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SAN DIEGO (KGTV) - The cycle of debt is something a lot of people are desperate to break. One of the biggest challenges is keeping up with credit cards, payments and beating the interest rates. Now, a San Diego startup is offering people an opportunity to make purchases on items they may need for themselves or their families, without interest rates, credit checks, or penalties. Marc Schneider is the CEO of Zebit, an online shopping site designed to help people facing financial hardships, get on track, make payments and get what they need. “We’re trying to provide sort of an Amazon for the under-served,” said Schneider. RELATED: San Diego Workforce teams up with UCSD Extension to offer student loan alternativeWhile growing up, Schneider and his family faced financial struggles of their own. “I’ve supported my mother since I was 15 years old. I grew up in a mobile home with a separated family. Ended up being homeless on food stamps,” said Schneider. Now, Schneider is a successful entrepreneur, with Zebit hitting million in 2017, and million last year. “Zebit was built to change how consumers get access to credit, to give them a fair deal and have zero gotchas,” Schneider said. In order to make purchases on Zebit, you first need to create a profile which includes providing your current employment status and driver’s license. The company then uses that information to verify your employment and determine how much of a Zebit line you will receive. The Zebit line is similar to store credit or having a credit card, but without the interest rates and penalties and with the chance to make payments for purchases over a 6 to 12 month period of time. RELATED: Realtors expect busy spring for buyers and sellersFor example, a MacBook Air on Zebit may cost around ,273. The may break down to 8 upfront with 12 payments of a month. A five-piece dining set may cost around up front, with monthly payments around dollars.“We’ve heard stories like you save my Christmas, my daughter wouldn’t have had a birthday present if it wasn’t for you, I couldn’t get married because I didn’t have a way to finance an engagement ring,” said Schneider.Some of the items on Zebit can cost 5 to 10 percent more than some items on Amazon, however the company still stresses that their interest-free model and competitive prices makes it a great shopping experience that was designed with people who may not a lot of money, or struggle with credit card payments and interest rates. “I wanna build a big company that makes an impact on a consumer base, a consumer base that tends to be invisible that tends to be neglected and a consumer base that tends to really rip people off over time,” said Schneider. Schneider hopes his company will help others break their own cycle of debt. 2808

SAN DIEGO (KGTV) — The Ninth Circuit Court of Appeals rejected an emergency injunction for a Chula Vista church to hold Christmas Day services indoors.South Bay United Pentecostal Church, which has had legal challenges denied over California's COVID-19 restrictions against places of worship holding indoor services, requested the injunction while its appeals case works its way through the courts.Thursday, the Ninth Circuit denied the request but the case will see a full hearing on the merits on January 15, 2021.RELATED: Los Angeles County change on indoor religious services could impact South Bay lawsuit"We are extremely disappointed that the Ninth Circuit has yanked the joy of Christmas away from South Bay United Pentecostal Church and its congregants," Charles LiMandri, one of the attorneys representing the church, said in a statement.LiMandri said they will request that the U.S. Supreme Court intervene in the case. The country's highest court has already ruled in favor of religious institutions in a New York case, prompting Los Angeles County to amend their public health order to allow for indoor religious services under certain modifications.“By refusing to allow South Bay to participate in the worldwide celebration of the birth of Jesus Christ, the court is continuing to perpetuate the violations of religious liberty that Governor Newsom has been executing for nine months under the guise of COVID-19 prevention,” said LiMandri.California's regional stay-at-home order prohibits indoor operations across several industries, including churches and places of religion.South Bay United Pentecostal Church has argued against the state's restrictions since May. Senior Pastor Arthur Hodges told ABC 10News that they're prepared to go above and beyond current coronavirus-related precautions once they reopen. 1837

SAN DIEGO (KGTV) -- The first batch of Pfizer's COVID-19 vaccine arrived in San Diego County Monday morning.In a tweet, county officials said: "First COVID-19 vaccine for front line health care workers arrives in San Diego." First COVID-19 vaccine for front line health care workers arrives in San Diego. pic.twitter.com/rvMp6BN9a3— SanDiegoCounty (@SanDiegoCounty) December 14, 2020 The vaccine will be distributed in a phased approach, due to the number of doses made available.According to the county, about 28,000 doses of Pfizer's vaccine will be given to San Diego County. Front line workers will be first to be vaccinated, followed by long-term care facility residents and employees.Doses from the county's allotment were sent to UC San Diego Medical Center and Rady Children's Hospital on Monday and Tuesday.A separate batch of vaccines was sent to Naval Medical Center San Diego and Naval Hospital Camp Pendleton on Monday.The Department of Defense chose both locations as hubs where some service members will be vaccinated.In a statement released last week, the DOD outlined their vaccine distribution plans. They will follow the CDC guidelines and will prioritize those who provide direct medical care, followed by critical national security units, and then deployed forces.The vaccine arrival comes as military hospitals in San Diego are also seeing a surge in COVID-19 cases. The San Diego Union-Tribune reports that Naval Medical Center San Diego has 16 ICU beds, but they are at 70% capacity. Naval Hospital Camp Pendleton’s four ICU beds are at 75%. 1574

SAN DIEGO (KGTV) – Tens of thousands of jobs are on the line as Congress struggles to save the airline industry, but a new bill announced Friday is giving some aviation workers hope.For Dante Harris, it’s more than a job.“It's a career that I would never want to exchange for any other,” said Harris.In his 21 years as a flight attendant with United Airlines, he’s traveled to every corner of the world. Now, he’s among the tens of thousands laid off after Congress failed to pass a stimulus bill this weekHarris is the president of the Association of Flight Attendants-CWA Council 12 union stationed at LAX, which also serves San Diego and Seattle members.He says about 2,500 United Airlines workers on the west coast lost their income and health care.It comes as an incredibly hard blow for the first responders of the sky who already faced countless challenges due to COVID-19.“We provide service to make sure that doctors and nurses get to where they need to go, to make sure that Americans are safe,” said Harris.On Friday, House Speaker Nancy Pelosi said if a bipartisan agreement is not reached, she’ll push for a standalone bill to extend payroll protections for airline workers for another six months.Harris is calling on Washington to extend that crucial funding so airline workers can get their wings back.“We need that bridge to get us to the point where we can bounce back,” said Harris. “And we can fly America to all corners of the earth again.” 1468

SAN DIEGO (KGTV) -- Summer of '85, the community of Normal Heights was devastated by a fire that claimed 69 homes but no lives. October, 2003, the Cedar Fire broke out in the Cleveland National Forest and exploded across San Diego County. The largest wildfire in California history to that point, it killed 15 people and destroyed thousands of homes. Hardest hit were Scripps Ranch and Tierrasanta.Four years later, another firestorm raced through the north county, killing two and featuring wind gusts of over 100 miles per hour. The Witch Fire forced the evacuations of half a million people in San Diego County.Our sister TV station in Denver asked for help in covering a wildfire that burned for almost a month in Colorado. I provided live reports for KMGH, there, and KGTV, here in San Diego. Much more rugged terrain and restricted access than here in California.December of last year, the Lilac Fire ignited near Bonsall and strong winds pushed it toward the coast, wiping out 72 residences in Rancho Monserate Mobile Home Park.. An enormous earthquake shook Mexico City in September, 1985. Tremors measured 8.0 and aftershocks almost as strong. 10News hopped onto a flight the next morning and we covered the destruction and rescue efforts. We had just paused after a full day of shooting; our batteries depleted and being re-charged when another aftershock rumbled through. Everyone in the hotel where we had set up base, emptied into the street at a dead run. A many as 10,000 people were believed to have died in those quakes. A year later we returned to report on recovery efforts.We drove to the Northridge quake, which hit in January, 1994; magnitude of 6.7, killing 57 and injuring 8700. In the midst of driving snow in Julian. Battered by a winter storm on the Oceanside Pier.A giant boulder crashed onto a house in Rancho San Diego in 2000. Fortunately, no one was home when the 140-ton house guest dropped in.Rainbow Creek was the site of a desperate search for a 5 year old boy who'd been swept away in flood waters early last year.We just observed the 10 year anniversary of an FA-18 jet crash into two homes in University City. Four were killed in that tragedy.PSA Flight 182 will never be forgotten. A Cessna collided in mid-air with the jetliner over North Park, claiming 144 lives and and 22 homes. It was in 1978. There've been many tributes. 2375