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INDIANAPOLIS —  Scammers are getting smarter about how they take your hard-earned money.According to new research from the Federal Trade Commission, a new twist is emerging on a scam targeting grandparents — the scammers now want you to mail cold hard cash.Typically, scammers ask you to wire money or send gift cards, but now they're going the old-fashioned route.The FTC found a striking increase in the amount of money people ages 70 and older are losing to fraud.Currently, people 70 years old and older report losing about ,000 in cash, compared to ,000 to other age groups.Typically, the scammers pose as grandchildren or other friends and family in trouble and ask the victim to send them money in the mail.The FTC reports consumers have lost million over the last year to the friends and family scam, compared to million in the previous year."In about half of the reports of cash payments, people said the caller claimed to be in jail or other legal trouble," said Emma Fletcher, FTC spokeswoman. "About a third of these reports mentioned a so-called car accident (some mentioning texting or drinking while driving). In both cases, the callers play on people’s emotions and sense of loyalty. They may be told they’re the only person trusted enough to call for help, and they’re often told not to tell anyone."The scammers often use personal details from social media sites to make their stories more believable and often give very specific instructions about how to send cash."Many people said they were told to divide the bills into envelopes and place them between the pages of a magazine," Fletcher said. "Then, according to reports, they were told to send them using various carriers, including UPS, FedEx and the U.S. Postal Service."The FTC provides these tips to avoid the scam: 1823

INDIANAPOLIS -- 14 offenders at the Indiana Women's Prison are now enrolled in a year-long program that will teach them how to create web applications.The non-profit "Last Mile" is offering the software engineering training. Governor Eric Holcomb joined members of the first class on Thursday, along with Last Mile board members, including rapper and entrepreneur MC Hammer, to kick off the program."I've been in and out of DOC a few times in my life in the past, so I know firsthand about some of the stumbling blocks that exist. Therefore, when I heard about this program, it just really inspired me to apply, because I want to be a success," said Stacy Jennings, a Last Mile participant.Fifty women applied for the program but only 14 were selected.The idea is to arm the women with the skills needed to knock down barriers and land a job once their time behind bars is done.Business and community partners will offer internships."What I hope to get is a new beginning. The opportunity to be able to support myself, be financially stable and also help others to know it's never too late to keep moving forward," Jennings said. Introduction on coding in the Indiana Women's Prison starts on Monday. The women will be in class about 30 hours per week.Indiana is the second state in the nation to launch "Last Mile."  1365

It was back in March when cleaning items started disappearing from grocery stores, in the initial pandemic panic.Remember the runs on toilet paper? For three months, you couldn't find any.But here we are, six months later, and many items are still in short supply."Sometimes bleach, and paper towels," one grocery shopper told us. "Clorox wipes we cannot find," another said.But disinfecting items are just the beginning of the waves of product shortages that have hit during this year of COVID-19, and much of it has nothing to do with panic buying.So we checked into 10 things still in short supply, and why they remain so elusive.1. Lysol and Clorox wipesNext to hand sanitizer (which is now readily available), disinfecting wipes remain the Holy Grail of grocery items these days.But with hospitals, schools, and businesses snapping them up by the truckload, grocery shoppers will be among the last in line to get them as long as the pandemic rages.You can add Lysol, Clorox bathroom cleaner, Scrubbing Bubbles, and Formula 409 to the list, for the same reasons.2. Paper towelsUnlike toilet paper, which is now readily available, paper towels remain hard to find.Paper producers devoted the summer to increasing toilet paper production, and now there is almost too much. Some stores put toilet paper where cleaning products used to be to fill empty shelf space.But paper towels are bulky to ship, and manufacturers have not increased production as much, according to the Wall Street Journal. So don't expect much to change soon.And they are as in-demand as all cleaning products.3. Yeast and baking flourThe springtime lockdown saw millions of Americans turn to baking, and that in turn led to huge shortages of baking products. Luckily, these shortages are just about over, as we return to bakeries and restaurants.4. Canning jars and lidsWith worries of food shortages that never happened, millions of people started growing tomatoes and other vegetables that now need to be harvested and canned.The result: an uncanny shortage of canning supplies that is expected to linger through the winter. Expect to pay a lot for canning lids, especially.5. BicyclesThis may be the biggest shortage of all, next to Clorox wipes.Beth Tessler was shopping for a bike recently. But the showroom floor was empty, save for small children's bikes and high-end racing bikes, leaving her stunned by the prices."The cheapest bike we found was ,000," she said. "The most expensive was ,500."Store manager Terry Powell said mid-priced Bianchi and Schwinn bikes are on back order."Demand has been through the roof this year," he said. "A lot of people have been pulling old bikes out of barns and garages and trying to get them fixed up because they can't find the bicycle they are looking for."6. Swimming poolsJust like with bicycles, stay-at-home orders meant people needed activities to do at home. So all spring, they snapped up above-ground and in-ground pools.You now may have to wait several months to have an in-ground pool installed.7. AppliancesWhen it comes to appliances, things are not as tough as finding a bicycle. But still, if you are looking for a specific French-door fridge with two drawers and water in the door, you might have to settle for something else.Jeffrey Boggs owns an appliance shop where every day he deals with customers frustrated by kitchen appliances on back order."It started with freezers, and it's gradually getting into every appliance," he said. "Microwave, range, everything is difficult to get right now." He blames two factors: plant shutdowns this spring, and shipping delays from China.He said you can find a fridge or washer if you need one, but don't have your heart set on one particular model.With factories up to full steam again, he expects supplies to rebound this fall.8. Laptops, children's desksYou can thank remote, Zoom learning for this shortage. Inexpensive laptops and Chromebooks are very hard to find, as parents and schools snapped them up all summer.Stores predict shortages should ease by Black Friday. Until then, be careful buying from unknown web sellers.9. CoinsIf you have been Krogering the past two months, you probably have seen signs warning of a coin and change shortage, but it's more than an inconvenience.Jamie Lusk owns a laundromat. He struggles to keep quarters in stock."My customers use quarters to run these machines," he said. "And when I can't go to the bank to purchase quarters, then they can't run the machines."10. Beer and Coke cansThis one is not a current shortage that is just starting to get worse: aluminum cans are in short supply.Craft brewer Scott LaFollette is concerned about the sudden aluminum can shortage, which is forcing breweries to wait longer and pay more for their shipments."It is just in the beginning stages, so it's probably going get much worse before it gets better," he said.The good news: there is no shortage of beer, and if you don't mind glass, there is plenty of beer to drink.You might need a drink just keeping up with all the new shortages that seem to pop up every week.As always, don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 5439

INDIANAPOLIS, Ind. — Indianapolis Colts head coach Frank Reich knelt during the national anthem and the players stood with linked arms before Sunday's opening game against the Jaguars.The Colts also released a statement on behalf of Black communities in Indiana and other cities before the game."Our intent is to bring attention to the issue of systemic racism and the injustice inherit therein," the statement read. "We also wanted to demonstrate a symbolic gesture of how we believe meaningful change happens.""We were not protesting the flag, the anthem, or the men and women who wear the uniform," the statement read. "The timing of this action is meant to highlight that the presence, power, and oppression of racism remains inconsistent with the unity and freedoms of what it means to be an American."You can read the full statement below: 853

It’s not always what you teach, but rather how you teach.And at the University of California, Irvine, lecturer Thomas Eppel, Ph.D. is helping educate others for the digitally driven world.“I spend more time, or at least as much time, teaching online as I do in a traditional face-to-face format,” he said.Eppel is talking about is UCI’s Digital Learning Lab at the Paul Merage School of Business, a full-on production studio designed for remote learning which was built before COVID-19 forced campuses to close.“I always say the Paul Merage School of Business was maybe the most prepared school, certainly here on campus, when the pandemic hit,” Eppel said.He believes the digital learning lab offers three distinct advantages to traditional learning: convenience, flexibility and mastery.“To be able to watch a video over and over again and until you truly master the material, I think is another huge advantage of online education,” Eppel said.It's an academic advantage students say has helped them prepare for life post pandemic.“In terms of COVID, I think it did mean we were better prepared for what was happening,” said Sarah Kutner, an MBA candidate at UCI.Kutner has taken online classes at other schools before but says the DLL is online learning at a higher level.“I think it definitely has moved our transition because we already did have some focus on how can digital technology augment our learning experience,” she said.With more colleges transitioning to remote learning, a lot of them are reaching out to leaders at UCI, looking at ways they can improve their digital learning experiences.“We’re also able to help our sister schools here at UCI along with the central campus,” said Natalie Blair, UCI’s director of digital learning.She says with more schools investing in this kind of education, her staff is committed to helping others.“We’re definitely leading and if you stop learning you stop leading,” Blair said. “So, we’re always iterating and improving our methods.”Blair added that even though more students are now learning from a distance, this technology means that they’re not learning alone. 2130