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Public versus private. Government versus private sector. Big bureaucracy versus big business. Delivering healthcare to Americans is once again a central question in this year's presidential election, and the plans proposed by two of the top Democrats in the 2020 field have very little in common. For Elizabeth Warren, she is proposing an entirely public plan with no role for private insurance. At the June presidential debate, Warren agreed that she would eliminate private insurance if she has her way. “Look at the business model of an insurance company,” Warren said. “It's to bring in as many dollars as they can in premiums and to pay out as few dollars as possible for your health care"But a change from private to public would be a dramatic change for most Americans. Nearly 66 percent of Americans used private insurance in 2017, according to U.S. Census figures. Also, a number of Americans are employed by insurance companies. According to the Insurance Information Institute, more than 500,000 Americans are employed in the insurance industry. These facts are not lost on Biden, who advocated at Thursday's debate to maintain the private insurance system."I think the Obamacare worked," Biden said at Thursday's debate. "I think the way we add to it, replace everything that has been cut, add a public option, guarantee that everyone will be able to have affordable insurance, number one."Warren claimed during Thursday's debate that a Medicare-for-All system would lower overall costs."And the answer is on Medicare for All, costs are going to go up for wealthier individuals and costs are going to go up for giant corporations," Warren said. "But for hard-working families across this country, costs are going to go down and that's how it should work under Medicare for All in our health care system."The Congressional Budget Office released a report in May on the total cost of moving to a government-run healthcare system. The report says that nearly half of healthcare expenses in the U.S. come from the private sector, with the rest being funded through federal, state and local governments. Overall, Americans spend .5 trillion in healthcare per year, the CBO says. But the CBO could not put an estimate on exactly how much the average person would spend with a Medicare-for-All system. The report says a number of factors such as whether state governments will pay into the system, and whether citizens can opt out of public insurance all options would affect costs. The CBO states that the federal government has lower administrative costs than private insurance. The cost to administer all of Medicare was 6 percent, compared to 12 percent for private insurers in 2017, the CBO says. The CBO added that administrative costs could decrease even further as a Medicare-for-All system would have fewer eligibility exclusions. Although both Biden and Warren still lack key details for their plans, Biden has stated his goal is to have 97 percent of Americans insured. Warren claims that nearly 100 percent is possible with her plan. As of 2017, 91 percent of Americans were insured. The number of uninsured in 2010, at the time of Obamacare's passage, was nearly double, according to the Census. Even without changes to law, healthcare costs will likely rise in the U.S. Government estimates peg healthcare spending per year at trillion by 2027. The rate that healthcare expenses will rise will outpace overall GDP by .8 percent per year, according to government figures. 3509

SAN FRANCISCO, Calif. — Vice President Mike Pence says 21 people aboard a mammoth cruise ship off the California coast have tested positive for the new coronavirus, including 19 crew members. Pence said Friday that the federal government is working with California officials on a plan to bring the 951-foot Grand Princess to a non-commercial port this weekend. The 3,500 passengers and crew members will be tested for the virus. Friday's test results come amid evidence the vessel was the breeding ground for a deadly cluster of at least 10 cases during its previous voyage.The ship off California was returning to San Francisco after visiting Hawaii. Gov. Gavin Newsom said Thursday that the ship won’t come to shore until the passengers are appropriately assessed. The ship is owned by Princess Cruises, which also owns the Diamond Princess, the ship that was quarantined for two weeks in Yokohama, Japan, last month because of the virus. In the end, about 700 of the 3,700 people aboard became infected. Meanwhile, the death toll from COVID-19, the respiratory disease caused by the virus, has risen to 14, with all but one victim in Washington state. The other was in California.Pennsylvania, Indiana, Minnesota, Nebraska, Kentucky and Oklahoma all reported their first cases Friday.Also on Friday, President Donald Trump signed a .3 billion funding bill to help public health agencies address the crisis. The bill was widely supported by lawmakers on both side of the aisle.Worldwide, the virus has infected more than 100,000 people and killed over 3,400, with the vast majority of them in China. Most cases have been mild, and more than half of those infected have recovered. 1695

Spades, dominoes, family and the Buffalo Bills. That's been the game plan every Sunday at Wilbert Covington's house. But this season has been different. Covington became sick in June. Just last week he found out that cancer has spread from his lungs through his entire body. He's asked his family for one final wish: to congratulate the Bills on their season. "He called us over because he said he reached his gates, and he wanted us to come over, so we came over," said Tiecha Hill, Covington's granddaughter, "He had his phone and was trying to open it but he couldn't. My aunt took the phone and she opened it and said 'Who are you trying to call?' and he said, 'the Bills.'"His granddaughter took to Facebook, sharing that story. She hoped it would help his dream come true. That's when Bills players Eddie Yarbough and Dion Dawkins stepped up with a FaceTime call on Thursday. "Once we heard that message about Wilbert we just said heck yeah. If he just wants to talk to us, absolutely. Lets do that immediately," said Dawkins. "For Wilbert to reach out to us, and ask us for a moment of our time, that's nothing for family," Yarbrough said. They both agreed - their gesture is exactly what you do for family. "The thing about Buffalonians is it's all for one, one for all. So when one of us is hurt, we're all hurt. When one of us has success, we all have success. So with Wilbert, he's hurting. So we're all hurting for him," said Yarbrough. "I'm really grateful he got to talk to them. One thing I can always say when he passes is that I was there. I did his wish," said Hill.This article was written by Olivia Proia for 1641

Rescue efforts by authorities and citizens are underway in Texas as Tropical Depression Imelda moves slowly through with flooding and tornadoes.John Adiletta in Galveston got the call that floodwaters left his girlfriend stranded on the road. He set off to rescue her on his own two legs."Well, I did a lot of screaming in my car to get out all the anger before I saw my girlfriend," Adiletta told 410

Samantha Cerio's gymnastics injury was the kind that ends seasons and spawns hundreds of thousands of video views on the web.On Friday, the Auburn senior was competing at an NCAA regional meet when, on a floor exercise tumbling pass, her knees did something they are not supposed to do during a landing.It is very hard to watch. We did, and we cannot recommend that you do.She will have a lengthy recovery period, after doctors fixed her dislocated knees and repaired torn ligaments Monday.But the go-getter, soon-to-be rocket scientist is also getting married in June.She'll be ready, her coach says."I'm not sure if we can predict her recovery but the prognosis is extremely good and her goal is to walk down the aisle on her wedding day," Coach Jeff Graba said. "If anyone can do this it would be Sam Cerio!"Cerio has been a 840