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YOSEMITE NATIONAL PARK, Calif. (AP) — A man died after falling into a river at Yosemite National Park on Christmas Day, the National Park Service said Friday.The man apparently slipped down Silver Apron, a large, sloping granite area above Nevada Fall, and suffered a head injury, government spokesman Andrew Munoz said in a statement. The ongoing investigation is taking longer than usual because of the partial government shutdown, he said.Munoz said rangers responding to a 911 call arrived on scene in less than an hour and pulled the man, who has not been identified, from the water."Medical attention was provided to the visitor, but he died from his injuries," Munoz said.The man's death was first reported by Outside Magazine, which noted that at least 10 people died in the park last year, including another man who slipped and fell to his death near Nevada Fall.No further details on the Dec. 25 fatality were released.Munoz said the park didn't issue a press release about the death because of the shutdown, which began two weeks ago and forced furloughs of hundreds of thousands of federal government employees.Yosemite remains open to visitors during the shutdown, and crowds of visitors have been driving into the park to take advantage of free admission. This week, the park announced new access limitations and several closed areas within the park because of problems with human waste, damage to resources and other public safety concerns during the shutdown.Under the park service's shutdown plan, law enforcement staff remains on duty.Munoz said the visitor was not in a closed area when he fell. 1622

-- and three other law enforcement officers were shot and injured -- during a struggle with a suspect in Colorado Springs. The suspect died, police said.January 24Adams County (Colorado) Sheriff's Deputy Heath GummGumm and other deputies were chasing a man while investigating a report of an assault in Thornton, a city near Denver. When the deputies followed the man behind a home, the man pulled out a handgun and fired, 424

between protesters and police at the Manhattan Bridge between Brooklyn and Manhattan Tuesday night.The crowd of demonstrators who were peacefully marching from Brooklyn to Manhattan were crossing the Manhattan Bridge after the city's 8 p.m. curfew. Police stopped marchers from entering Manhattan the island when police barricaded the bridge at its exit.According to social media reports, protesters became "stuck" on the bridge, as police also blockaded the Brooklyn side of the bridge.As the night went on, aerial footage showed the large group of peaceful protesters begin to cross the bridge back toward Brooklyn. 619

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

at an Aurora ICE detention facility on Friday.During the protest, a small group pulled down the American flag and the GEO flag and replaced them with a Mexican flag and a defaced thin blue line flag by hoisting it upside down and spray-painting in red with an anti-police slogan.There was a rift in the crowd about whether that action was appropriate, with some undocumented protesters leaving out of concern for their safety.Many protesters hoped that image would not overshadow that of so many speaking out against deportation raids and camps.Denver teacher Kathleen Frank went to the protest with her son because she couldn’t stop thinking about the children who have died in U.S. custody.“He is a child like any of those 3 year olds in the concentration camps, so it just breaks my heart and makes me really angry,” she said. “I think it needs to be ended immediately and I feel really helpless in the face of this just unbelievable pain, so this seemed like a small thing I could do.”Some undocumented residents at the rally said they were concerned about what may happen this weekend if the ICE raids promised by president Trump happen in Denver.“They don’t know if when they leave for work one day they’ll come back to their family. That’s the reality I‘ve lived with every day,” said Gladis Ibarra, an undocumented resident who works with Colorado’s immigrant community. “This is 28 years of my life, so I know a lot of people are outraged now, and I hope that the outrage continues past today.”This story was originally published by Jaclyn Allen on 1560

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