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President Donald Trump announced Friday night that he will be awarding the Presidential Medal of Freedom to former Notre Dame football head coach Lou Holtz.Holtz is an ardent supporter of Trump, speaking on his behalf at the Republican National Convention last week.Holtz, who was once a notable figure at one of the nation’s most recognizable Catholic institutions, used part of his speech to vilify Democratic nominee Joe Biden for being a Catholic who supports abortion choice.“One of the important reasons he has my trust is because nobody is but a stronger advocate for the unborn than President Trump,” Holtz said. "The Biden-Harris ticket is the most radically pro-abortion campaign in history. They and other politicians are Catholics in name only and abandon innocent lives. President Trump protects those lives. I trust President Trump.”According to the White House, the Presidential Medal of Freedom is a prestigious award given to “the Nation’s highest civilian honor. It is awarded by the President of the United States to individuals who have made exceptional contributions to the security or national interests of America, to world peace, or to cultural or other significant public or private endeavors.”Holtz’s coaching career spanned 44 years, 35 of them as a head coach. As a college head coach, he led William and Mary, North Carolina State, Minnesota, Arkansas, Notre Dame and South Carolina. He also briefly was the head coach of the New York Jets of the NFL.After his tenure with South Carolina, Holtz was an analyst for ESPN. He was elected to the College Football Hall of Fame in 2008. 1617

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

PORTLAND, Ore. (AP) — An Amtrak train headed to Los Angeles from Seattle has been stuck on the tracks near Eugene, Oregon since Sunday after hitting a tree that fell onto the tracks.The Oregonian/OregonLive reports the Amtrak Coast Starlight train left Seattle Sunday morning and stopped in Oakridge, Oregon around 6:20 p.m., according to Amtrak spokeswoman Olivia Irvin.She says heavy snow and debris on the tracks have kept the 183 passengers stuck in the area and it's not yet clear when they will be able to leave.Oakridge is about 45 miles (72 kilometers) southeast of Eugene.Irvin said road closures in the area due to heavy snow and downed trees are making it difficult to provide alternative transportation.She said there is currently enough food on board for passengers.Union Pacific is helping Amtrak try to clear a path for the train. 853

President Donald Trump announced Tuesday he is quitting the Iran nuclear deal, pitting him against the United States' closest allies and leaving the future of Tehran's nuclear ambitions in question."I am announcing today that the United States will withdraw from the Iran nuclear deal," Trump said from the White House."It is clear to me that we cannot prevent an Iranian nuclear bomb under the decaying and cotton structure of the current agreement," he said. "The Iran deal is defective at its core. If we do nothing we know exactly what will happen."In announcing his decision, Trump will initiate new sanctions to go forward, crippling the touchstone agreement negotiated by his predecessor, according to a US official and a person familiar with the plan."The so-called Iran deal was supposed to protect the United States and our allies from the lunacy of an Iranian nuclear bomb, a weapon that will only endanger the survival of the Iranian regime," the President said. "In fact, the deal allowed Iran to continue enriching uranium and over time reach the brink of a nuclear breakout."The President added: "Today, we have definitive proof that this Iranian promise was a lie."Senior Trump administration officials -- including Secretary of State Mike Pompeo and the Director of National Intelligence Daniel Coats -- have said Iran is adhering to its commitments under the deal. But Trump has argued while they may be sticking to the letter of the accord, they have violated its spirit by fostering discord in the region.Trump derided the deal as an embarrassment that gave the regime dollars at the same time it sponsored terrorism."At the point when the US had maximum leverage, this disastrous deal gave this regime -- and it's a regime of great terror -- many billions of dollars, some of it in actually cash -- a great embarrassment to me as a citizen," Trump said.The sanctions could take months to go into effect as the US government develops guidance for companies and banks. But reapplying the sanctions -- which were lifted in exchange for Iran's commitment to curb its nuclear program -- would cripple the 2015 accord that Trump has deemed "the single worst deal I've ever seen drawn by anybody."Long a harsh critic of the nuclear accord, Trump has until now resisted taking steps to fully withdraw from the plan.It further isolates Trump on the global stage, where he has angered even the staunchest US allies by reneging on US commitments to the Paris climate accord and pulling out of the Trans Pacific Partnership trade agreement.The grace period until the sanctions are imposed may offer the deal's proponents an opening to negotiate. But the uncertainty is expected to forestall foreign investments in Iran that were made possible by the pact.Trump was keeping his decision closely held on Tuesday morning. Marc Short, the President's legislative director, said lawmakers would be notified later Tuesday afternoon.  2949

President Donald Trump personally made the decision to abandon plans to impose more sanctions on Russia for supporting Syria's chemical weapons attack on civilians, according to three senior administration officials and a source familiar with the discussions.The first senior administration source said the Trump administration informed the Russian government there won't be an additional round of sanctions. The official said the call was made to the Russian Embassy on Sunday. They said the confusion caused by comments made by UN Ambassador Nikki Haley in a Sunday show interview when she said new sanctions were coming made the call necessary. 655