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According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

After the MLB Players Association said on Monday that it has rejected the latest proposal from baseball owners to resume play, MLB says it is ready to move forward with framework that the players and owners agreed to shortly after the season was postponed in March.MLB is now asking if players will be able to report on July 1 for training camp, and if the players will agree to health and safety protocols imposed by MLB. MLB is giving the players' union until Tuesday night to respond.MLB said in a statement, “Today, the Major League Baseball Players Association informed us that they have rejected the agreement framework developed by Commissioner Manfred and Tony Clark. Needless to say, we are disappointed by this development.MLB said that the proposal rejected by players included the expansion of the MLB playoffs and a universal DH. MLB players union released the following statement:“The MLBPA Executive Board met multiple times in recent days to assess the status of our efforts to resume the 2020 season.“Earlier this evening, the full Board reaffirmed the players' eagerness to return to work as soon and as safely as possible. To that end we anticipate finalizing a comprehensive set of health and safety protocols with Major League Baseball in the coming days, and we await word from the league on the resumption of spring training camps and a proposed 2020 schedule.“While we had hoped to reach a revised back to work agreement with the league, the Players remain fully committed to proceeding under our current agreement and getting back on the field for the fans, for the game, and for each other.”The players union has complained that the league is attempting to play the fewest number of games possible.“The commissioner has repeatedly threatened to schedule a dramatically shortened season unless players agree to hundreds of millions in further concessions,” the MLBPA said on June 13. “Our response has been consistent that such concessions are unwarranted, would be fundamentally unfair to players, and that our sport deserves the fullest 2020 season possible.”The framework released late Monday does not stipulate an exact number of games, but it is believed that MLB will try to complete 50 to 60 games for the 2020 season. 2259

Alexandra Canosa, an associate producer on the Netflix series "Marco Polo," has filed a lawsuit in Manhattan Supreme Court alleging Harvey Weinstein raped, physically assaulted and verbally abused her over the course of five years.Weinstein "constantly threatened" Canosa and "made it clear that if she did not succumb to his demands for sexual contact or if she exposed his unwanted conduct there would be retaliation, including humiliation, the loss of her job and loss of any ability to work in the entertainment business," court documents allege.The lawsuit claims the former film executive insisted on meeting with Canosa in "isolated environments" and demanded sex. "Marco Polo" was produced by the Weinstein Company and debuted in 2014.Weinstein attorney Phyllis Kupferstein issued the following comment Tuesday to CNN:"Ali Canosa was a friend who had worked for The Weinstein Company for 10 years, traveled the world for the company and held several influential roles; overseeing many projects throughout the years. From someone who has been thought of as a good friend, involved only in a consensual relationship, these claims are not only mystifying to Mr. Weinstein, but deeply upsetting, and they cannot be supported by the facts."CNN received two updates within an hour of the statement. The second had no mention of a "consensual relationship" between Weinstein and Canosa. The Weinstein team had "no additional comment" in regards to the changes in the statements.Canosa alleged in Monday's amended lawsuit that Weinstein sexually assaulted her multiple times between 2010 and 2015.Canosa says she was sexually assaulted in a New York hotel room, "sexually assaulted, verbally assaulted, bullied and intimidated multiple times" in Los Angeles, "sexually assaulted and raped" in Malaysia, and "physically assaulted and verbally abused" inside Weinstein's room in Budapest.In August 2017, Canosa alleges, Weinstein verbally threatened her "not to speak to anyone about his abuse."In addition to Weinstein, the lawsuit lists The Weinstein Company, LLC, The Weinstein Company Holdings, LLC, Robert Weinstein -- Harvey's brother and co-founder of The Weinstein Company -- and nine other individuals associated with the Weinstein brand as defendants.Defendants "knew or should have known" about Weinstein's conduct, and didn't correct it. Instead, they "facilitated, hid, and supported" him, the complaint outlines.The Weinstein Company, LLC, and The Weinstein Company Holdings, LLC, were aware of Weinstein's history of sexual misconduct and facilitated his conduct by arranging meetings in hotel rooms and paying off sexual misconduct claims without corrective actions, according to the court filing.The companies had notice of Weinstein's actions against Canosa and other women, but failed to investigate further or "take reasonable steps" to do anything about them, the lawsuit alleges.Individuals who complained to the companies' human resources department for similar situations to what Canosa alleges "were subject to retaliation by Harvey Weinstein as a result of their complaints," the lawsuit says, adding that the failure to investigate claims of misconduct shielded Weinstein from consequences and enabled him to continue victimizing employees.CNN has reached out to Robert Weinstein's representatives for comment."The members of the board, including myself, did not know the extent of my brother's actions," he told The Hollywood Reporter in October 2017.Netflix declined to comment on the lawsuit.  3534

Although four people were killed, and 10 others were wounded by a gunman targeting a Northern California elementary school on Tuesday, authorities said the incident could have been more tragic.According to Tehama County Assistant Sheriff Phil Johnston, when school administrators heard gunshots ringing out nearly 1/4 mile from the school, the school immediately went into lockdown mode without the prompting of police. This, Johnston said, prevented an even worse tragedy at the school.“The shooter took his vehicle and rammed their fence and gate and entered the (school) grounds on foot with a semi-automatic rifle,” Johnston said. “It appears he couldn’t make access to the room and he gave up and reentered the vehicle.”Johnston confirmed that no children from the school were killed, but one was wounded. Johnston said that after being thwarted at the school, he went on a rampage in the community, as there were seven different shooting locations throughout Rancho Tehama.The Corning Union School District commended the effort of its employees. "School staff is commended for their courageous and professional response to this terrible incident. The school was able to go on lockdown very quickly and effectively, which prevented any further injury or violence," the district said in a statement.Rancho Tehama Elementary School educates students Kindergarten through Grade 5. 1415

ALPINE, Calif. (KGTV) — Kevin Coleman feels a range of emotions when he steps foot onto the land in Alpine he used to call home. He and his wife Monica lost two houses on the property during the July 2018 West Fire. "Disappointing, heartache, anxiety, stress, how do you rebuild?" he says.The 22-acre parcel in Alpine has the remnants of the two houses, while a third home on the property is rented out. Meanwhile, the Colemans are living with other family. "We've exhausted the little bit of insurance money that we got to do the debris removal, the cleanup," Kevin says. "We had to take care of trees and all the damage on the property." About 60 homes burned in the West Fire, a number of them still not rebuilt. Looking for any solution, Monica began calling contractors she'd worked with in the past. She found her answer sitting in a San Diego storage yard near Oak Park. That's where the city had been storing a historic home since a 2014 legal settlement with The Academy of Our Lady of Peace. As part of the settlement, the city was forced to remove two historic homes from Normal Heights to make way for the school to expand. It had one remaining in the yard, and agreed to sell it to the Colemans for . Monica mailed the city a signed contract with a bill Thursday. The only catch: The family must keep the home's historic character. "I was very shocked, and bawled my eyes out when they said, we're going to sell you this house for a dollar," Monica said. The next steps, however, are costly. Kevin says a contractor quoted the family ,000 to move the home to their land in Alpine. It will also cost about ,000 in labor to make the home habitable. A City of San Diego spokesman says no other homes are available. 1744