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New payment options are popping up in your online shopping cart.There's been an explosion of retailers, including Amazon and Target, adding buy now, pay later options.“In general, I'm not a huge fan of these services really, because I'm worried about any sort of consumer debt,” said Ted Rossman, a financial expert at Bankrate. “And if you don't really have the money to pay for it today, but you think you'll have it in six weeks, that's a slippery slope.”Rossman says point-of-sale apps have seen triple digit growth over the holiday season.They typically require a payment up front and a few more payments spread out over six weeks or so. If you pay on time, usually there's no interest or fees.Rossman says research has found that almost half of buy now, pay later customers have paid late at some point, mainly because they were disorganized.Stores like them for several reasons, including because they tend to get people to spend more.“They also like the potential loyalty and big data play that they can actually learn a lot about their customers, and they work very closely with a lot of these services,” said Rossman.Most buy now, pay later lenders typically do a soft credit check. They won't typically help you build credit, but they could hurt your credit if you pay late because they will report that.“I just think that's a little bit short sighted, because if you use a credit card and are paying full, you avoid interest, but you get better promotions, you get rewards, you get better buyer protections,” said Rossman.Rossman says these options are appealing even to people who have credit, because of their predictability.He thinks we will see more of these with retailers not being able to push store credit cards as much with fewer in person shoppers. 1778

NEW YORK (AP) — Century 21 Stores, a destination for bargain hunters looking for fat deals on designer dresses and shoes for nearly 60 years, has filed for Chapter 11 bankruptcy.The retail chain says it’s winding down its business, including all 13 stores across New York, New Jersey, Pennsylvania and Florida.Century 21 joins more than two dozen retailers who have filed for bankruptcy since the pandemic which forced non-essential stores to temporarily close.Century 21 said that the decision followed nonpayment by the company’s insurance providers of about 5 million due under policies put in place to protect against losses stemming from business interruption.That insurance money helped it rebuild its downtown Manhattan flagship store after it was damaged by the 9/11 attacks. 794

NEW YORK (AP) — Apple Music is launching several new radio shows hosted by A-list musical acts, including Snoop Dogg, Shania Twain, and Carrie Underwood. The streaming service announced that it would debut two new radio stations Tuesday: Apple Music Hits focused on popular songs of the '80s, '90s, and 2000s, as well as Apple Music Country, dedicated to the country music genre. “For the past five years, if ever there was a meaningful moment in music culture, Beats 1 was there bringing human curation to the forefront and drawing in listeners with exclusive shows from some of the most innovative, respected, and beloved people in music,” said Oliver Schusser, vice president of Apple Music, Beats, and International Content in a news release. “Now, Apple Music radio provides an unparalleled global platform for artists across all genres to talk about, create, and share music with their fans, and this is just the beginning. We will continue to invest in live radio and create opportunities for listeners around the world to connect with the music they love.”Both channels will have daily on-air hosts but will also include several shows hosted by well-known musicians. Apple Music Hits will include shows hosted by Snoop Dogg, Twain, Alanis Morissette, Backstreet Boys, Meghan Trainor, and Ciara. Underwood, Luke Combs, Florida Georgia Line, Luke Bryan, and Kelsea Ballerini will debut shows on Apple Music Country.The company also announced in the press release they were renaming its Beats 1 radio station to Apple Music 1. Apple Music 1 will feature news shows hosted by Lady Gaga, Travis Scott, Nile Rodgers, and other artists. 1645

NEW YORK — The American Museum of Natural History is removing a statue of Theodore Roosevelt on horseback with a Native American man and an African man on his sides after objections that it symbolizes colonial expansion and racial discrimination. Mayor Bill de Blasio said Sunday the city supports removal of the statue because it depicts Black and Indigenous people as subjugated and racially inferior. The statue at the museum's Central Park West entrance depicts Roosevelt on the horse with the Native American man and the African man standing on either side. The museum’s president, Ellen Futter, tells the New York Times the decision to remove the bronze statue comes amid the movement for racial justice following the killing of George Floyd. 756

NORTH PARK, Calif. (KGTV) - Business leaders in North Park say a little-used parking garage could help solve the debate over adding bike lanes to 30th street.The City, as part of its plan to reduce greenhouse gases, wants to install bike lanes along a nearly 2-mile stretch of 30th street, from Juniper to Howard.NORTH PARK, Calif. (KGTV) - Business leaders in North Park say a little-used parking garage could help solve the debate over adding bike lanes to 30th street.To do so, they would have to remove parking from the street. One plan would take away as many as 420 spots.That has residents and shop owners worried about the impact it would have on the area.RELATED: City could replace hundreds of parking spaces in North Park with bike lanesBut North Park Main Street, a local group representing businesses in the neighborhood, says the solution is hiding in plain sight.They point to a six-story parking garage as the answer. The garage, located along 30th Street, has room for 383 vehicles. According to a recent study, it's rarely ever more than 50% full. That means about 200 spots are going unused."I will watch people come into North Park and circle the parking garage looking for a parking spot, not knowing they're circling a place with 400 available ones," says Angela Landsberg, the Executive Director of North Park Main Street.Landsberg says the garage is often empty because there aren't enough signs letting people know it's there. She also says the only entrance, on 29th Street, makes it hard for people to access. She'd like to see the owners do more to promote it as an option for parking in the area."I think that people are not used to getting out and walking," she says. "The expectation is that we are going to pull up and have parking right next to the businesses that exist and that's not realistic looking forward."The garage charges an hour, with a daily maximum. It also charges flat rates during special events. Landsberg says it's just a matter of changing people's habits when they come to North Park."There are other communities that would kill to have a parking structure like this," she says.ACE Parking, who operates the garage, send the following statement to 10News:"ACE supports efforts by the City of San Diego and other cities to encourage alternative mobility options like cycling. Through our Mobility Solutions Division which was launched in 2018, ACE is providing solutions for clients like the City of San Diego to support local businesses while enabling initiatives like bicycle lanes. In this case, solutions to improve the utilization of North Park off-street facilities could include promoting off-street parking by communicating live space availability counts, enhancing on-street signage, enabling online reservation options, establishing convenient parking application options, and initiating fully integrated validation options. " 2905

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