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Some eggs and embryos at a San Francisco fertility center may no longer be viable after a storage tank malfunction.The Pacific Fertility Center said a piece of equipment in its cyro-storage laboratory "lost liquid nitrogen for a brief period of time" on March 4.It is the second clinic to report a fault that weekend.In an unrelated event, more than 2,000 frozen eggs and embryos were also left compromised at the University Hospitals Fertility Clinic in Cleveland after a malfunction caused temperatures to drop in the freezers where they were stored.Viable tissue recoveredIn a statement, the Pacific Fertility Center said "viable tissue" had been recovered from the one tank affected and that "the vast majority of the eggs and embryos in the lab were unaffected."The equipment was immediately retired and the facility is now operating securely, according to the statement."As soon as the issue was discovered, our most senior embryologists took immediate action to transfer those tissues from the affected equipment to a new piece of equipment."The center said it had brought in independent experts to conduct a full investigation and was reaching out to its patients: "We are truly sorry this happened and for the anxiety that this will surely cause."The clinic's president, Carl Herbert, told the Washington Post that staff had spent days sorting through records to establish which patients had tissue inside the affected storage tank, before clinic doctors called them."Anger is a big part of the phone call," Herbert told the Post. "Our goal is to provide all the patients we see with some kind of a family. ...We need to think: If this tissue doesn't work, what are the next steps, and have you not feel defeated."CNN has attempted to contact Herbert for comment.Cleveland clinicThe equipment malfunction at the fertility clinic in Cleveland that same weekend affected about 700 families, University Hospitals reported in a statement Thursday."We are incredibly sorry this happened. We are committed to getting answers and working with patients individually to address their concerns," the University Hospitals statement said.The eggs and embryos have been moved to a different cryotank in the meantime, but their viability remains questionable.The dilemma for those involved is that their eggs and embryos have to be completely thawed to determine whether they are still viable, but if thawed, they cannot be refrozen.The facility has set up a call center for patients to arrange and appointment or calls to speak with their physicians."At this point, we do not know the viability of all of the stored eggs and embryos, although we do know some have been impacted," said Patti DePompei, president of UH Rainbow Babies and Children's Hospital, in a video posted Thursday on Facebook. "Right now, our patients and families are our first priority."Many people have been sharing personal concerns on the hospital's Facebook post. One, Marc Ellis, wrote, "my wife has eggs at that hospital...shes going crazy crying all morning...I don't know what to do..."Another, Amber Ash, wrote how sick she feels having two embryos involved in the malfunction, adding, "there is so much grief and a lack of control in the world of infertility and this compounds it."University Hospitals officials say procedure fees could be waived for future treatment, according to CNN affiliate WEWS.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 3484

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

SOLANA BEACH, Calif. (KGTV) - A small business landlord is giving his tenants some much-needed relief during the Coronavirus Pandemic. He's waived rent for April."Business is difficult in good times. It's especially difficult in bad times," says Daniel Powell, who is the landlord for 17 small businesses in the popular Arts District along South Cedros Avenue. "I think that what we can do together is more than we can do apart."Powell says he felt it was the "right" thing to do. His tenants say it's a reflection of the kind of person he is."His generosity and his action reminded me of what this is all about," says Carly Blalock, the owner of an interior design firm in Solana Beach. "It's about taking care of one another right now.""I have huge gratitude for him," says art dealer Lorna York. "I didn't know how I'd make it, and how I'd pay my rent. I have no income."Powell says he hasn't thought about May rent yet. He also added he didn't do this to pressure other landlords. He feels everyone needs to do what's best for themselves and their tenants."I just think that it's all about being as true to yourself as you can," he says. "And doing acts of kindness. A simple act of kindness in whatever way you can give it is what we need at this time." 1266

Starbucks has apologized after a viral video appeared to show two men being arrested while waiting to meet a friend."We apologize to the two individuals and our customers and are disappointed this led to an arrest. We take these matters seriously and clearly have more work to do when it comes to how we handle incidents in our stores. We are reviewing our policies and will continue to engage with the community and the police departments to try and ensure these types of situations never happen in any of our stores," the company said in a statement posted to social media.  589

Sir Paul McCartney joined New York City's March for Our Lives demonstration, calling the death of fellow Beatles band member John Lennon a motivation factor."This is what we can do, so I'm here to do it. One of my best friends was killed in gun violence right around here, so it's important to me," McCartney told CNN.Lennon was shot and killed in the doorway of his NYC resideWearing a shirt reading "We can end gun violence," McCartney joined the thousands of demonstrators in New York to call for tighter gun control legislation.NYC's march was just one of the hundreds of sister marches around the country and in other cities outside the U.S. calling for comprehensive gun reform.Organizers want to see a ban on assault weapons and high-capacity magazines, since a gunman killed 17 students and faculty members at Stoneman Douglas High School in Parkland, Fla. 882

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