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济南最好的药治阳痿
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发布时间: 2025-05-26 10:59:34北京青年报社官方账号
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  济南最好的药治阳痿   

SAN DIEGO (KGTV) — Small businesses trying to stay afloat amid coronavirus restrictions can apply for up to million in forgivable low-interest loans to help them get by. The Federal Small Business Administration has opened its application site for businesses with fewer than 500 employees to apply for the loans, which would have an interest rate of no more than 4 percent. The loans are part of the stimulus package Congress and the President authorized last week. They are meant to help small businesses maintain payroll and meet essential obligations like rent, mortgages and utilities at a time social distancing has eliminated most consumer spending. RELATED: Coronavirus aid: How to help your neighborsIf an employer uses the money as intended, the government says it will forgive the loans."Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels," according to the Small Business Administration. "Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease."Kelly DuFord Williams, a managing partner at Slate Law Group, says this is an unprecedented opportunity for small businesses, given the low interest loan offer and six months of deferred payments. RELATED: WE'RE OPEN SAN DIEGO: Search open businesses"Small businesses employ a lot of people, especially in San Diego, with such a big entrepreneur community, and the last thing they want is all of us turning off our lights and doing mass layoffs just because of temporary circumstances," Williams said. Jennifer Byard, who owns Communal Coffee in North Park and South Park, said her sales have dropped 75 percent and that she has had to reduce her employees from 22 to eight. Byard plans to take out at least 0,000 to make it through.RELATED: IRS: Distribution of economic impact payments will begin in the next three weeks"I think it's really important for me to have some backup funds right now to be able to reopen, to be able to keep my employees, to pay them more," said Byard, whose shop is now doing takeout only during the day while offering pizza and salad in the evening. For more information on the loans visit SBA.Gov. 2199

  济南最好的药治阳痿   

SAN DIEGO (KGTV) — San Diego Police said Wednesday officers detained a woman who reportedly had a shotgun in the parking lot of the department's headquarters.Police said a woman drove into the parking lot just before 12:30 p.m. One department employee saw she was armed with a shotgun, police said.Officers quickly surrounded the woman's vehicle and a Psychiatric Emergency Response Team (PERT) was on hand to assess and provide support to the woman, SDPD added.Within about 10 minutes, the police said the woman was detained. Several weapons and ammunition were also confiscated, according to the department. 617

  济南最好的药治阳痿   

SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

  

SAN DIEGO (KGTV) -- San Diego’s elderly population, those 85 and older, is expected to soar by more than 400 percent by 2060, according to new data from the State of California. The data means many more Californians will be faced with helping their parents at the same time they’re trying to stash money away for retirement. 10News spoke with experts to take a look at ways to manage. As the population ages, more and more San Diegans will fall into the sandwich generation. RELATED: Here's where you can get a senior discount around San Diego“It’s those folks who are taking care of their parents and putting a kid thru college,” explains Yvonne Amrine, an estate planning and elder law attorney. Amrine understands. For a decade, she financially supported her mother’s care, which totaled half a million dollars. She says the bulk of the burden falls on families. “Mostly you'll be paying out of your own pocket. Medicare does not pay for long term care.”RELATED: Making It in San Diego: Woman builds granny flat to finance retirementThe county projects the cost of long-term care to rise significantly within the next 15 years. Nursing home fees are expected to reach more than 3,000 per year for a private room by 2035. Both Amrine and Linda Urbina with Golden Care have advice for the sandwich generation: Even if you’re simultaneously helping mom and dad, stay focused on a savings plan and look into your own long-term care options. “Be proactive, talk to a financial planner, the older you get the more they will cost you. Speak with a trust attorney.”RELATED: Making It in San Diego: Getting started with your financial planningAlso be sure you’ve signed the documents giving you the ability to advocate for your parents as their needs change. “It’s very important to sit down with your parents and talk about who has medical directive, and who has power of attorney.”In California, some of the costs of care are covered under Medi-Cal. RELATED: LIST: Jobs available for retirees“It cost the state a lot less to keep people in their home, where they want to be anyway. So we're hoping that pace program will keep people at home.”And there are VA benefits for both veterans and their spouses. The combined benefit can total ,100 per month. It’s also there for the surviving spouse. “That is for any veteran who served in any war.”RELATED: Making It in San Diego: Retiree rents home to earn moneyUrbina says if a family can’t afford in-home care and they want to keep their parents at home, they can consider a reverse mortgage. “We can still honor them and provide for them without going into bankruptcy.”If selling their house is the best option, make sure you have the proper paperwork in place. “Treat your parents with dignity and respect and think about how you want your kids to talk to you.” 2819

  

SAN DIEGO (KGTV) - San Diego will continue using part of the second floor of Golden Hall as a temporary bridge shelter, and add a fourth location on the other side of downtown.The City Council voted Tuesday to fund its three current shelters for the next year, and seek an operator for a new one at 17th and Imperial. A recent point in time count found more than 5,000 homeless people in the city - about half of whom are unsheltered. The temporary bridge shelters in total have about 665 beds. The shelters provide services to help residents find work and ultimately transition to permanent housing. The San Diego Housing Commission reports that since the shelters opened around December 2017, about 540 previously homeless people - or 39 percent - have transitioned to permanent or other long-term housing after a month-long stay. That shows improvement from a March 2018 update, when that number was about 14 percent. "We're making headway big time," said Bob McElroy, who heads Alpha Project - which operates a downtown shelter. "Some of our folks have been out here 20-plus years, and you're not going to get your proverbial you-know-what together in three months."McElroy said longer-term financial commitments have helped attract more qualified staffing, and noted that Alpha Project recently opened a 52-unit complex that brought more housing opportunities. The City Council authorized about .6 million to fund its three shelters for the next year. It also diverted .6 million to the new shelter, for which it will seek an operator. 1553

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