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Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

PARKER, Colo. – The Douglas County (Colorado) Sheriff’s Office is investigating the death of an infant that occurred at an unlicensed daycare facility in Parker.The infant was pronounced deceased Wednesday at Sky Ridge Medical Center.“We do have an open death investigation of an infant at 14166 Lexington drive in Parker. The status of the daycare facility is something that we will be looking at during the investigation,” read a statement from the Douglas County Sheriff’s Office.Madlynn Ruble with the Colorado Department of Human Services said the state was aware of an unlicensed and illegal childcare service being operated out of the home after a complaint was filed.The department served a cease and desist order to Amanda Anderson, who is alleged to have been running the daycare service. It’s unclear if any charges were filed.In the complaint, police noted that there were 16 children in the home at the time of incident -- most of the children were toddlers.The coroner’s office has legally identified the infant and an autopsy has been completed. However, that information is being withheld at this time.This article was written by Robert Garrison for KMGH. 1179

Police in tense downtown Portland on Saturday ordered protesters to disperse and leave a location where they saw people throwing projectiles, including rocks and bottles."Failure to comply with this order may subject you to arrest or citation, and may subject you to the use of riot control agents or impact weapons," police said on Twitter and on a loudspeaker at the scene.This came as dueling political rallies took place and police braced for potential violence. They told people not to bring weapons and warned that checkpoints and bomb-sniffing dogs would be on hand.Members of law enforcement -- who wore heavy armor on the streets -- ran toward protesters and continued to move them farther away from the location where flash-bang grenades were deployed, a CNN affiliate live signal from the ground shows."We aren't here to fight the police," a protester yelled. "We're here to fight the Trump supporters." 922

Our neighbor came out at this point to walk his dog. My husband asked if they wanted to check our neighbor's ID and they said "No, of course not." He said, "That's exactly the point." (13/n)— Danielle Fuentes Morgan (@mos_daf) August 22, 2020 250

Planned Parenthood is facing a social media backlash after one of its branches tweeted and then deleted a post suggesting Disney create a princess who'd had an abortion.Planned Parenthood Keystone, which operates in 37 Pennsylvania counties, tweeted on Tuesday that "We need a Disney Princess who's had an abortion. We need a Disney Princess who's pro-choice. We need a Disney princess who's an undocumented immigrant. We need a Disney Princess who's actually a union worker. We need a Disney Princess who's trans."The tweet plays off of a popular internet meme calling for more diverse Disney princesses.It didn't go over well."So glad #PlannedParenthood deleted their disgusting tweet, I don't really think having a Disney princess getting an abortion is appropriate for young girls..." said one woman Wednesday on Twitter. Her comment was typical of much of the outcry.Planned Parenthood Keystone head Melissa Reed confirmed that her group sent the tweet."Today, we joined an ongoing Twitter conversation about the kinds of princesses people want to see in an attempt to make a point about the importance of telling stories that challenge stigma and championing stories that too often don't get told," Reed said in an emailed statement."Upon reflection, we decided that the seriousness of the point we were trying to make was not appropriate for the subject matter or context, and we removed the tweet."She said Planned Parenthood uses pop culture to educate people and start conversations about sexual and reproductive health issues.The-CNN-Wire 1557