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SOUTH PADRE, Texas — A Minnesota woman accused of murdering her husband before killing a Bradenton woman in order to steal her identity was arrested on Thursday in Texas, according to the US Marshal's office.Lois Riess was facing second-degree murder charges in Rochester, Minnesota in the shooting death of her husband, David Riess, in March. She then allegedly fled to Southwest Florida, where she befriended 59-year-old Pamela Hutchinson, of Bradenton, and targeted her due to their similar appearance. Investigators said Riess murdered Hutchinson in Fort Myers Beach, then took her ID and car and fled Southwest Florida. She was believed to have traveled through the Gulf coast states to Corpus Cristi, Texas. 766

Senate Republicans have reportedly drafted a new version of a potential coronavirus stimulus package — but it's unlikely that the bill will be considered for at least a few weeks.CNN and The New York Times reports that Republican Senators are discussing a stimulus package that would include extended federal unemployment benefits, cash for schools and even billion in funding for the post office.ABC News reports that the bill's total cost would be about 0 billion.In terms of unemployment benefits, Republicans' proposed legislation would reportedly offer 0 a week — about half of the 0 benefits the federal government paid out between March and July.Democrats have said they would like the 0 weekly benefits to be extended through the end of the year and expanded to self-employed workers and gig workers.When the 0 CARES Act unemployment benefits expired in July, President Donald Trump signed an executive order to resume benefits at 0 a week, with the requirement that states pay a portion of those benefits. The order will likely remain in legal limbo for some time.The New York Times reports that the Republicans' new stimulus package includes billion in funding to USPS ahead of the 2020 election. With COVID-19 still spreading throughout the country, election officials are expecting a huge increase in voting by mail. Trump, a staunch opponent of universal voting by mail, has previously said he hoped to slow funding to USPS in order to prevent expanding mail-in voting in November.On Tuesday, Postmaster General Louis DeJoy said that the USPS would not institute operational changes that workers said would slow mail delivery until after the election.According to CNN, Republicans are also proposing about 0 billion in funding to schools and another round of funding to the Paycheck Protection Program — a federal program that provides COVID-19 funding to small businesses.Earlier this month, Senate Majority Leader Mitch McConnell dismissed lawmakers for their annual summer break. He has not indicated if he would call the Senate back into session prior to early September when it's scheduled to reconvene. 2158

So much has changed from just one week before the COVID-19 pandemic and lockdown hit New York City.Though a lot has changed, the NYPD’s “Options” program still persists.“Options” bridges relationships between police and some of the city’s toughest neighborhoods.With a rise in shootings and violence, it is needed now more than ever.Just a few weeks before a worldwide pandemic and months before nationwide unrest over racial injustice and police brutality, there was NYC youth engaging in candid conversations with members of the NYPD.The program has been two years running and bridges the gap between the police and the city’s dynamic youth.“This is the new era of neighborhood policing, and we see that NYC has to open up a lot more and really start listening to the youth of tomorrow,” Det. Jason Anazagasty said.A virtual reality program was also created, scripted and voiced by “Options” teens.It includes real-life scenarios that play out through a virtual reality headset.Their choices on how to handle cyberbullying, violence on the streets and so much are on full display — as are the consequences of those choices.Det. Anazagasty helped create the program with the help of the Police Foundation and community schools and leaders.He said “Options” is breaking barriers, and most importantly it is working.While the ongoing pandemic has paused some planned expansions of the “Options” program to other parts of the country, Anazagasty said it will not stop in NYC and he hopes it will only grow.This story was first reported by Narmeen Choudhury at WPIX in New York City, New York. 1598

Senator John McCain's daughter is asking people to "chill out," as she expressed frustration on the speculation about McCain's death and funeral. Returning from her family's Arizona ranch, Meghan McCain was back to work on ABC's "The View" with a message relating to her dad, who is undergoing treatment for an aggressive form of brain cancer."I'd like everybody to take a collective breath and chill out on my dad for a second, especially Orrin Hatch," Meghan McCain said.This week, reports surfaced with details of Sen. John McCain's final wishes, including that he may not want President Trump at his funeral.The most senior Republican in the Senate, Orrin Hatch, R-Utah, quipped the idea was "ridiculous," and he also predicted McCain would never return to the Senate.Meghan McCain is asking people to have "respect" for her family. "It's a process, as anyone knows if you know anybody that has cancer," she said. Friends and family are now explaining how Senator McCain is faring during his treatment."He's been doing what the doctors have asked of him to do and continues to fight a very tough battle," said Kurt Davis, a political campaign consultant and longtime friend.  "He's doing really good, making jokes, talking, standing, doing a great recovery he has a great team around him," Meghan McCain said.McCain is also receiving a steady stream of visitors.  Former Vice President Joe Biden and Sen. Jeff Flake, R-Arizona, were guests at the ranch in the past week."It's amazing to see, obviously, the impact he's had on so many people across the globe," Davis said. 1698

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

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