantic partner compared to 32 percent in 2016.And it’s not just in San Diego. Nationally, 28 percent of college graduated lived with their parents in 2016 compared to just 19 percent in 2005.“In the mid-2000s, lending standards and an abundant supply of homes made it easier for recent grads to move out and form their own households instead of living with their parents,” said Zillow senior economist Aaron Terrazas. “Those market conditions have changed drastically over the past decade as we went through the housing bust. Adding to that, as many millennials who recently graduated into the Great Recession can attest, underemployment or more precarious jobs make it much harder to save up enough to move out. When rents keep climbing and competition is fierce for the most affordable homes, living with mom and dad can be a good option to build up some savings.”Zillow says when the housing bubble was at its height it was easier to get a loan and the building boom meant there were more homes available. Tighter lending standards and less housing inventory today make it more difficult to break into the home-buying market. 1531
SAN DIEGO (KGTV) - A quarter-acre vegetation fire burning in Alpine broke out around 9 p.m. Wednesday night near Peutz Valley Rd.According to CalFire, the Peutz Fire burned six different areas which are difficult to reach. CalFire says ground crew stopped the forward rate of spread on all six spots by 11 p.m. 350
SAN DIEGO (KGTV) — A newly discovered comet flew past Earth early on Saturday, giving those who awoke early enough to catch it quite a show.Comet Neowise was spotted by a NASA telescope by the same name on March 27, according to NASA. Since then, the space agency says the comet has been spotted by several NASA spacecraft, including Parker Solar Probe, NASA’s Solar and Terrestrial Relations Observatory, the ESA/NASA Solar and Heliospheric Observatory, and astronauts aboard the International Space Station.NASA says the comet came within Mercury's orbit on July 3, where the sun caused dust and gas to burn off its surface and create an even bigger debris trail.Neowise, which measures about three miles across, will be visible in Earth's Northern Hemisphere until mid-August, when it will change course and head toward the outer solar system, NASA says.For the next few days, the comet will be visible about an hour before sunrise in the northeastern sky in the U.S., NASA adds. Depending on local conditions, Neowise may be visible shortly after sunset on July 11 or July 12."In its discovery images, Comet Neowise appeared as a glowing, fuzzy dot moving across the sky even when it was still pretty far away," said Amy Mainzer, Neowise principal investigator at the University of Arizona. "As soon as we saw how close it would come to the Sun, we had hopes that it would put on a good show."In San Diego County, at least one stargazer was able to catch the comet streak across the early morning sky. Kim DeCew posted to 10News' Weather Watchers Facebook page her glimpse of the comet from Mt. Laguna.GALLERY: Comet Neowise glides through morning sky at Mt. LagunaFor the next few days it will be visible about an hour before sunrise, close to the horizon in the northeastern sky in the United States. Observers might be able to see the comet's central core, or nucleus, with the naked eye in dark skies; using binoculars will give viewers a good look at the fuzzy comet and its long, streaky tail. As it speeds away from the Sun, Comet NEOWISE will begin to make its appearance in the evening sky shortly after sunset on July 11 or July 12, depending on local conditions. 2185