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The only way this stops is if people rise up. You get what you accept. #FreedomMatters #StepUp https://t.co/8QKBszgKTM— Scott W. Atlas (@SWAtlasHoover) November 15, 2020 177

The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step.But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 Real Weddings Study, 45% of couples who married in 2017 reported spending more than they had planned.“The last thing you want to do is begin your formal life together with a lot of debt because you were under pressure to have a certain type of event that you didn’t want and couldn’t afford,” says Marguerita Cheng, a certified financial planner at Blue Ocean Global Wealth in Gaithersburg, Maryland.It’s important to discuss what you’re comfortable spending and research wedding costs. Here’s how to make a budget you can commit to.Add up your funds 892

The math is simple. If President Donald Trump wins the same states he won four years ago, he'll be president of the United States for four more years. But sweeping the swing states of Florida, Arizona, Texas, Pennsylvania, Wisconsin, Michigan and Ohio may be more difficult a second time around. Polls show the potential of each one of those states voting Democrat in 2020. As a result, Trump may need to pick up a state Hillary Clinton won in 2016. MINNESOTA FOCUS While the Trump campaign is investing in states like Nevada and Colorado, Minnesota is emerging as the president's likeliest pick up opportunity. Republicans haven't won Minnesota since 1972, the party's longest losing streak. "It’s a state we think we are going to do very well in," Hogan Gidley, a top campaign adviser to Trump, said. "We only lost it by 1.4%, 44,000 votes," Gidley added. Unlike four years ago, Trump is investing in the state. He has already made campaign stops there. The Trump campaign spent around ,000 in Minnesota in 2016. In 2020, they could spend well north of million. VIEW OF PARTY CHAIRSJennifer Carnahan, chair of the Minnesota Republican Party, believes rural Minnesota will offset progressive turnout in cities like Minneapolis. "I actually think the support there for our president has grown over the past four years," Carnahan said. Meanwhile Ken Martin, chair of the Minnesota Democratic Party, says it isn't just wishful thinking that Republicans can win in the state. "They have the largest campaign on the ground in the state of Minnesota," Martin said, speaking about the Trump campaign. But Martin says Team Biden is aggressively hiring staffers and is vowing to not overlook the state. "The cavalry is coming," Martin added. 1749

The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626

The jury in the trial of former Donald Trump campaign chairman Paul Manafort is likely to end a second straight day of deliberations without a verdict.Jurors debating the 18 charges against Manafort asked Judge T.S. Ellis to end Friday's deliberations at 5 p.m. ET, an indication they may not be near a verdict.Their note to Ellis came shortly after the judge revealed he has received threats during the course of the proceedings and the President called the trial "very sad."Ellis did not disclose details about the threats. But he said it was enough to make him wary of making the 12 jurors and four alternates' names public, in response to a request from media organizations. 686