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The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate 1 million in student debt and pay million to the FTC, the FTC announced. The settlement marked a record for the FTC."This is the largest settlement the Commission has obtained in a case against a for-profit school,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist."The FTC sued the University of Phoenix for deceptive marketing to potential students, leading students to believe that the university worked with employers such as Microsoft and Adobe to create job opportunities. An example the FTC showed was of a TV advertisement that claimed that the University of Phoenix had a "growing list" of 2,000 partners while displaying logos for various large companies. In reality, these companies did not provide special job opportunities for students. The FTC will use its share of the settlement for consumer redress. The remaining 1 million will go to cancel student debt owed by former students who were enrolled around the time they were likely exposed to the university's deceptive advertising. The University of Phoenix said in a statement that it denies any wrongdoing. "After cooperating fully with the FTC’s inquiry, the University is pleased to have reached this settlement agreement and resolved this matter, which principally focused on a marketing campaign that ran from late 2012 to early 2014," the statement read. "The campaign occurred under prior ownership and concluded before the FTC’s inquiry began. The University continues to believe it has acted appropriately and has admitted no wrongdoing. "This settlement agreement will enable the University to maintain focus on its core mission of improving the lives of students through career-relevant higher education, and to avoid any further distraction from serving students that could have resulted from protracted litigation, as well as the time and expense of the litigation itself."Here is what's next for those former students affected by the settlement, according to the University of Phoenix:As determined by the terms of the settlement, a certain designated population of students who first enrolled between October 1, 2012 and December 31, 2016 are eligible for relief from accounts owed directly to the University. Other debts, including, but not limited to, federal student loans, are not covered and remain due pursuant to their terms.The University will automatically release outstanding account balances for this designated population of students. These students do not need to take any action. The University will notify them and manage the processing of their debt forgiveness.The University will ask the credit reporting agencies (Experian and Equifax) to delete the official record of debt for outstanding account balances for this designated population of students. The credit reporting agencies will then be responsible for processing any updates to the affected students’ credit reports.To the extent that access to diplomas or transcripts was restricted for these students because of the previously outstanding balance, the University will lift that restriction and will make official transcripts available upon request for this designated population of students at the cost of the published transcript fee. This will allow these students to more easily pursue further higher education if they choose. 3578

The Trump administration announced Monday it is rolling back some protections provided by the Endangered Species Act — one of America's landmark pieces of conservation legislation.The Department of the Interior announced the changes to the rules on Monday. According to the 286

They met for the first time a few weeks before Christmas — the woman serving a life sentence for killing a man who bought her for sex as a teenager, and a pastor who believed in her.At the time of their meeting, high-profile advocates had been calling for clemency for Cyntoia Denise Brown, including a US Congressman and A-list celebrities like 358

They burst past the barricades and they’re ready to party, wearing leopard prints and fake furs. The outfits are appropriate as the first stop in this new-age party is what you might call an experiential yoga class, and it’s in the African room at the American Museum of Natural History in New York.It's all part a very unique party. One that, on this particular Saturday, devolved into dancing under a 100 million-year-old dinosaur skeleton.The party is called Daybreaker, and it starts at 6 a.m. One unique feature about the party: you won’t find a drop of alcohol.“People are looking for a more wellness-oriented life, but don’t really know how to do it right now,” said Radha Agrawal, the party’s co-founder. “So, we are giving them an option to do that.”At 774

The start of the school year can bring up some mixed emotions: excitement and anxiety.Four-year-old Vivienne Villa is ready to make new friends and show off some of her back-to-school gear when she starts kindergarten next week. Her mom, Priya, knows the big jump from preschool to kindergarten can be tough on a kid."She's been home with me the last two years and it's just been us during the day, so it'll be a big transition," Villa said.Increased work load, longer days, and more time away from mom and dad can add on stress for children. When Villa dropped her son off at Kindergarten a few years ago, she learned that confidence can be contagious."What really worked is I wouldn't linger when I said goodbye. I said have a great day, I can't wait for you to tell me about it, and then I would leave," Villa added.Dr. Beth Creel, the Director of the Behavioral Health Department at the Children's Heart Center in Las Vegas, says Priya is right. Kids can pick up on our emotions, so it's a good idea to try to keep a level head.Dr. Creel says children can get anxious ahead of the school year because of the uncertainty and lack of control. Creating an eating and sleeping schedule and sticking to it ahead of the school year can help them feel more prepared for a busy school year.To ease separation anxiety, Dr. Creel suggests sneaking a family picture or a sweet note into your child's backpack or lunch box."Something to show that after an eight hour day, a five hour day, a four hour day, there is still that connection and mommy and daddy aren't going anywhere," Dr. Creel said.When children get home, open communication is crucial, but sometimes what your child doesn't say is more telling."Sometimes it's a red flag. Why don't they want to talk about that? That's something that I think parents have to also keep in mind. Pay attention to the silence as well," Dr. Creel said.Homework can be a daunting task for the start of the school year. If a child is overwhelmed by their school work Dr. Creel suggests creating a work space for the individual child that is organized and away from distractions.If back-to-school shopping is in the budget, Dr. Creel says buying something new that your child can give an uneasy child an extra confidence boost. 2272