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Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567
STORY - One of the two girls who was molested by a La Jolla realtor faced the child predator at his sentencing Friday. Donald Hickey received a 25-years-to-life term as part of his plea deal in five felonies. In July, Hickey admitted to lewd and lascivious acts with a child and possession of child pornography. Prosecutors said the molestations occurred between 2009 and 2012. Hickey was caught thanks to a cyber tip submitted to the National Center for Missing and Exploited Children. Hickey apologized to his victims in court in August, saying “I’m sorry for everything that's happened. I take responsibility for it and I hope they do heal from it.'' ``No teenager should be in a situation where they sit down and think about what they're going to say to a pedophile,'' one of the girls said after Hickey pleaded guilty. ``No parent should have to decide whether or not to tell their child that they have been assaulted. I hate that you put my family in that position.'' City News Service contributed to this report. 1027

Texas health officials say new cases of the coronavirus that causes COVID-19 have hit a new peak. According to the Johns Hopkins website, the state recorded 1,010,364 cases early Wednesday with 19,337 deaths since the pandemic began in early March.Texas recorded 10,865 coronavirus cases on Tuesday, setting a new daily record that surpassed by 74 cases an old mark set July 15, state officials said.According to state figures on Tuesday, an estimated 132,146 cases are active, the most since Aug. 17, and 6,170 COVID-19 cases are hospitalized, the most since Aug. 18.The true number of infections is likely higher because many people haven’t been tested, and studies suggest people can be infected and not feel sick.There were 94 new deaths Tuesday, according to the Texas Department of State Health Services.Meanwhile, cases of the coronavirus that causes COVID-19 are surging in the Laredo area as the borderlands remained a COVID-19 hotbed Tuesday, health officials said.Laredo health officials reported 331 new cases Tuesday of the coronavirus, the most since the Aug. 10 peak of 374 cases. That brought the area’s case count for the pandemic since the beginning of March to 16,558. Of those, 934 cases are active, the most in two months, and 73 require hospitalization. One new death was reported Tuesday, bringing the city’s COVID-19 death toll to 367.The surge comes as El Paso, another border city, grapples with a recent tsunami of cases. Another 1,292 cases were reported in El Paso County on Tuesday, bringing its pandemic count to 65,651 with 27,895 cases now active and 1,076 requiring hospitalization. Nine new deaths brought the county’s COVID-19 death toll to 682.The higher counts come amid intensive testing in both places and statewide.For most people, the coronavirus causes mild or moderate symptoms, such as fever and a cough that clear up in two to three weeks. For some, especially older adults and people with existing health problems, it can cause more severe illness, including pneumonia and death. 2034
TAMPA BAY (AP) — NFL Commissioner Roger Goodell said the league plans to invite vaccinated health care workers to the Super Bowl in Tampa, Florida, as guests of the league.In a letter to Rob Higgins, president of the host committee for the Super Bowl, that was obtained by The Associated Press, Goodell wrote that he wanted to “honor and thank health care workers for their extraordinary service during a pandemic” as well as promote the importance of vaccinations and the wearing of masks in public.Goodell added in the letter: “We all know that over the past year, these frontline workers have put their own lives at risk to the benefit of society and we owe them our ongoing gratitude. We also know that they will remain essential for months to come to treat those who are ill and administer vaccines. We hope that in some small way, this initiative will inspire our country and recognize these true American heroes as we look forward to a better and healthier year.”According to USA Today, the league is still deciding how many fans will be able to attend the Super Bowl.Super Bowl LV is scheduled to be played at Raymond James Stadium in Tampa Bay on Feb. 7. 1171
The 6-year copyright lawsuit against English rock band Led Zeppelin over their epic ballad "Stairway to Heaven" came to an unelectrified end Monday after the Supreme Court decided not to hear the case.With the justices not listening to the case, they awarded the band a victory by default.Instead, the court opted to uphold the March ruling from the U.S. Court of Appeals in San Francisco that found the rock band did not steal the song from the band Spirit.In 2014, the estate of late Spirit guitarist Randy Wolfe filed the suit, saying Led Zeppelin stole the opening riff off Spirit's 1968 track "Taurus," according to the New York Times.In June 2016, a jury in Los Angeles decided that Led Zeppelin did not steal Spirit's riff, CBS News reported.According to the Associated Press, a three-judge panel of the 9th Circuit Court of Appeals in San Francisco ruled in Sept. 2018 that the jurors were given wrong instructions by the judge, so a new trial was ordered.In March, the 9th Circuit Court of Appeals restored a jury verdict finding the band did not steal from Spirit, Variety reported. 1100
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