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at the General Motors plant in Spring Hill as the United Automobile Workers strike continues. Between 7 and 9 people were arrested, according to Mark Herron, Chairman of UAW's Local Chapter 1853."They weren't aggressive; they were just going ahead and making a point," Herron said.The demonstrators were asked to move by law enforcement, Herron went on to say."At the end of the day, these men and women in uniform don't want you to get hurt," Maury County Mayor Andy Ogles, said. Ogles said he supports the strike but doesn't want to see anyone get hurt.Nearly 50,000 workers nationwide — including 3,300 workers at the Spring Hill plant — went on strike at midnight Monday after contract negotiations broke down between GM and the UAW. Union leaders say GM pulled the plug on healthcare benefits without warning."It was a low blow and unnecessary." Ogles said."Suddenly, when that healthcare was dropped, it put a lot of people in jeopardy." Herron said. "People are waiting on organ transplants. We have pregnant mothers." Herron added three employees needed chemo treatments as of this morning.The three-day strike has already started to affect production in other countries. GM has placed about 1,200 workers on temporary layoff at a Canadian factory that makes pickup trucks.This story was originally published by Caroline Sutton and Lisa Reyes on 1357

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

-- for the murder of Botham Jean, whom she says she fatally shot after she entered his apartment thinking it was her own. At the end of 136

Without major changes in almost every state, a national police misconduct database like what the White House and Congress have proposed after George Floyd’s death would fail to account for thousands of problem officers. The outlook for a policing bill is newly uncertain after Senate Democrats on Wednesday blocked a Republican proposal from moving forward. The House approved a far-reaching police overhaul from Democrats on Thursday, but it has almost zero chance of becoming law. Any eventual registry that emerges would depend on states reporting into it. But states and police departments track misconduct very differently. And some states currently don’t track it at all. 685

Monday morning."If Mexico needs or requests help in cleaning out these monsters, the United States stands ready, willing & able to get involved and do the job quickly and effectively," the president said in a series of tweets. 232