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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259

When Dr. Koji Ebersole laid eyes on the boy whose face was impaled on a 10-inch knife, the neurosurgeon thought, "here we go again."Eli Gregg, 15, of Bourbon County, Kansas, is recovering from the freak accident after going home from the hospital on Monday. In a rare occurrence, he's the second boy Ebersole has treated recently for a sharp object piercing the head.The first was 10-year-old Xavier Cunningham. In 2018, 433

While more than 2,500 people have been hospitalized with EVALI — a severe lung diseased linked to vaping and e-cigarettes — the 140

WASHINGTON (AP) — President Donald Trump has gone on a clemency blitz, commuting the 14-year prison sentence of former Illinois Gov. Rod Blagojevich and a long list of others. In addition to Blagojevich, Trump pardoned former NYPD commissioner Bernie Kerik, who served three years for tax fraud, and and financier Michael Milken, who pleaded guilty for violating U.S. securities laws. Trump also pardoned Edward DeBartolo Jr., the former San Francisco 49ers owner convicted in a gambling fraud scandal. And Trump pardoned, among others, a technology entrepreneur who accessed a computer without authorization, a construction company owner who underpaid his taxes; and an author who served a six-month home sentence for her role in a stolen vehicle ring. --Here is the full list, as given by the White House:Edward DeBartolo, Jr., is a successful businessman, real estate developer, and member of the Pro Football Hall of Fame. During the 23 years that he owned the San Francisco 49ers, the team won an unprecedented 13 division titles and 5 Super Bowl Championships. In 1998, he was convicted for failing to report a felony regarding payment demanded for a riverboat casino license, and he was sentenced to 2 years’ probation. Mr. DeBartolo did not allow his conviction to define his life. He remained a generous philanthropist and passionate supporter of numerous charitable causes, including charter schools like the Brooks DeBartolo Collegiate High School, and anti-gang violence initiatives. His exceptional compassion and warmth define his character to this day. Mr. DeBartolo treated players and coaches as part of his family. Many prominent individuals from the National Football League have strongly advocated for this pardon, including Joe Montana, Jim Brown, Jerry Rice, Steve Young, Ronnie Lott, Charles Haley, Derrick Brooks, Fred Dean, Robert Kraft, Jerry Jones, and Roger Goodell. They have been joined in their support by other notable figures and organizations, including Pastor Darrell Scott, Kareem Lanier, Paul Anka, and the Urban Revitalization Coalition.Michael Milken, one of America’s greatest financiers, pioneered the use of high-yield bonds in corporate finance. His innovative work greatly expanded access to capital for emerging companies. By enabling smaller players to access the financing they needed to compete, Mr. Milken’s efforts helped create entire industries, such as wireless communications and cable television, and transformed others, like home building. Mr. Milken’s work also democratized corporate finance by providing women and minorities access to capital that would have been unavailable to them otherwise. In 1989, at the height of his finance career, Mr. Milken was charged in an indictment alleging that some of his innovative financing mechanisms were in fact criminal schemes. The charges filed against Mr. Milken were truly novel. In fact, one of the lead prosecutors later admitted that Mr. Milken had been charged with numerous technical offenses and regulatory violations that had never before been charged as crimes. Though he initially vowed to fight the charges, Mr. Milken ultimately pled guilty in exchange for prosecutors dropping criminal charges against his younger brother. As a result, Mr. Milken served 2 years in prison in the early 1990s. Since his release, Mr. Milken has dedicated his life to philanthropy, continuing charitable work that he began before his indictment. Over the years, Mr. Milken—either personally or through foundations he created—has provided hundreds of millions of dollars in critical funding to medical research, education, and disadvantaged children. Mr. Milken’s philanthropy has been particularly influential in the fight against prostate cancer and has been credited with saving many lives. This pardon has widespread and longstanding support, including from the following individuals: Dr. Miriam Adelson, Sheldon Adelson, David Bahnsen, Tom Barrack, Maria Bartiromo, Ron Burkle, Secretary of Transportation Elaine Chao, William Ford, Josh Friedman, Rudy Guiliani, Josh Harris, Rabbi Marvin Hier, Ray Irani, Robert Kraft, Richard LeFrak, Randy Levine, Howard Lorber, Representative Kevin McCarthy, Larry Mizel, Arte Moreno, Rupert Murdoch, Sean Parker, John Paulson, Nelson Peltz, Steven Roth, David Rubenstein, Larry Ruvo, Marc Stern, Steven Tananbaum, Ted Virtue, Andrew von Eschenbach, Mark Weinberger, and Gary Winnick.Ariel Friedler was a successful entrepreneur, and built a successful technology company that employed more than 150 people and served more than 41 million students, staff, employers, and government constituents worldwide. In 2014, while serving as President and Chief Executive Officer of the company, Mr. Friedler pled guilty to conspiracy to access a protected computer without authorization and served 2 months in prison. As a result of this incident, he was forced to sell the company that he had dedicated his life to building. During the investigation, his time in prison, and after his release, Mr. Friedler expressed deep remorse for his actions. Since his release, Mr. Friedler has volunteered his time and expertise to promoting veterans issues and helping former prisoners reenter and rejoin society. In recognition of his rehabilitation, the State of Florida restored his license to practice law. Among those who support this grant of clemency are former New Jersey Governor Chris Christie and Rabbi Katz of the Aleph Institute.Bernard Kerik courageously led the New York Police Department’s heroic response to the horrific attacks of September 11, 2001, as Commissioner of the New York Police Department. He embodied the strength, courage, compassion, and spirit of the people of New York and this great Nation as he served alongside first responders at the World Trade Center in the aftermath of the attack. In 2010, Mr. Kerik was sentenced to 4 years’ imprisonment for tax fraud and for making false statements. Since his conviction, he has focused on improving the lives of others, including as a passionate advocate for criminal justice and prisoner reentry reform. His 30 years of law enforcement service and tenure as Commissioner of the New York City Department of Correction have given him a unique understanding and perspective on criminal justice and prisoner reentry reform, and he remains an invaluable contributor to these endeavors. Mr. Kerik is the recipient of countless awards for meritorious and heroic service, including a Presidential Commendation for Heroism from President Ronald Reagan. Among others, this pardon is supported by Rudy Giuliani, Judge Andrew Napolitano, Geraldo Rivera, Charlie Daniels, Chief Paul Cell, Judge Ray Reddin, Former Chief of the Passaic County Sheriff’s Department John Comparetto, Representative Peter King, Christopher Ruddy, Chief and Mrs. Eddie Gallagher, and Sidney Powell.Paul Pogue was the owner of a successful construction company and made significant charitable contributions every year. An audit by the Internal Revenue Service discovered that Mr. Pogue had underpaid his taxes over a 3-year period by approximately 10 percent. Immediately upon learning of the tax deficiency, Mr. Pogue paid restitution, interest, and penalties. To avoid the cost and burden of fighting the charges, which could have put at risk the jobs of the 150 people employed by his company, Mr. Pogue agreed to plead guilty and was sentenced to 3 years of probation. Despite his conviction, Mr. Pogue never stopped his charitable work. For more than 30 years, he has provided significant humanitarian aid to countries around the world, including Africa, India, and Mexico, all while continuing to help his fellow Americans in times of need. Mr. Pogue is the founder of two non-profit organizations. One constructs churches, clinics, schools, and orphanages in developing countries. The other provides disaster relief to communities in need. Following Hurricane Harvey, his charity provided critical support to Texans rebuilding their lives in the wake of the storm. In addition, Mr. Pogue’s non-profit flies medical teams into disaster areas and flies people in need of medical treatment to doctors and hospitals. Texas Attorney General Ken Paxton, former Pennsylvania Senator Rick Santorum, Mike Buster, Steve Dulin, Robert Morris, Jack Graham, and James Robison are among the many people who support this grant of clemency. David Safavian has dedicated his life to criminal justice reform after serving nearly a year in prison. Mr. Safavian was convicted of making false statements and of obstructing an investigation into a trip he took while he was a senior government official. Having served time in prison and completed the process of rejoining society with a felony conviction, Mr. Safavian is uniquely positioned to identify problems with the criminal justice system and work to fix them. Mr. Safavian is a fierce advocate for policy changes that improve public safety, protect families and victims, and reduce recidivism, including the First Step Act, which provides prisoners with a second chance through rehabilitative programs, fair sentencing, and smart confinement. The District of Columbia restored his license to practice law, and his pardon is supported by several prominent individuals, including Van Jones, Matt Schlapp, Mercedes Schlapp, Doug Deason, Mark Holden, Topeka Sam, Dan Schneider, and Jessica Jackson. Angela Stanton overcame a difficult childhood to become a champion for redemption and rehabilitation for all who strive for a better life. In 2007, she served a 6-month home confinement sentence for her role in a stolen vehicle ring. Today, Ms. Stanton is a national best-selling author, widely acclaimed television personality, and proponent of criminal justice reform. She works tirelessly to improve reentry outcomes for people returning to their communities upon release from prison, focusing on the critical role of families in the process. This pardon is supported by Alveda King. In light of the decisions these individuals have made following their convictions to work to improve their communities and our Nation, the President has determined that they are each deserving of full pardons.In addition, the President is commuting the sentences of four individuals:Rod Blagojevich was the Governor of Illinois from 2003 until 2009, when he was charged with, among other things, offering an appointment to the United States Senate in exchange for campaign contributions. He was convicted of those charges and sentenced to 14 years in prison. Although the Seventh Circuit reversed some of his convictions related to the Senate appointment, it did not alter his 14-year sentence. He has spent 8 years in prison. People from across the political spectrum and from varied backgrounds have expressed support for shortening Mr. Blagojevich’s sentence, including Senator Dick Durbin, Reverend Jesse Jackson, Sr., former Representative Bob Barr, Representatives Bobby Rush and Danny Davis, former Attorney General Eric Holder, and Bishop Byron Brazier. Additionally, more than a hundred of Mr. Blagojevich’s fellow inmates have written letters in support of reducing his sentence. During his confinement, Mr. Blagojevich has demonstrated exemplary character, devoting himself to improving the lives of his fellow prisoners. He tutors and teaches GED classes, mentors prisoners regarding personal and professional development, and speaks to them about their civic duties. Notwithstanding his lengthy sentence, Mr. Blagojevich also counsels inmates to believe in the justice system and to use their time in prison for self-improvement. His message has been to “keep faith, overcome fear, and never give up.”Tynice Nichole Hall is a 36-year-old mother who has served nearly 14 years of an 18-year sentence for allowing her apartment to be used to distribute drugs. While in prison, Ms. Hall has completed a number of job-training programs and apprenticeships, as well as coursework towards a college degree. In addition, Ms. Hall has taught prison educational programs to other inmates. She has accepted responsibility for her past behavior and has worked hard to rehabilitate herself. Among those who support this grant of clemency are Clemency for All Non-Violent Drug Offenders Foundation, Alice Johnson, Dan Schneider, Matt Whitaker, Adam Brandon, Kevin Roberts, Brett Tolman, and John Hostettler.Crystal Munoz has spent the past 12 years in prison as a result of a conviction for having played a small role in a marijuana smuggling ring. During this time, she has mentored people working to better their lives, volunteered with a hospice program, and demonstrated an extraordinary commitment to rehabilitation. The Texas A&M Criminal Defense Clinic, the Clemency for All Non-Violent Drug Offenders Foundation, Dan Schneider, Matt Whitaker, Adam Brandon, Kevin Roberts, Brett Tolman, John Hostettler, and Alice Johnson are among the many who support this grant of clemency.Judith Negron is a 48-year-old wife and mother who was sentenced to 35 years in prison for her role as a minority-owner of a healthcare company engaged in a scheme to defraud the Federal Government. Ms. Negron has served 8 years of her sentence and has spent this time working to improve her life and the lives of her fellow inmates. Her prison warden and her counselor have written letters in support of clemency. According to her warden, Ms. Negron “has always shown herself to be a model inmate who works extremely well with others and has established a good working relationship with staff and inmates.” This grant of clemency is supported by the Clemency for All Non-Violent Drug Offenders Foundation, Dan Schneider, Matt Whitaker, Adam Brandon, Kevin Roberts, Brett Tolman, John Hostettler, and Alice Johnson, among others. 13817

Virtual reality is big in the gaming word. But now, the technology is being used to help better understand Alzheimer’s disease. According to the World Health Organization, 50 million people around the world suffer from Alzheimer’s, and that number is growing rapidly. By 2050, it’s expected to double. "It can be challenging, right? Because there is no cure,” says Molly Fogel, an educator at the Alzheimer’s Foundation of America.Fogel is part of the crusade to help people better understand what it’s like living with this illness. That's where virtual reality comes in. “Virtual reality helps you become part of Harry's morning,” Fogel explains of the program. “You will be in his shoes. “It's a 3 minute and 12 second experience.” The video goes through the first part of Harry's day. He has Alzheimer’s.During the VR experience, users will experience things like blurry vision, hallucinations, confusion and disorganization. “Our hope is that we can help people through a really cool technology,” Fogel says. The device launched this year as a tool to help care givers, and even family members, empathize and understand the disease. “Most likely you know somebody or will know somebody living with this illness, Fogel says.“As we can better understand Alzheimer’s disease--destigmatize Alzheimer’s disease--we can be better friends, community members, healthcare professionals, and help the person live with this illness, versus suffer with the illness.” 1474

来源：资阳报