济南男生秒射怎么办(济南怎洋治疗早泄) (今日更新中)

Former Milwaukee County Sheriff David Clarke is being criticized on social media after making homophobic comments while referencing the "locker room talk" war of words between President Donald Trump and former Vice President Joe Biden. Biden told a Florida crowd Tuesday that he would "beat the hell out of Trump" if they were in high school and Trump made lewd comments recorded during an Access Hollywood interview several years ago.Trump clapped back Thursday, calling Biden "mentally and physically" weak, and tweeting that Biden would "go down fast and hard, crying all the way." In a Wednesday tweet, Clarke zeroed in on Biden's comment that he's been around a lot of locker rooms in his life, and stated "Please tell us why and what you were doing hanging around all those locker rooms, Joe? Taking in the sights? Did the soap keep falling out of your hands Joe?" 888

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

For months, many of us have done what we can to keep ourselves and families safe from the coronavirus.We have stayed home from events, worked from home and exercised caution when running errands, but for people who are obese, some have gravitated towards weight loss surgery as a way to protect themselves.According to medical experts, complications from COVID-19 can disproportionately affect people who are obese. In an August study, the Cleveland Clinic found patients with a body mass index of 30 or higher were found to be at a significantly higher risk for severe COVID-19, and those with a BMI of 35 and higher had a dramatically increased risk of death.“It’s been shown that people do worse with viral infections when they’re obese,” said Dr. Michael Snyder, medical director of bariatric surgery at Rose Medical Center in Denver, Colorado. “In addition, the success of a vaccine is limited in people that are obese, for any viral vaccine historically.”That August study by the Cleveland Clinic also found that when patients with obesity lose at least 5% to 10% of their weight, their risk of cardiovascular disease drops and their survival rate improves. Perhaps, that is why so many have decided to have different types of bariatric surgery to control their weight.“Obesity is really a pro-inflammatory condition and we think it really affects your T cell response; your ability to appropriately attack infection,” said Dr. Snyder.Amanda Kines-Phillips is one of those people. In February, she had wanted to get her weight more under control and decided to go through with a mini gastric bypass surgery. However, because of COVID-19 and the ban on elective surgeries, Kines-Phillips’ surgery was pushed back to July.In the four months since her mini gastric bypass, she has lost 55 pounds and feels healthier and better about health in case she contracts the virus.“I have two small daughters that I need to be there for the rest of my life and to be the best mom that I can be,” she said. “So to me [this surgery] is a life-changing tool.”Dr. Snyder says during a typical week, he performs 12 to 15 surgeries to help people control their weight. He says the four other doctors in his practice have been completely full as well since the pandemic began.“I have just been blown away,” said Kines-Phillips.Editor's Note: An earlier version of this article had an incorrect first name for Dr. Michael Snyder. 2423

Fentanyl is now the most commonly used drug involved in drug overdoses, according to a new government report. The latest numbers from the US Centers for Disease Control and Prevention's National Center for Health Statistics say that the rate of drug overdoses involving the synthetic opioid skyrocketed by about 113% each year from 2013 through 2016.The number of total drug overdoses jumped 54% each year between 2011 and 2016. In 2016, there were 63,632 drug overdose deaths.According to Wednesday's report, which analyzed death certificates for drug overdose deaths between 2011 and 2016, fentanyl was involved in nearly 29% of all overdose deaths in 2016. In 2011, fentanyl was involved in just 4% of all drug fatalities. At the time, oxycodone was the most commonly involved drug, representing 13% of all fatal drug overdoses.From 2012 to 2015, heroin became the most frequently involved drug in overdose deaths. In 2011, the number of fatal heroin overdoses was 4,571, or 11% of all drug fatalities. In 2016, that number more than tripled to 15,961 deaths, representing a quarter of all drug overdoses that year.The authors of the new study also found that most overdoses involved more than one drug. In 2016, 2 in 5 cocaine-related overdose deaths also involved fentanyl. Nearly one-third of fentanyl-related overdoses also involved heroin. More than 20% of meth-related fatal overdoses also involved heroin. 1423

Firefighters battling the Holy Fire in Southern California took care of a dehydrated fawn Monday afternoon. Officials with the Cleveland National Forest tweeted that the firefighters stumbled upon the fawn and discovered she was heat exhausted and dehydrated. The men can be seen in a photo giving the fawn a much-needed drink of water before helping get her back on her feet.  410

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