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Stars and Stripes is essential to the military community. Its .5 million budget is only a tiny fraction of the entire DOD budget, so there’s no reason to discontinue its funding. Read our bipartisan letter calling on @EsperDoD to continue funding this military news service. pic.twitter.com/L7FqeT2CGP— Senator Dianne Feinstein (@SenFeinstein) September 4, 2020 372

That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

Students have powered on as best they can during the pandemic. Handling remote learning and adjusted teaching methods. Now, some schools are partnering with local industry leaders to help make some classes more hands-on, even while taking classes from home."We have several auto-shop classes. Auto shop is completely hands-on, right? Kids need to be in the grease, they need to be on the tools. And so, it's been very difficult. So we've actually had some teachers that actually put together tool kits and checked them out to students where they can tinker with things at home," said Dr. Jamon Peariso, the Director of College and Career Readiness at Visalia Unified School District.Dr. Peariso says continuing career technical education, also known as CTE, at school has been difficult during remote learning. Danny Corwin, with Harbor Freight Tools, says they're here to help with their Tools for Schools program."We wanted to come up with creative ideas to help both the teachers and the students and the parents trying to support their kids. Fortunately, we have a group of incredibly inventive and genius teachers and we wanted to provide them with the tools and other supports to allow them to do what they do best," said Corwin.Bob Kilmer, an Educational Consultant for Harbor Freight Tools, said in an auto shop tool kit kids would receive "everything from code readers to socket sets to hand wrenches to bolt readers. So, they can continue to do a variety of hands-on projects related to a car and things you could do with a car."After teaching skilled trades classes at the high school level for 35 years, Bob Kilmer is now an Educational Consultant for Harbor Freight Tools. Harbor Freight's foundation has handed out more than 3,600 tool kits to teachers all across the country."The great part about the project was that those 53 teachers in those 12 states got a choice of what they could put in the kit for their particular discipline and the automotive kit is different than the welding kit, which is different than the construction and architecture kit, which is different than the robotics kit or the mega-tronics kit," said Kilmer.For school districts like Visalia Unified, the kits couldn't have come at a better time."There's a lot of companies like that that are coming out with more interactive-type educational tools that do a pretty good job considering the kids are locked in their room or house doing the course. That’s something I’m excited about and we’re utilizing that as much as possible in their pathways," said Dr. Peariso.For companies like Harbor Freight Tools, these tools are crucial for engaging students in an industry that needs them. Corwin says one in every three skilled trade workers across the country will be retiring within the next ten years. And they don't want the COVID-19 pandemic to slow down efforts to build up a new workforce for the industry."We've got to address the pipeline and we've got to ensure young people are exposed to the trades in high school and have a pathway to continue the work that they love, that they’re good at. And be able to contribute to our economy in the future," said Corwin.Corwin says many skilled trade jobs have been essential during the pandemic and it's exciting to still see students engaging in hands-on work even if they're doing it from home. 3344

The 51st annual Country Music Awards will honor artists and musicians in Music City at Bridgestone Arena.The stars flocked to the red carpet Wednesday night before the show.Country Stars Walk CMA Awards Red Carpet 221

Texas Sen. Ted Cruz and Rep. Beto O'Rourke met during a chance encounter at a Texas airport this week, where the two reportedly exchanged kind words and discussed how they could "move forward" together just days after a highly-contentious Senate election.Cruz, a conservative Republican, beat O'Rourke, a rising star in the Democratic Party, in last week's midterm elections.The encounter was posted on Tuesday on Twitter and Facebook by Tiffany Easter, who posed in photos with the two Texas politicians, writing that "Beto noticed Ted sitting down and walked over to congratulate him on his re-election and campaign.""It was the first time they had seen each other since the election and the entire conversation was both of them talking about how they could move forward TOGETHER," Easter wrote on Facebook."Today we literally watched them come together. This is America. This is good. This is wholesome," she said, adding that she was in "awe" of the "humility" the two showed.Both Cruz and O'Rourke's campaigns did not immediately respond to CNN's request for comment Thursday morning. 1102