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Heather Locklear has pleaded not guilty to charges related to an alleged domestic dispute, according to the Ventura County, California, district attorney's office.The actress was not in court Thursday for the plea, which her attorney entered on her behalf.Locklear is charged with five misdemeanor counts: four counts of battery on a peace officer and one count of resisting, obstructing or delaying a peace officer.Police were called to Locklear's home in Thousand Oaks, California, in February regarding a domestic incident between the actress and her boyfriend.Authorities declined to identify Locklear's boyfriend.The former "Melrose Place" star, 56, was taken into custody. Ventura County sheriff's deputies said at the time that Locklear was "extremely uncooperative and physically combative."Locklear was released on ,000 bail.The actress has not commented on the incident.A pretrial conference is set for June 7.  937

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Grand Canyon’s entire men’s basketball team has been placed in quarantine after four players and two support staff members tested positive for COVID-19.All 14 players and two student managers are in quarantine at a designated on-campus residence hall for the next two weeks.Players began reporting for voluntary individual workouts last week and were placed in quarantine for 72 hours pending results of coronavirus tests and physicals. Four players who were asymptomatic tested positive at the end of the 72 hours and were placed in quarantine while contact tracing was conducted.Players who tested negative were placed in quarantine as a precaution and will be tested again. The two support staffers who tested positive will remain at home for two weeks. 764

GENEVA (AP) — The U.N. humanitarian office says needs for assistance have ballooned to unprecedented levels this year because of COVID-19, projecting that a staggering 235 million people will require help in 2021.This comes as a result of the coronavirus pandemic and global challenges, including conflicts, forced migration, and the impact of global warming.“The humanitarian system again proved its worth in 2020, delivering food, medicines, shelter, education, and other essentials to tens of millions of people,” said UN Secretary-General António Guterres in a press release. “But the crisis is far from over. Humanitarian aid budgets face dire shortfalls as the impact of the global pandemic continues to worsen. Together, we must mobilize resources and stand in solidarity with people in their darkest hour of need.”The U.N. Office for the Coordination of Humanitarian Affairs, or OCHA, expects a 40% increase in the number of people in need of such assistance in 2021 compared to this year.OCHA made the projections in its latest annual Global Humanitarian Overview on Tuesday, saying its hopes to reach 160 million of those people in need will cost billion. Still, OCHA says they’ve only raised billion thus far.UN humanitarian chief Mark Lowcock told a U.N. briefing that the U.N. appeal could raise billion by the end of the year, which according to the Associated Press, is billion more than last year.“We can let 2021 be the year of the grand reversal – the unraveling of 40 years of progress – or we can work together to make sure we all find a way out of this pandemic,” Lowcock said. 1621

HONG KONG — TikTok CEO Kevin Mayer has resigned amid U.S. pressure for its Chinese owner to sell the popular video app, which the White House says is a security risk. In a letter to employees seen Thursday, Mayer said that his decision to leave comes after the “political environment has sharply changed."His resignation comes after U.S. President Donald Trump ordered a ban on TikTok, unless parent company Bytedance sells its U.S. operations to an American company within 90 days. TikTok said in a statement that “We appreciate that the political dynamics of the last few months have significantly changed what the scope of Kevin’s role would be going forward, and fully respect his decision." 703