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Cliff Clavin, a mailman from the TV series “Cheers”, has an idea to save the postal service.The actor, John Ratzenberger, recorded a message talking about the USPS and his plea to show support."You know the post office is in a little bit of a pickle right now," he says in the video. "It's certainly in the news, being bounced back and forth so I had an idea. Why not do all your Christmas shopping early at the post office store?" 439
CUYAHOGA FALLS, Ohio — In an assignment given out at Roberts Middle School in Cuyahoga Falls, students had to choose who they felt were "most deserving" to be saved from a doomed Earth from a list based on race, religion, sexual orientation and other qualifications.The assignment, called Whom to Leave Behind, asked students to rank the 12 people from "most deserving" (1) to "least deserving" (12). Only eight of the twelve could be saved.The descriptions of the 12 people are as follows: 508
CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572
CINCINNATI, Ohio — Depending on the number of children in your family, the cost of back-to-school shopping can range from just expensive to absolutely mind-boggling. For teachers, who might have to provide supplies and prepare classrooms for more than 20 students, it's even more significant."We know that every year, teachers will spend anywhere from 0 to 00 of money from their own pocket," Crayons to Computers CEO Amy Cheney said.Some, such as art teachers who buy their own supplies, spend even more. That's why Cheney's organization works to help take the edge off the high price of providing a good education by allowing teachers at qualifying schools to "shop" in rows of school supplies they can pick up for free."(I save) thousands," art teacher Judith Lamb, who used to buy all of her students' art supplies out of pocket, said. "Every time I come here and they add it up, it's ,000 at least for every shopping trip."Teachers who qualify for the program are those who work at schools where at least 60 percent of the student body qualifies for free and reduced lunch.Watch the video above to learn more — and see how happy teachers are to get a little help creating awesome classrooms. 1212
CORONADO, CALIF. (KGTV) - The Mayor of Coronado is turning heads for an op-ed he recently penned.Mayor Richard Bailey wrote a several hundred word submission for the Voice of San Diego this week titled, ‘It's Time to Put Roads Over Transit.’Citing SANDAG’s figures, Bailey says more than 50 percent of local transportation dollars are spent to move just 3.5 percent of commuters while roughly 13.5 percent of funs are spent on roads and highways.He also points to relatively stagnant public transportation ridership rates while traffic congestion balloons in San Diego County.“I can't foresee us moving people around on fixed routes on large empty buses and also really expensive trolley lines,” said Bailey, “I think people are going to be looking for more nimble solutions such as a autonomous vehicles and ride share options.”Transit advocates say shifting funds from public transportation as Bailey suggests would have a negative impact on those who already use it.“About 64,000 households in the San Diego County area don't have a car and it’s just absurd to think that we're going to take away their primary means of transportation,” said Colin Parent, executive director of Circulate San Diego.Parent agrees with Bailey that the ridership figure is small but says the answer is growing that figure, not stifling it by shrinking its budget.SANDAG will vote later this on its multi-decade regional transit plan. 1429