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As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources. 5633
AUGUSTA, Maine – Republican U.S. Sen. Susan Collins of Maine has won the hardest-fought race of her career, turning back a challenge by Democrat Sara Gideon and surviving to serve a fifth term.Collins, one of four candidates on the ballot, won a majority of first-place votes. That meant no additional tabulation rounds were necessary under Maine’s ranked choice voting system.Gideon has conceded, telling supporters on Wednesday that she called Collins and congratulated her on the win.Collins long touted herself in the fiercely independent state as a bipartisan centrist who’s willing to work with both parties to get things done.But opponents accused her of being an enabler of President Donald Trump, citing her votes to confirm Supreme Court Justice Brett Kavanaugh and for tax cuts that critics said favored the rich. 832
Authorities in India have decided to hold off retrieving the body of the American national feared killed on North Sentinel Island amid concerns about a possible confrontation with the tribe that lives there.John Allen Chau is believed to have been killed by Sentinelese tribespeople after he visited their island home in the Andaman and Nicobar archipelago in November, breaching local laws strictly prohibiting contact with the isolated people.Indian police say Chau found local fishermen who agreed to take him near the island, before using a canoe the rest of the way. Days later, the fishermen -- who have since been arrested for facilitating his trip -- say they saw the tribespeople dragging his body around the island."We want to avoid direct confrontation with the tribespeople," Dependra Pathak, director general of police of the Andaman and Nicobar islands, told CNN when asked about the latest efforts to retrieve Chau's body. "We do not want to go there and create an unhappy situation."The decision to avoid a direct confrontation with the isolated tribe came after a series of meetings and reconnaissance trips made by the officials. Anthropologists and tribal experts were also consulted.By Sunday, authorities had mapped out the area with the help of the fishermen and observed several members of the tribe walking around the area where eyewitnesses claim to have seen Chau's body dragged and buried.However, despite ruling out any immediate attempts to land on the island, local police would not categorically rule out retrieving the body at a future date. "We are working on it. We'll firm up a plan very soon," said Pathak. 1650
As the Carr Fire becomes the seventh most destructive wildfire in California's history, renowned chefs Guy Fieri and José Andrés are doing everything they can to help feed the evacuees and first responders."My team and I got involved. My son and his buddies, and a bunch of my buddies, loaded up the caravan from wine country and drove four hours up here," Fieri said."We are just working arm-in-arm with the Salvation Army, local chefs, residents and everybody helping out all of the evacuees."More than 12,300 firefighters are battling 15 wildfires burning across California. In total, these fires have burned more than 280,000 acres, and forced more than 44,000 residents to evacuate.The Carr Fire began on July 23 in Northern California, and on Saturday Fieri arrived in Redding, a city of almost 100,000 people where the fire swept through. Two days after Fieri got there, José Andrés' nonprofit, World Central Kitchen, joined him and fellow food first responders, Operation BBQ Relief."We hit the ground on Monday and started our meal operation today. Guy is heading to the Lake County Fire and we are taking over, and continue the efforts here in Redding," said Nate Mook, Executive Director for World Central Kitchen.With the help of Operation BBQ Relief, Fieri and his team were able to make over 1,000 meals twice a day, Mook said.BBQ Relief, whose main mission is to feed those affected by natural disasters in the United States, has around 30 volunteers and with World Central Kitchen's help it totals to 100 people on the ground to help feed those in need."We are planning to do 5,000 meals a day or more, depending on the need. We have the capacity and are prepared to cook 5,000 meals a day with no problem," Mook said.Fieri, alongside World Central Kitchen and BBQ Relief, are able to plan where help is needed the most by working with the Red Cross and the Salvation Army, who oversee the incident response.That way they can travel across the state to help everyone affected by the multiple wildfires."It's unbelievable to see what folks are going through, but it's even more unbelievable just how great this community is, and [to see] all these folks that have come together," Fieri said.Andrés is not in California, but he has been monitoring the situation and will fly in if needed."We got six chefs in Redding. Depending on the need we will bring more chefs and volunteers. We don't know what the next four days will look like, so he will be paying close attention," Mook said.Andrés recently left Guatemala, where he and his team were able to make more than 325,000 meals for those?affected by the volcano eruption last month.Mook said that even though the numbers can look a bit overwhelming, the volunteers get inspiration and passion to help those in need from all the support they receive from the communities."At the end of the day you just have to start somewhere, and just start cooking, cooking until everyone is fed," Mook said.As for Fieri, he takes pride in all the folks who drop everything just to help."We're in tough times ... with all of the things going on, you take a moment like this and you really see America is made of a lot of great people coming together," Fieri said. 3252
At least 257 people have been killed in a military plane crash near Algeria's capital, Algiers, state media reports.The aircraft crashed near the Boufarik air base, between Algiers and the city of Bilda. Ten of those killed were the plane crew, according to state-run Radio Algerie.It was not immediately clear whether there were any survivors.TV station Ennahar showed images of smoke rising from the plane's fuselage, tilted to one side, with part of the aircraft sticking out above olive trees. Dozens of bodies were seen in numbered bags as paramedics and firefighters worked at the crash site.The-CNN-Wire 618