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Calico Critters and a VTech Drill & Learn Toolbox are among several toys a Florida consumer advocacy group has deemed dangerous in its annual toy safety report ahead of the busy holiday shopping season.On Monday, the U.S. Public Interest Research Group Education Fund (PIRG) released its "Trouble in Toyland," a guide to help keep children safe from dangerous toys.The report warns about several toys being sold across the U.S. are choking hazards, recalled toys being resold on eBay, magnets being swallowed, noisy toys, and in-app purchases.When it comes to toys with small parts, the report recommends parents inspecting the toys thoroughly "regardless of what the label does or doesn't say."For noisy toys, the report says they can hurt your child's hearing, so an adult should lower the volume or place tape over the speakers to "muffle the sound."Several toys mentioned in the report include:Neutronball building sets and magnets made by Zen Magnets LLC are considered choking hazards, according to PRIG."Never allow young children to play with high-powered magnets, and talk with older children about the dangers of being careless and leaving them within reach of their siblings," the report stated.Toys that have been recalled - 6" Promotional Aflac Doctor Duck, the Step2 Little Helper's Children's Grocery Shopping Cart, and the Fisher-Price Barbie Dream Camper — were recently found for sale on eBay."When shopping for toys, especially at garage sales and second-hand stores or sites, check saferproducts.gov to confirm the toy hasn't already been recalled," the report said.The report is there to inform the public as well as suggest guidelines for lawmakers. 1683

CAMP PENDLETON, Calif. (KGTV) - Fire crews responded Thursday to a fire on Camp Pendleton near the Hotel training area, North County Fire reported. The so-called Weisgarber Fire scorched at least 120 acres one mile west of the DeLuz Gate by Thursday night, Cal Fire said. Crews were able to get the fire 40 percent contained by around 7 p.m. By 10 p.m., base officials said that crews stopped the fire's forward rate of spread.North County Fire officials said the flames posed no threat to Fallbrook or the surrounding area. As of 6:45 a.m. Friday, Cal Fire officials said the fire was 100 percent contained and was stopped at 120 acres burned.There is no word on the cause of the fire. 695

CARLSBAD, Calif. (KGTV) - Two women say the same massage therapist sexually assaulted them at the upscale Omni La Costa Resort and Spa in Carlsbad.They've now filed a lawsuit against the massage therapist and the resort for sexual battery and negligence, among other complaints."I'm emotional. I'm volatile. I have never been like that," says the woman. She asked that we not release her name because of the nature of the alleged crime. She says she's now struggling after a harrowing experience at the high-end resort. 527

CAMPO, Calif. (KGTV) - Food insecurity is a problem in San Diego year-round, and that problem has become worse with the pandemic.Campo, in San Diego's East County, is an area that struggles with access to food year-round because of its far distance. Many people choose to live in the area because of the rural setting, but also because of the lower cost of living.“We’re really below the poverty level out here. We’re lower in income out here and so grocery stores aren’t readily available right around the corner,” said Julie Atherton, a site coordinator for a food distribution that happens twice a month.Atherton said the closest major store is at least a half hour drive, so the pop-up food banks with food supplied by Feeding San Diego are crucial throughout the year, but the need has grown during the pandemic.“We serve a lot of seniors, a lot of families that have been affected by the COVID,” said Atherton.She said the older people who live in Campo are the ones who need to be more careful during the pandemic, so many of them are trying to avoid stores. This caution, combined with an already existing difficulty with getting to the store, has created a heightened problem surrounding food insecurity. This means their food distributions are more important now than ever.“When you’re on fixed income and you have problems, your money only goes so far and when you get to my age,” said Jerry Read, a local who picked up meals.ABC 10News is committed to helping the community and during the Month of a Million Meals, donations will be collected to benefit Feeding San Diego. Contributions will help children, seniors, college students and military families or veterans. You can donate here. 1708

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314