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Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators, an organization affiliated with state treasury departments, states return more than billion to their rightful owners.Just ask Maria Barlow, an attorney in Chicago. A few months ago, she was sitting at home when she decided to plug her name into the Illinois unclaimed property website. “I was surprised to see there was an entry,” she says. Fast forward a few weeks, and she had a check in hand for .80.If you are wondering if you have unclaimed property, here’s how to find out.Search online at state agenciesThe National Association of Unclaimed Property Administrators’ website, Unclaimed.org, links to agencies in all 50 states, the District of Columbia and other territories. With these sites, you can search unclaimed property databases for free. The organization also sponsors MissingMoney.com, which lets users search multiple states at once, though not every state participates.To pull up the property database, you will likely be asked to enter a last name. You could also enter a first name, city or ZIP code to help narrow the search. From there, you may find entries detailing the owner’s last known address, property amount and the company that initially held the funds. Depending on the database, the state may provide the exact amount of the property, or give a range, such as “under ” or “ or more.”Barlow says her entry was from an old internet provider. The company owed her a refund because she moved and switched off service before her billing period ended. But it didn’t have the correct forwarding address, so it sent the money to the state. Barlow says she filed a claim online, and it was processed within two weeks. “Even in the pandemic, it didn’t take long to receive it,” she says.Finding a small amount can still give you breathing room in your monthly budget or help pad your emergency fund. (Read more about emergency funds and why they’re important.)Prove you are the rightful ownerFiling a claim may involve scanning and uploading identification, such as your driver’s license, and other documentation that you live (or lived) at the address on file. For example, you might be asked to upload a recent utility bill. For certain types of claims, such as those for money orders, you may need to mail documentation instead of uploading. (You can read more about money orders here.)Heirs can follow a similar process for claiming property if the owner is deceased. Lorrie Walker, a financial advisor in Lakeland, Florida, advised a client earlier this year whose late husband had funds in old bank accounts. She says her client provided additional paperwork, including her husband’s death certificate, to claim the property.Later, Walker checked the state treasury website for unclaimed property of her own. “Sure enough, there was money for a security deposit in an apartment I lived in 20 years ago,” Walker says. She filed a claim online and, a few weeks later, received a check for 5.If the property is tied to an old address, don’t be discouraged. In Barlow’s claim, she explained that she no longer had documentation, and she still received her money, she says.It is OK to be nosyData within unclaimed property databases is publicly available, so you can search on behalf of others. You can then alert them if they have lost funds, but it’s their responsibility to claim the funds and prove ownership.Barlow says she entered the names of about 15 family and friends and found unclaimed funds for many. She says that since she alerted them to the cash, many were able to collect. “I may be nosy, but I found them money,” she says.Pro tip: Make the most of your moneyIf you do find and receive funds, you can make this “found” money work for you by putting it in an account with a high interest rate. These accounts may earn 10 times more than the national average, so you can take the unexpected funds and grow them even more.The smaller amounts may not make you rich, but they can still be worth searching for, Walker says. “At the end of the day, it is your money. So it’s better for you to have it than the state.”More From NerdWalletHow to Get Started If You’ve Never Had a Bank AccountSmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses6 Do’s and Don’ts When Saving Money During a CrisisMargarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4757
ANZA, Calif. (KGTV) - A preliminary 3.1-magnitude earthquake jostled the Anza region, sending shivers into the North San Diego County area Saturday.The tremor hit about two miles northeast of Anza, in southern Riverside County, just before 12 p.m., according to the U.S. Geological Survey. It has a depth of about 7.4 miles.According to the USGS' "Did you feel it?" map, the shakeup could be felt in Temecula and into Orange County, and as far away as Jamul. Most reports were centered around Cathedral City and Anza.There were no immediate reports of damages or injuries.One week ago, magnitude-3.5 and -3.2 earthquakes hit the same region.Multiple aftershocks were recorded following Saturday's earthquake, though most below 1.0. The quake is the eighth above 2.5 recorded in the Anza area over the past 30 days, according to USGS. 861

Apple and Google are trying to get more U.S. states to adopt their phone-based approach for tracing and curbing the spread of the coronavirus by building more of the necessary technology directly into phones.That would make it easier for people to run even if their local public health agency hasn’t built its own compatible app.The tech giants on Tuesday launched the second phase of their “exposure notification” system, which is designed to automatically alert people if they might have been exposed to the coronavirus.Only a handful of U.S. states have built apps using the Apple-Google technology, which has seen somewhat wider adoption in Europe. 660
America's beloved monarch butterfly is facing possible listing as a threatened species. The Trump administration is expected to announce this week if it supports protecting the monarch under the endangered species act. Climate change, development and heavy farm use of herbicides have wiped out well over a hundred million acres of monarch habitat. And numbers of West Coast monarchs in particular have plummeted from the millions in the 1980s to the low thousands today. Environmental groups say grassroots efforts to raise the monarchs' host plant, milkweed, aren't enough to save the orange and black butterfly in the global extinction crisis. 654
An 8-year-old girl in Florida was seriously injured when a massive tree limb fell on her Monday, as she was playing in a school playground during recess.Patricia Whidden suffered a fractured skull when the limb fell on her, dropping from a live oak at Edward Upthegrove Elementary School in LaBelle."It's an extremely tragic incident, and we are investigating," said Lucinda Kelley, deputy superintendent of Hendry County District Schools.Patricia's aunt Kristi Whidden said her niece has bleeding and swelling of the brain, and is recovering at a hospital in Delray Beach."Right now, she's being kept sedated to give her brain and body a chance to recover," Kristi Whidden said.Live oak trees form a canopy over many schools in Hendry County. Kelley said she believes the limb that fell on Patricia was a freak accident, although the LaBelle area did sustain a lot of damage from Hurricane Irma last fall."The limb that fell did not appear to be, at first glance, related to that," Kelley said. "We are going to ask for the help of an expert arborist to come in and examine all of the trees."In the meantime, the the school district has closed playground where Patricia was hurt. Although sedated, Kristi said her niece did wake up at one point during the night, and was able to respond to questions with a thumbs-up or thumbs-down."Right now, the focus is on Patricia and getting her through this," she said. "A lot of people have sent their prayers and positive vibes."Upthegrove Elementary is organizing a sock hop fundraiser to help Patricia's family with expenses. It will take place on Friday during school hours. 1668
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