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We all know we could be scammed and these days it’s becoming harder and harder to tell what’s legitimate and what’s not. Phishing attack are not only increasing, they’re getting more sophisticated.Here are the main ways scammers are targeting you and what you can do to beat them at their own game.It all starts in your inbox with your email. It’s the easiest way for scammers to strike. They’re phishing for your personal info and their bait is pretty convincing.Girbin Klein is a senior security analyst and said, “These are the types that people will get into their email inbox typically that claim to be from Apple, claim to be from American Express, whatever company or bank people might be associated with."Scammers are getting more sophisticated with how they approach us. "It's claiming that you know you've won something or your accounts are being closed down because there's been some weird activity with your account," Klein added. "I mean those are the types of emails that get people's attention."Right now, fake Netflix emails are circulating. The email asks you to verify your billing information by clicking on the link. It even gives you a separate link to visit the help center. There’s also a fake email being sent out that’s claiming it’s from Apple. Recent research suggests one in four emails is trying to get your Apple ID, making it the top target of hackers.If you receive one of these emails, here’s what you should do. Never click on the link. That’s what scammers use to steal your information. Instead, if you’re really concerned, go to the company's website on your own and check things out. You can also try hovering your cursor over a link to see where it directs you, but there’s now new software that doesn’t always show you that.Finally, look at the email sender’s address. Who sent it? Are there inconsistencies? Sometimes it looks like it’s from a family member, friend or company you know, but the address doesn’t match up.Remember, just because they’re phishing doesn’t mean we have to take the bait. Something else to keep in mind is your bank will never send a generic email requesting personal information be sent back to it. Make sure you check your online accounts frequently and to install firewall, anti-virus and anti-spyware in your computer. 2308

WASHINGTON, D.C. (KGTV) -- The U.S. Tuesday issued a travel advisory for those considering travel to Mexico ahead of the Christmas holiday. The advisory was issued due to crime and kidnapping, according to the State Department. “Violent crime – such as homicide, kidnapping, carjacking, and robbery – is widespread,” the State Department said. RELATED STORIES Death toll put at 19 for Mexico cartel attack near US border6 suitcases with human remains found in TijuanaTijuana ranked most dangerous city in the world as spring break approachesIn addition to the advisory, U.S. government employees “may not travel between cities after dark, may not hail taxis on the street, and must rely on dispatched vehicles, including from app-based services like Uber or from regulated taxi stands.”"U.S. government employees may not drive from the U.S.-Mexico border to or from the interior parts of Mexico, with the exception of daytime travel within Baja California, between Nogales and Hermosillo on Mexican Federal Highway 15D, and between Nuevo Laredo and Monterrey on Highway 85D," the department continued. Read the list of areas considered especially dangerous below: Do Not Travel To:Colima state due to crime.Guerrero state due to crime.Michoacán state due to crime.Sinaloa state due to crime.Tamaulipas state due to crime and kidnapping.Reconsider Travel To: Chihuahua state due to crime.Coahuila state due to crime.Durango state due to crime.Jalisco state due to crime.Mexico state due to crime.Morelos state due to crime.Nayarit state due to crime.Nuevo Leon state due to crime.San Luis Potosi state due to crime.Sonora state due to crime.Zacatecas state due to crime.Click here for detailed information from the State Department on all states in Mexico. 1764

WASHINGTON (AP) — The State Department is now requiring nearly all applicants for U.S. visas to submit their social media usernames, previous email addresses and phone numbers. It's a vast expansion of the Trump administration's enhanced screening of potential immigrants and visitors.In a move that's just taken effect after approval of the revised application forms, the department says it has updated its immigrant and nonimmigrant visa forms to request the additional information, including "social media identifiers," from almost all U.S. applicants.The change, which was proposed in March 2018, is expected to affect about 15 million foreigners who apply for visas to enter the United States each year."National security is our top priority when adjudicating visa applications, and every prospective traveler and immigrant to the United States undergoes extensive security screening," the department said. "We are constantly working to find mechanisms to improve our screening processes to protect U.S. citizens, while supporting legitimate travel to the United States."Social media, email and phone number histories had only been sought in the past from applicants who were identified for extra scrutiny, such as people who'd traveled to areas controlled by terrorist organizations. An estimated 65,000 applicants per year had fallen into that category.The department says collecting the additional information from more applicants "will strengthen our process for vetting these applicants and confirming their identity."The new rules apply to virtually all applicants for immigrant and nonimmigrant visas. When it filed its initial notice to make the change, the department estimated it would affect 710,000 immigrant visa applicants and 14 million nonimmigrant visa applicants, including those who want to come to the U.S. for business or education.The new visa application forms list a number of social media platforms and require the applicant to provide any account names they may have had on them over the previous five years. They also give applicants the option to volunteer information about social media accounts on platforms not listed on the form.In addition to their social media histories, visa applicants are now asked for five years of previously used telephone numbers, email addresses, international travel and deportation status, as well as whether any family members have been involved in terrorist activities.Only applicants for certain diplomatic and official visa types are exempted from the requirements. 2543

WASHINGTON, D.C. – Louisiana is a state dealing with not one, but two multi-billion-dollar natural disasters within the span of six weeks: Hurricanes Laura and Delta.“This family had just moved in less than a week ago,” said Chuck Robichaux, mayor of the town of Rayne, Louisiana. “They’re just getting settled in, haven’t even put all their things in place, and they’re having to move out until we can get it repaired.”It’s a heartbreaking scenario playing out across the country this year.Up until Hurricane Delta, the National Oceanic and Atmospheric Administration said the country experienced 16 natural disasters this year, each with damages over a billion. Those included wildfires and droughts in the West, tornadoes, severe weather and flooding in the Midwest and hurricanes along the East and Gulf Coast.That number, 16, tied the record for the most billion-dollar disasters ever recorded in a single year, until Hurricane Delta broke the record with at least billion in damages.“The overall trend is one of an increasing number of billion-dollar disasters,” said Jeff Schlegelmilch, director of the National Center for Disaster Preparedness at Columbia University.He said there are two main reasons there have been more of these high-priced disasters.The first is climate change.“To deny climate change is to deny one of the critical drivers of these disasters,” Schlegelmilch said.The other reason, he said, comes down to where people choose to live. The population is growing, which is leading to more development in vulnerable areas, like in hurricane-susceptible coastlines and in wooded areas susceptible to wildfires.“Are we prepared to accommodate such large numbers of people in areas that are increasingly vulnerable to disasters?” Schlegelmilch said. “And, if not, what investments do we need to make in order to do that?”That might mean putting stricter building codes in place and rethinking disasters beyond just responding to them when they happen, the way FEMA and states do now.“It's not just about responding to the disaster, it's about preventing it, it's about mitigating it,” Schlegelmilch said. “So, looking at this more holistically, I don't think we yet have a great model for doing this federally or at the states or at the community level.”It’s more than just about the numbers, though, when it comes to billion-dollar disasters. There is a tremendous personal cost, too.“What we don't really capture as accurately within those numbers are the loss of lives, the loss of livelihoods and the communities that can actually be held back for a generation or more,” Schlegelmilch said.That leaves impacts felt both now and potentially by generations that follow. 2707

WASHINGTON (AP) — Under pressure from moderates in both parties, House Speaker Nancy Pelosi and Senate Majority Leader Mitch McConnell have initiated late-game negotiations in hopes of combining a coronavirus relief package.In all likelihood, the package will contain less than trillion with a separate .4 trillion government-wide omnibus spending bill. After lengthy delays, optimism is finally building in Washington for a COVID-19 aid bill that would offer relief for businesses, the unemployed, schools and health care providers, among others struggling as caseloads are spiking. Success is not certain and considerable differences remain over details, such aid to states and local governments, liability protections for businesses and universities reopening during the pandemic, and whether to issue a second round of ,200 direct payments to most Americans.But renewing soon-to-expire jobless benefits, providing a second round of “paycheck protection” subsidies, and funding to distribute vaccines are sure bets to be included in any deal. 1060