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For years, the Federal Housing Administration was the king of the low-down-payment mortgage mountain. Now, Fannie Mae and Freddie Mac, the government-sponsored enterprises that provide capital to the mortgage market, are designing loan products for hopeful home buyers with skinny savings accounts.With Fannie Mae’s HomeReady and Freddie Mac’s Home Possible, a 3% down payment — or what lenders refer to as 97% loan-to-value — is available on so-called conventional loans. Conventional loans are the loan products most often issued by lenders. 561

For most of us, human interaction now takes place at the grocery store, in small gatherings, or through the virtual world of zoom. "It's still interactive and they can see people they know." Virtual get-togethers are popular and sometimes the only way Myron Stam's clients can talk to, and see other people."They like that closeness, there are those where that's the only interaction they have," Stam said. Before to March 19, Stam ran the 33-year-old motor coach tour company, Daytripper, that gives tours to places near and far across the state. "We toured the rose parade, Los Angeles festivals, the Getty center." The majority of Stan's clients were 65 and up, also known as a vulnerable demographic amid COVID. But age didn't mean the group wasn't tech savvy, when Stam switched from the roads to the screens with virtual tours, sign-ups skyrocketed. "They're educational and they give the opportunity to connect with others who share the same interest," Stam described.Through payroll protection assistance in March, he created virtual tours twice a week. They're now popular with San Diegans and allow those nationwide, to see America's finest city without the price of a flight, "A bus we filled with 52 people, we can now fill with hundreds. It's maybe enough to carry us through until actual tours start bouncing back." 1338

Former MLB players Luis Valbuena and Jose Castillo have been killed in a car crash in Venezuela, according to multiple media reports.  The two were teammates on a winter ball team in Venezuela at the time of the crash on Thursday. Castillo was 37 at the time of his death and finished his career with the Houston Astros. Valbuena, 33, most recently played for the Los Angeles Angels and was a sought after free agent in this MLB offseason.Details on what led up to the crash have not yet been released.   547

Former "NBC Nightly News" anchor Tom Brokaw was on the defensive on Thursday after Variety Magazine published an interview with a former NBC correspondent claiming Brokaw sexually harassed her. Linda Vester, an NBC reporter for a decade from 1989 to 1999, told Variety that Brokaw physically tried to force her to kiss him and groped her on NBC property. She also claimed that Brokaw showed up to her hotel room uninvited. Variety confirmed that two of Vester's friends were told about Brokaw's alleged behavior around the time of the incidents. In response to the allegations, Brokaw sent a statement through NBC to Variety stating, "I met with Linda Vester on two occasions, both at her request, 23 years ago because she wanted advice with respect to her career at NBC. The meetings were brief, cordial and appropriate, and despite Linda’s allegations, I made no romantic overtures towards her at that time or any other.”There are also no other known claims of sexual harassment against Brokaw. Vester told Variety that recent events at NBC, including revelations of alleged sexual harassment involving ex-Today Show host Matt Lauer, have prompted her to speak out. Vester told Variety that the sexual advances began four years after she began her NBC career during Pope John Paul's 1993 visit to Denver. "I’m standing there, and Tom Brokaw enters through the door and grabs me from behind and proceeds to tickle me up and down my waist," she said. "I jumped a foot and I looked at a guy who was the senior editor of “Nightly,” and his jaw was hanging open. Nobody acted like anything wrong was happening, but I was humiliated. I didn’t know Brokaw other than to say hello in the hall."Vester said that she was also asked several times in 1994 to have drinks with Brokaw. Vester claimed that Brokaw also called her, saying he was coming over. Vester said that 30 minutes later, Brokaw was at her door. "He walked past me and sat down on the sofa in my suite," Vester told Variety. "He puts his arm on the back of the sofa and he said, 'I like our rat-a-tat-tat.' I thought it was a bizarre statement."Vester added, "I could feel myself trembling. As I stood there, I asked in a frustrated and scared tone, 'What do you want from me?' And he gave me a look of annoyance like he couldn’t believe I didn’t get it. He said, 'An affair of more than passing affection.'"Vester left NBC in 1999 to anchor a program for Fox News. Since leaving Fox News in 2005, she has been a stay-at-home mom. To read Vester's full interview with Variety, click here.  2665

Former FBI Director James Comey said Sunday that he would sit for a private deposition with House Republicans after filing a legal challenge to force a public hearing."Grateful for a fair hearing from judge. Hard to protect my rights without being in contempt, which I don't believe in," Comey said in a Twitter post. "So will sit in the dark, but Republicans agree I'm free to talk when done and transcript released in 24 hours. This is the closest I can get to public testimony."House Judiciary Committee Chairman Bob Goodlatte, a Virginia Republican, told Fox News on Sunday morning that he expected Comey to sit privately for an interview."We'll await it actually happening, but that is what I believe will happen," Goodlatte said.Comey also moved on Sunday to withdraw his motion to quash the congressional subpoena and said the hearing scheduled for Monday morning on the matter does not need to happen.Comey's attorney, David Kelley, told CNN that the former FBI director has agreed to sit for a voluntary interview on Friday under a set of conditions.As Comey indicated in his tweet, he will receive a transcript of his testimony and will be free to make public all or part of the transcript as well as any of the questions asked during the interview, Kelley said. In addition, so long as the interview proceeds voluntarily, an FBI representative will be present to give advice about the disclosure of FBI information, he said.Based on the agreement, Comey was withdrawing his legal motion, and the committee would withdraw its subpoena, Kelley said.Sunday's announcement came after both sides appeared in court on Friday as Comey sought to testify in a public setting rather than behind closed doors.Goodlatte and other House Republicans have been investigating the FBI and Justice Department's handling of separate probes into Hillary Clinton's email practices and Russian interference in the 2016 election, and with just a few weeks left before he leaves Congress, Goodlatte has moved to compel testimony from Comey and former Attorney General Loretta Lynch.Comey pushed back on the subpoena after he received it last month, saying he would be willing to testify in a public setting but did not believe a private interview would be proper.Goodlatte said Wednesday that he had told Comey they would release the transcript of his testimony and pressed for the former FBI director to submit to the interview."I have just offered to Director Comey that the Committees will publicly release the transcript of his testimony following the interview for our investigation," Goodlatte wrote on Twitter. "This ensures both transparency and access for the American people to all the facts."On Thursday, Comey moved to quash the subpoena and maintained that House Republicans would selectively leak his testimony. But ahead of an expected ruling, he said Sunday that he would submit to the interview and touted the offer of a transcript release. 2952