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It was America's retailer, long before Amazon. But now Sears is filing Chapter 11 bankruptcy and closing another 140 stores — in addition to well over 1,000 stores the past five years.While the company will remain in business, longtime customers are a bit nervous, wondering about warranties for all those appliances they bought, as well as Shop Your Way reward points and gift cards.Sears shoppers like Cleo Pennington have a lot of questions about the bankruptcy."I'm very sad. Very, very sad," she said.So we checked the fine print in the Sears announcement to get answers.Q: Are all stores closing? A: Sears says no, and insists it plans to emerge from bankruptcy a stronger, leaner company.Q: What if you have a gift card? A: They are still valid, but any time a store files for bankruptcy, you may want to use them as soon as possible, just to be safe.Q: What about Shop Your Way rewards?  A: They are still valid at remaining Sears and Kmart stores.Q: Will appliance warranties be honored? A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider says if the chain decides to liquidate next year, then warranties could become worthless.Q: Where can you still find Kenmore appliances?A: In remaining Sears stores, at Sears.com, and on Amazon. More than just an appliance storeBut Sears wasn't just where moms and dads shopped. Tens of millions of children looked forward every Christmas to The Wish Book, filled with dozens and dozens of toys.Cheryl Ayers remembers it well, "It was a big deal when that catalog would come in the mail every Christmas and we would go through it with a pen and circle what we wanted Santa to bring," she said.Back in the 1920s and 1930s, Sears even sold houses, which today are still dotting neighborhoods across the country.But the houses went away after World War II, while Amazon, Target, and Walmart took the toy business, and Best Buy, Home Depot, and Lowe's took the appliance business.Sears will continue to sell Kenmore appliances in remaining stores and online, but Cheryl Ayers says it's not the same."This is the end of a dynasty and it's sad," she said.Sears will still have 600 stores remaining, and a website.But with big-name brands like Whirlpool pulling out, no one is sure how much longer remaining stores can survive. Business Insider worries some prospective customers may now be afraid to purchase a major Sears appliance, wondering about the future.________________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com  2838

INDIANAPOLIS -- Jared Fogle is now asking for  million as remuneration for a “conspiracy” to rob him of his fortune he says was orchestrated by judges, the U.S. attorney’s office, FBI investigators and the attorney general of the United States.   Fogle’s latest filing was entered by the court on Monday. In it, the former Subway pitchman – now serving more than 15 years on charges of child porn and sexual conduct with a minor – alleges federal Judge Tanya Walton-Pratt, who sentenced him to prison, two members of the 7th Circuit Court of Appeals, an Illinois U.S. district court judge and both of his lawyers undertook a “scheme to defraud” Fogle by tricking him into pleading guilty to a false charge.READ | Full?Fogle?plea agreementIn addition to his wrongful imprisonment, Fogle claims he suffered at least million in damages. The suit asks the government to grant him threefold damages as remuneration in the sum of million.The claim – which purports to outline a sprawling RICO case involving fraudulent search warrants, bogus charges and ill-gotten advice from attorneys to agree to pay .4 million in restitution to Fogle’s juvenile victims (at least million of which Fogle had already paid prior to his sentencing) – is the latest attempt by Fogle to get out of the plea he entered in November 2015.Previous such attempts – an apparent “sovereign citizen” defense rejected in November, the demonstrably false claim that Judge Pratt was “biased” because of her two teenage daughters at the time of the sentencing (she had none), and the argument that he pleaded guilty to an “unconstitutional” charge of conspiracy –  have so far been unsuccessful. In addition to this most recent filing, Fogle also has two open civil cases against Pratt and the U.S. government arguing he should be released.Fogle is joined in the RICO case claim by two other defendants: James Nathan Fry and Frank Edwin Pate.Pate, a former resident of Bonham, Texas, was sentenced to 210 months in federal prison in November 2015 for wire and mail fraud in connection to a foreign currency trading scheme and ordered to pay .8 million in restitution.Fry was sentenced in October 2013 to more than 17 years in prison and to pay million in restitution for his role in a .65 billion Ponzi scheme, according to the Star Tribune in Minneapolis.Pate and Fry are asking for million and 4 million in restitution, respectively, from judges, FBI agents, assistant U.S. attorneys and IRS employees connected to their cases.In all, the three men’s combined complaint targets 34 defendants and asks for 3 million in damages to be paid to Fogle, Pate and Fry.At least part of Fogle’s motivation behind the RICO suit may have been made clear Wednesday, when he filed a motion to dismiss in his civil suit against Pratt claiming that, because he has filed a RICO suit naming her as a defendant, the entire U.S. District Court for the Southern District of Indiana is now a “conflict of interest” forum.Fogle is currently serving his sentence at the federal correctional institute in Englewood, Colorado. He is scheduled to be released on July 11, 2029. 3182

Instead of planes, trains, automobiles, and hotels, more and more travelers are considering renting an RV for upcoming trips.After all, there is virtually no risk of contracting COVID-19 when you are sleeping and eating in your own home on wheels.But while it appears a great way to travel, you need to know the pros and cons before you rent a camper (that you pull) or motor home (that you drive).It's the vacation rage of 2020, according to Money magazine, which calls RV's "virus friendly," since you drive across the country with your own bedroom and kitchen.But Money says many people end up surprised at the total cost, which can total a lot more than you first think.Know the real costRV rental can range from 0 to 0 per night, similar to a hotel room.Campsites are another to as much as 0 a night, depending on location and amenities.Gas can cost to 0 per day, even with today's low gas prices, as most motor homes get just 5 to 10 miles per gallon.Your auto insurance may not cover the full value of that RV, and your credit card may not cover it at all. That means you may have to pay or more per day for RV insurance.Add it up and you can end up spending 0 - 0 per night, though it is still cheaper than a 0 a night luxury resort.One other downside: many rental RV's are budget models, without all the high-end amenities you see at RV shows. Tour the model first, before you rent.Pull-behind camper or motor home?Campers that you pull tend to rent for less than models you drive.But think twice about a pull-behind camper if you have never towed a vehicle before. You will need an SUV or pickup built for towing, with a tow package that includes brake light hookups.And if you have never towed anything, you could be in for a surprise when you try to back up.A small or mid-size motor home that you drive is usually best for first-timers, experts say.And you have your own COVID-free accommodations, which can be well worth the cost.Bottom line: Campers are a great way to travel safely during the pandemic. Interested? Check a major rental firm like Cruise America. Or rent directly from owners at RV Share.Just know all the costs involved, so you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2534

It was a journey of love, driven by a mother's loss, stretching across a thousand miles of ocean as the world watched and wondered.An apparently grieving female orca whale who swam with the body of her dead calf for more than two weeks has stopped carrying the carcass, environmental officials said.The adult -- Tahlequah, or J35 as she is known by researchers -- and corpse were last seen definitively last week, 17 days after the baby's birth. The female calf died after a few hours. The mother, preventing her baby from sinking, had been nudging it toward the surface of the Pacific off the coast of Canada and the Northwestern United States. 653

INDIANAPOLIS, Ind. -- Eight missing children were rescued in a five-day rescue operation in the Indianapolis area, according to federal authorities.The children saved in "Operation Homecoming" are between the ages of 6 and 17 years old, according to a press release from the U.S. Marshals Service’s Southern District of Indiana.Authorities said the children "were considered to be some of the most at-risk and challenging recovery cases in the area, based on indications of high-risk factors such as victimization of child sex trafficking, child exploitation, sex abuse, physical abuse and medical or mental health conditions."One arrest of an adult subject was made with charges including alleged crimes related to parental kidnapping, intimidation, weapons possession and custodial interference.The children were turned over to the Indiana Department of Child Services for victim assistance and placement.Federal authorities worked with other law enforcement groups, including Indianapolis police and the National Center for Missing and Exploited Children.“The Marshals are committed to assisting state and local agencies with locating and recovering endangered missing children to help prevent their falling victim to crimes of violence and exploitation,” said Dan McClain, U.S. Marshal for the Southern District of Indiana. “The message that we wish to convey to the missing children and their families is that we will use every resource at our disposal to find you.”This story was originally published by Thalia Brionez at KXXV. 1541

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