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Public versus private. Government versus private sector. Big bureaucracy versus big business. Delivering healthcare to Americans is once again a central question in this year's presidential election, and the plans proposed by two of the top Democrats in the 2020 field have very little in common. For Elizabeth Warren, she is proposing an entirely public plan with no role for private insurance. At the June presidential debate, Warren agreed that she would eliminate private insurance if she has her way. “Look at the business model of an insurance company,” Warren said. “It's to bring in as many dollars as they can in premiums and to pay out as few dollars as possible for your health care"But a change from private to public would be a dramatic change for most Americans. Nearly 66 percent of Americans used private insurance in 2017, according to U.S. Census figures. Also, a number of Americans are employed by insurance companies. According to the Insurance Information Institute, more than 500,000 Americans are employed in the insurance industry. These facts are not lost on Biden, who advocated at Thursday's debate to maintain the private insurance system."I think the Obamacare worked," Biden said at Thursday's debate. "I think the way we add to it, replace everything that has been cut, add a public option, guarantee that everyone will be able to have affordable insurance, number one."Warren claimed during Thursday's debate that a Medicare-for-All system would lower overall costs."And the answer is on Medicare for All, costs are going to go up for wealthier individuals and costs are going to go up for giant corporations," Warren said. "But for hard-working families across this country, costs are going to go down and that's how it should work under Medicare for All in our health care system."The Congressional Budget Office released a report in May on the total cost of moving to a government-run healthcare system. The report says that nearly half of healthcare expenses in the U.S. come from the private sector, with the rest being funded through federal, state and local governments. Overall, Americans spend .5 trillion in healthcare per year, the CBO says. But the CBO could not put an estimate on exactly how much the average person would spend with a Medicare-for-All system. The report says a number of factors such as whether state governments will pay into the system, and whether citizens can opt out of public insurance all options would affect costs. The CBO states that the federal government has lower administrative costs than private insurance. The cost to administer all of Medicare was 6 percent, compared to 12 percent for private insurers in 2017, the CBO says. The CBO added that administrative costs could decrease even further as a Medicare-for-All system would have fewer eligibility exclusions. Although both Biden and Warren still lack key details for their plans, Biden has stated his goal is to have 97 percent of Americans insured. Warren claims that nearly 100 percent is possible with her plan. As of 2017, 91 percent of Americans were insured. The number of uninsured in 2010, at the time of Obamacare's passage, was nearly double, according to the Census. Even without changes to law, healthcare costs will likely rise in the U.S. Government estimates peg healthcare spending per year at trillion by 2027. The rate that healthcare expenses will rise will outpace overall GDP by .8 percent per year, according to government figures. 3509

Sen. Bernie Sanders is set to stake out uncharted territory in the Democratic presidential primary, offering up a plan to completely eliminate the student loan debt of every American.On Monday, Sanders will submit legislation that cancels .6 trillion of student loan undergraduate and graduate debt for approximately 45 million people. His ambitious plan has no eligibility limitations and would be paid for with a new tax on Wall Street speculation.The proposal goes further than the plan already unveiled by his Democratic primary rival Sen. Elizabeth Warren. Warren's debt relief package was subject to income eligibility levels to determine how much relief the average person would receive -- parameters that Warren said were aimed at closing the racial wealth gap. Under the Sanders plan, if you have student debt of any kind it would be canceled the second the legislation is signed into law.Sanders will announce the legislation alongside Minnesota Rep. Ilhan Omar and Washington Rep. Pramila Jayapal, co-chair of the Congressional Progressive Caucus.This rollout comes at a time when second place in Democratic primary polling, behind former Vice President Joe Biden, seems up for grabs -- with Warren rising in recent voter surveys. With this latest, detailed pitch, Sanders is aiming to solidify his credentials as the most progressive candidate in a field that has largely embraced the priorities he brought to a national audience in 2016. The proposal is sure to invite new criticism from Democratic moderates, who have sought to cast themselves as pragmatic alternatives to Sanders' efforts to fundamentally remake the country's economic system.On the stump and in interviews, Sanders has long spoken about finding ways to relieve the burden of student debt, but this this is his most specific plan to date. He teased the announcement during an event in South Carolina on Saturday night."We are going to forgive student debt in this country," Sanders said. "We have for the first time in the modern history of this country a younger generation that if we don't change it, and we intend to change it, will have a lower standard of living than their parents, more in debt, lower wages than their parents, unable to buy the house that they desire."The plan is part of a more comprehensive "college for all" program that Sanders has already released in pieces and includes free tuition at all four-year public colleges and universities, as well as community colleges. The broader proposal also includes subsidies to reduce the cost of tuition and fees for low income students at private colleges that historically serve underrepresented communities.Sanders will also release a detailed roadmap -- centered on new taxes on Wall Street -- to raise the .2 trillion dollars necessary to pay for this program and his other college funding plans. It will include a 0.5% tax on stock trades (or 50 cents for every 0 worth of stock), a 0.1% fee on bonds, and a 0.005% fee on derivatives. Sanders believes that could raise more than .4 trillion dollars over the next ten years.Sanders has already introduced the Wall Street speculation tax, which he calls the Inclusive Prosperity Act. At an event on Sunday in South Carolina he delivered the political argument for using it to help millions of Americans struggling with student debt."Congress voted to bail out the crooks on Wall Street, do you remember that?" he asked the crowd to a chorus of boos. "They provided seven hundred billion in federal loans and in addition trillions of dollars in zero or very low interest loans. So I think the time is now for Wall Street to repay that obligation to the American people. If we could bail out Wall Street, we sure as hell can reduce student debt in this country." 3783

Radio stations in New Zealand and Canada have dropped Michael Jackson from their playlists, following new accusations of abuse by the late pop star in the documentary "Leaving Neverland."In the two-part film, which began airing on HBO on Sunday, Wade Robson and James Safechuck accuse the singer of sexually abusing them over a period of several years when they were children. Jackson's estate has pushed back against the film, calling it a "public lynching," and is suing HBO, which shares a parent company with CNN, Warner Media.While some fans have taken to the singer's defense on social media, others have expressed support for his alleged victims, and have discussed feeling uncomfortable about listening to Jackson's music in the wake of the allegations.In New Zealand, multiple major radio stations have pulled Jackson's music from their airwaves, including commercial broadcaster MediaWorks."Michael Jackson isn't currently on any MediaWorks Radio stations' playlists," Leon Wratt, the company's director for radio, said in a statement. "This is a reflection of our audiences and their preferences -- it is our job to ensure our radio stations are playing the music people want to hear."Rival broadcaster NZME also will not be playing the late pop star's music. "NZME station playlists change from week to week and right now Michael Jackson does not feature on them," NZME entertainment director Dean Buchanan 1431

Sandeep Singh Dhaliwal had a deep impact on his community, and that includes Houston Astros shortstop Carlos Correa.Dhaliwal -- the first Sikh to become a deputy at a Houston-area sheriff's department -- was gunned down while conducting a traffic stop Friday.On Monday, Correa, a 25-year-old from Ponce, Puerto Rico, visited the family, giving them ,000."Thank you Sandeep for everything you did to help others here in Houston and Puerto Rico!" Correa tweeted Monday. "Rest In Peace you'll always be remembered!"Correa said he felt especially connected with Dhaliwal because the 42-year-old officer had helped citizens of Correa's native Puerto Rico in the devastating aftermath of 2017's Hurricane Maria."When I heard he went to Puerto Rico to help a lot of people over there, he was one of the first ones to go out there, leaving his family behind to go out there and help people that were in need back home," Correa said. "It really touched me. A lot of people in Puerto Rico suffered a tragedy with Hurricane Maria."According to Harris County Sheriff Ed Gonzalez, it's the first time he's seen the family smile, leading Correa to say: "It means a lot. I saw them smiling and laughing. It really meant a lot to me. To come here to bring a little joy into their lives in this moment of tragedy, it really touched me."The funeral for Dhaliwal will be Wednesday, according to the sheriff's office.The Astros, who are favored to win the World Series, begin their playoff run on Friday, facing the winner of the American League Wild Card Game between the Tampa Bay Rays and Oakland Athletics. Correa was part of Houston's first World Series title team, in 2017. 1674

Right now, doctors at the Centers for Disease Control and Prevention (CDC) are trying to figure out whether people who vape are at a higher risk for severe illness from COVID-19.Currently, vapers and smokers are not in the high-risk category. Doctors say coronavirus is a respiratory disease, which affects the lungs. People who vape or smoke already have weaker lungs. Last year, we saw many teens go to the hospital with lung illnesses associated with vaping.Dr. David Beuther, Chief Medical Information Officer at National Jewish Health says while vapers and smokers are at a greater risk, the risk of developing more severe complications is even greater. “I’d be more worried about you more than normal, but I think anybody that vapes, that inhales anything toxic into their lungs, is putting their lungs at risk, because it probably alters the immune system,” said Dr. Beuther. “It probably causes some irritation. It probably reduces your own lung’s ability to defend itself against this virus.Vaping may also contribute to more infections when people are using the device and exhaling.Dr. Beuther says while we try to stay six feet away from people, someone vaping may blow their cloud further than that and that could increase the risk of spreading the virus.Dr. Beuther encourages people to take this virus seriously and to consider quitting smoking. 1371

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