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The Association of American Universities has released results of a survey they conducted looking into the sexual assault and sexual misconduct climate on college campuses.The survey is a follow-up to the organization's campus climate survey in 2015 and campus activities survey in 2017, and on a much larger scale. According to the AAU, 181,752 students participated in the survey from 33 colleges and 32 AAU member schools. In 2015, they had 150,072 respondents.Of the students surveyed in the 2019 study, nearly 60 percent were undergraduate students while 40 percent were graduate and professional students. Of those surveyed, 53 percent were from private institutions while 47 percent were from public. The survey also states that is has "one of the largest sample sizes of self-identified transgender, non-binary, and other TGQN students ever studied."Key findings from the study include:– The overall rate of non-consensual sexual contact by physical force or inability to consent since a student enrolled was 13 percent, with rates higher for women and transgender, genderqueer and non-binary people, than men.– In the case of the 21 schools who participated in 2015 and 2019, the rate of non-consensual sexual contact by physical force or inability to consent increased to 26.4 percent for undergrad women, 10.8 percent for graduate or processional women and 6.9 percent for undergraduate men"The survey found significant levels of sexual misconduct on campus, disparities in the prevalence of sexual misconduct among different categories of students, and changes from the 2015 results in student knowledge about sexual misconduct," the survey says.According to the report, women and people who identity as TGQN see sexual assault and other misconduct at the school as more problematic than men do.In addition, 77 percent of undergraduate women say that it is at least "somewhat" problematic at their school, while 72 percent of graduate women say the same. For those who identity as TGQN, 75 percent of undergrads and 56 percent of graduate students say it's "somewhat" problematic, while 45 percent of undergraduate men and 43 percent of graduate men say it's "somewhat" problematic. You can read the entire report 2247

The Ottawa Senators announced late Tuesday that one of its players tested positive for the coronavirus, marking the NHL's first confirmed case. In a statement, the Senators confirmed that t

The coronavirus pandemic has sent the U.S. financial markets on a downward spiral. Last week, in just one day, the Dow Jones Industrial saw a 13 percent drop; it’s single biggest drop ever. “A lot of people are scared,” said Kelly Lannan with Fidelity Investments. “They don’t quite know what they are seeing, especially the average investor who is not following day to day.”Lannan explained most people looking at their 401k accounts are worried but advises people to put their market fears and emotions aside. “Market volatility can really be nerve-racking,” Lannan explained. “We get it from Fidelity investments perspective, and more importantly, we are here to help.”Fidelity is advising the best move right now may be no move at all. Referencing social media posts with the phase “don’t touch your face, don’t touch your 401k,” she explains most investors shouldn’t panic and divest their stocks during the economic downturn during the COVID-19 pandemic.“The most important thing to say, and I know this is really hard to hear, is not to panic,” Lannan explained. “This is a part of life, and the important thing to note, as we saw in 2008, is these downturns are usually followed by a recovery.”Not divesting doesn’t mean ignoring your investments and portfolio. In fact, Lannan believes those concerned about their portfolios and 401k’s should use this time to get more familiar with their investment plan and goals. She recommends a few steps in that review process: · Step One: Understand where you have your money by taking a look at your asset allocation and assess if it aligns with your age and your time horizon. If it does not, start making a plan to restructure your investments when the market starts to recover. · Step Two: Assess whether you have a diversified investment strategy. Diversification helps to soften the impact during market downturns. For those who have an employer sponsored retirement plan, you can reach out to your plan sponsor and ask question or get guidance on this. · Step Three: Take a look at your emergency fund. Fidelity recommends having three to six months of your essential expenses in savings. If you don’t have that and are concerned with possible unemployment due to the economic downturn, start to assess which investments you could move money from. Making a move, in terms of selling off your stocks, may not be the best decision now. However, better understanding your investment portfolio may help you make a better investment decision when the markets recover or even calm your concerns as they struggle during this downturn. “We know from behavioral finance that people make really, really bad decisions when they panic,” said Robert Stammers with the Charter Financial Analyst Institute. The CFA also recommends most invested in the stock market should hold off on divesting, especially if they have a long-term investment strategy. “If they do sell they’re going to be selling in a bad market,” Stammer explained. “They’re basically going to be doing what people tell you not to do, which is sell low and buy high, when the market comes back.”Historically, the market always rebounds. In 2008, it took five years, and in 2015 the market bounced back in about 13 months. Stammer pointed out, even with major downswings, overtime, those who stay invested still see an annual eight to nine percent return on average. “People did not think we’re going to get through the 2008 crisis,” Stammer said. “More than 60 percent said, ‘that’s it, this is never coming back, it is never going to be like this again.’ Then, after it did come back, the return on the market was like 17 percent.”The “stay the course” advice applies to mostly those with time to wait out the market. However, if you are closer to retirement, or in it, both Stammer and Lannan suggest you may want to get individual advice from a financial professional. When seeking help from a financial professional, it is wise to ask if that professional is a fiduciary, which is a financial advisor legally required to put your interest over theirs. Unfortunately, during economic downturns emotional investors are often easy targets for scammers or individuals selling financial instruments acting as financial advisors. The CFA has a 4263

The hit & miss nature of #thunderstorms means it's difficult to forecast exactly where the heaviest rain will be—some parts of #bushfire & #drought affected eastern Australia could see 50–100 mm over the next few days; while others may see very little https://t.co/T7MYuIdxkO pic.twitter.com/zgmiBmqcIG— Bureau of Meteorology, Australia (@BOM_au) January 15, 2020 383

The House of Representatives on Thursday approved a resolution to formalize the procedures of the impeachment inquiry into President Donald Trump, marking a significant step in the ongoing inquiry and setting the stage for the next phase in the investigation.The vote was 232-196 and was the first time that the full House chamber took a vote related to the inquiry.The resolution provides the procedural details for how the House will move its impeachment inquiry into its next phase as it investigates a whistleblower complaint alleging that the President attempted to pressure Ukraine to interfere in the 2020 presidential election by investigating the family of his potential political rival, former Vice President Joe Biden.The speaker usually does not preside, but for this historic vote -- House Speaker Nancy Pelosi is doing so Thursday morning.Before the vote, Pelosi said she had the votes to pass the resolution but called it a "sad day" because "nobody comes to Congress to impeach a president.""Today we move further down the path in our inquiry by putting forth our procedures, which are very transparent and open and frankly more transparent and more open giving more privileges to the President," Pelosi said.Pelosi added: "It isn't about partisanship, it's about patriotism."The House Intelligence, Foreign Affairs and Oversight Committees have been 1379

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