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WASHINGTON (AP) — Senate Majority Leader Mitch McConnell says that he's scheduling a procedural vote on a GOP COVID-19 relief bill for next week. He says aid to hard-hit businesses shouldn't be held up by gridlock involving other aid proposals. The Kentucky Republican says in a statement Tuesday that the Senate will take a test vote Oct. 19 when the chamber returns on Monday."We don’t agree with Speaker Pelosi that “nothing” is better than “something” for workers," McConnell tweeted. "Senators will vote on more relief next week, including more PPP money to stop layoffs. We’ll be able to pass it before we turn to Judge Barrett's nomination unless Democrats block it again." 688

WASHINGTON (AP) — The Republican National Convention is aiming to recast the story of Donald Trump's presidency over its four nights of events this coming week. Trump campaign officials involved with the planning process tell The Associated Press that the theme of the convention is “Honoring the Great American Story” and will feature speakers drawn from everyday life as well as cable news and the White House. The primary aim will be to draw a stark contrast with Democratic presidential nominee Joe Biden. Trump is looking to shift the campaign away from being a referendum on a presidency ravaged by a pandemic and economic collapse and toward a choice between vastly different visions of America's future. 719

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

WASHINGTON, D.C. — The number of people applying for unemployment aid jumped last week to 853,000, the most since September.The rise in jobless claims serves as evidence that some companies are cutting more jobs as new coronavirus cases spiral higher.The Labor Department said Thursday that the number of applications increased by 137,000, from 716,000 the previous week.The four-week moving average was 776,000, an increase of 35,500 from the previous week’s revised average, according to department.Before the coronavirus paralyzed the economy in March, weekly jobless claims typically numbered only about 225,000.The current rise in unemployment comes as the U.S. continues to break records for single-day coronavirus cases and deaths. Wednesday marked the first time more 3,000 people died from COVID-19 in a day in the U.S. since the pandemic began, according to a tally by Johns Hopkins University. 912

WASHINGTON, D.C. – The U.S. House of Representatives has passed a historic bill that would federally decriminalize marijuana use.The Marijuana Opportunity Reinvestment and Expungement Act (MORE Act) was approved by a 228-164 margin on Friday.Specifically, the MORE Act would remove cannabis from the list of scheduled substances under the Controlled Substances Act and eliminate criminal penalties for anyone who manufactures, distributes or possesses pot.The MORE Act, officially called H.R.3884, would also establish a process to expunge convictions and conduct sentencing review hearings related to federal cannabis offenses.The MORE Act would make several other changes as well.Under the bill, statutory references marijuana would be replaced with the word cannabis.The legislation would require the Bureau of Labor Statistics to regularly publish demographic data on cannabis business owners and employees.The bill would establish a trust fund to support various programs and services for individuals and businesses in communities impacted by the war on drugs. A 5% tax on cannabis products would be imposed and require revenues to be deposited into the trust fund.The bill would make Small Business Administration loans and services available to entities that are cannabis-related legitimate businesses or service providers.The MORE Act would prohibit the denial of federal public benefits to a person on the basis of certain cannabis-related conduct or convictions, as well as ban the denial of benefits and protections under immigration laws on the basis of a cannabis-related event.Lastly, it would directs the Government Accountability Office to study the societal impact of cannabis legalization.The passage of the MORE Act marks the first time a full chamber of Congress has even taken up the issue of federally decriminalizing cannabis.Although the House has approved the progressive bill, it will likely face tough opposition in the Senate, which is led by Republican Senate Majority Leader Mitch McConnell. Though, if Democrats are able to win the two runoff elections in Georgia, they would take control of the Senate in 2021 and the MORE Act would stand a better chance at becoming law.Federal law still prohibits the use of cannabis, but recreational marijuana is slowly being legalized on the state level in parts of the U.S. A total of 15 states have legalized pot for recreational use, but laws about possession, distribution and concentrates differ. 2479

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