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As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

ANAHEIM, Calif. (KGTV) - "Toy Story" fans will be "eternally grateful" when they visit Disneyland's Tomorrowland this summer.In honor of Pixar Fest, the park will transform Redd Rocket's Pizza Port into "Toy Story's" Alien Pizza Planet, featured prominently in the Pixar animated movies.Pizza Planet is most memorable for its host of little green aliens who worshipped "the claw" (a claw machine) and expressed gratitude upon their rescue from the pizza place (repeating "we are eternally grateful.")RELATED: Several Downtown Disney businesses to close for 700-room hotelAmong the delicious pizza additions will be a specialty pepperoni-green pepper pizza and cheeseburger pizza. The latter of which includes ketchup, yellow mustard and pizza sauce with cheese, slider patties, a house-made burger sauce, and pickles.The change is just one of the park's ways of celebrating Pixar Fest from April 13 through Sept. 3. The festival will cover both Disneyland and California Adventure parks.The festival will also feature the opening of Pixar Pier, where guests can run around with characters from "Toy Story," "The Incredibles," "WALL-E," and "Inside Out." The park will also bring back their Paint the Night parade and introduce a new Pixar-themed fireworks show. 1289

Are you guilty of photographing your food to post on social media? You may not realize it, but those posts are helping out restaurants.Voodoo Doughnut in Denver, Colorado is one shop that has received free advertisement, thanks to their ‘Instagramable’ doughnut creations.Cat Daddy and Tres Shannon, the owners of the world-famous doughnut shop, say when they started, it was all about luring customers in with their eccentric aesthetic.   "Kind of like we've created this colorful, crazy psychedelic place that sort of lends its self to take pictures in front of,” says Shannon.“Everyone is into the esthetic of their Instagram and how your pictures look together, so if the food matches your Instagram, that looks good," says one patron.   Having free advertisement on social media platforms helps business, and restaurants need all the help they can get. 60 percent of new restaurants don't make it past the first year, according to an Ohio State University study.  That's why other spots are cooking up their own unique creations.   Chomp Eatery and Juice Station in Santa Monica have the “Unicorn Melt,” a spin on the grilled cheese sandwich. Black Tap in New York is popular for what it calls their “Crazy Shakes.” You can't help but take a pic of these eye-catching foods.  The owners of Voodoo Doughnut believe social media posts has helped their business reach a wider audience.   "It definitely helps business. You have so many people talking about the product or the space as you say inside or outside,” Shannon says.But for a lot people, a great picture can't replace great food.    1667

Another #JamWithJeff . Hers the thing- #JeffGoldblum flatly refuses to rehearse. So every time is the first time. pic.twitter.com/I0iFmHCpUo— Sam Neill (@TwoPaddocks) September 7, 2020 192

An Elkhorn, Nebraska man accused of sending prostitutes to his neighbor's house was sentenced to four years in prison.Doug Goldsberry pleaded no contest to one count of pandering in September. On Friday, a Douglas County judge gave him the maximum penalty.The judge says Goldsberry's "screening process" by seeing how far he could get the women to go was a concern for the court.Investigators were called to a home in March. The homeowners told deputies with the Douglas County Sheriffs Office they were fearful because women identifying themselves as escorts or prostitutes had been exposing themselves and demanding money.The complaint says a family with two small children lived at the house and the women would go on their porch and strip down or lift their shirts off, and one woman urinated in their bushes.Deputies conducted surveillance and brought in two women who were seen exposing themselves at the home. The complaint says investigators were able to determine through phone records Goldsberry, who lives across the street, had sent the women and would tell them to commit the acts so he knew they weren't undercover officers.According to the complaint, Goldsberry told investigators he would watch the girls out of his kitchen window, which faced his neighbor's porch, and sometimes take pictures and would become sexually aroused. He also told investigators he would meet prostitutes at hotels, the complaint says. 1451