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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

Pepe the frog, the once-innocent cartoon that was appropriated as a mascot of the alt-right, is at the center of a new legal battle.Matt Furie, the character's creator is suing InfoWars, the media company helmed by conspiracy theorist Alex Jones.In the lawsuit, filed Monday, Furie alleges copyright infringement stemming from a stylized poster sold on the Infowars website. The .95 poster features a depiction of Pepe alongside other MAGA "heroes" drawn by artist Jon Allen, including Donald Trump, Roger Stone, Milo Yiannopoulos, Ann Coulter and Jones himself."The establishment wants this taken down," the description of the poster reads. "Instead, celebrate the historic victory and frame this conversation starter in your home!''According to the civil complaint, "Furie did not authorize the use of the Pepe image or character in this poster, and does not approve of the association of Pepe with Alex Jones or any of the other figures shown in this poster, or the 'MAGA' slogan."In an audio statement published on the InfoWars YouTube channel, Jones calls the lawsuit "frivolous" and part of a larger attempt by media outlets to make Infowars "public enemy number one.""We did not create the posters, that are protected speech, that are transformative," Jones says, stating the use of the frog in an item for sale "is 100% protected by the courts, protected by the first amendment, protected by fair use."Furie has tried desperately to rescue his laid-back frog from the swamp of alt-right and neo-Nazi troll patois, even going as far as "killing" the character in a 2017 cartoon. However, like the Hydra (both Lernaean and Marvel-esque), the beheading of the chief Pepe has only resulted in more spawn, as both the cartoon and general frog imagery live on in alt-right and white nationalist circles.Even Gab, a "free speech social network" that serves as a safe space for such folks, features a frog in its logo.Furie's lawsuit seeks unspecified damages and a permanent injunction against any further copyright infringements regarding his beleaguered creation.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 2174

Owning a vehicle, or even renting one, can be very costly. But there's a company, referred as the Airbnb of cars, that claims to help you make and save money.The California-based company Turo is a peer-to-peer carsharing service. Christie and her husband heard about the online car rental service two years ago. With having to care for three children, they decided it was time to make some extra cash, so they posted their car for rent on Turo. "It's really just posting pictures of your car, and they set you up with a photographer if you want professional pictures done of your car," explains Christie.Depending on how new and nice your vehicle is, Christie says Turo allows you to price your car accordingly. Her Jeep Wrangler rents for 9 a day. At first, Christie says they raked in about 0 a month, which was just enough to pay the car payment. But as they got more reviews from renters, they were making enough to supplement an income. "I would say our profit, 0 at least," says Christie. "During the summer months, it can be up to ,400 in profit."Making that kind of money is great. But, Christie says there are a few sacrifices you have to be willing to make. "If somebody books last minute, it's kind of being able to rearrange my schedule to be able to meet them."A majority of the time, Christie has to drive 30 minutes to the airport to drop the car off with the renter at the airport. Another downside: a lot of miles have been put on her car. She says in just two years, renters have put 51,000 miles on her Jeep. Not only does Christie rent out her car, but she has actually rented a car through Turo while on vacation in Saint Louis. She says her family was on a tight budget. They found a compact car for 0 for an entire week.If she went through a well-known national car rental service, it would have cost her around 1 a week. She saved 1 by renting through Turo. When Christie meets a renter, she checks their driver's license and gives them the keys. It's that simple and easy to use.  2143

PARKLAND, Fla. — Three Marjory Stoneman Douglas High School students were arrested on Tuesday in separate, unrelated incidents. The Broward County Sheriff's Office says that one student faces a misdemeanor charge for making a threat on social media.Around 10 a.m. on Tuesday, a Broward Sheriff's Office deputy responded to the school to investigate a tip and interviewed the 10th-grader about photos he shared on Snapchat. In one image, the teen displays a gun in his waistband. In a second image, he shows off bullets, according to BSO. The detective said both photos had threatening messages; one message was directed to a person named "Josh."BSO detectives found the suspect's action to have interfered with school function and disturbed the peace. The teen was subsequently hospitalized under the Baker Act for being a threat to himself. Once medically cleared, he'll be transported to the Juvenile Assessment Center.Additionally, deputies arrested two other students today in separate, unrelated incidents for bringing in knives to Marjory Stoneman Douglas High School.BSO encourages everyone to continue reporting any suspected threats by calling 954-764-HELP (4357) or Broward Crime Stoppers at 954-493-TIPS (8477). Threats will be thoroughly investigated. Anyone found in violation of the law will be prosecuted to the fullest extent.Following the announcement of the arrests, Florida Governor Rick Scott requested that armed officers be placed at every entrance of Marjory Stoneman Douglas High School.In a letter, he wrote to Broward County Sheriff Scott Israel and Superintendent Robert Runcie: 1633

PARIS (AP) — At least two people were killed in France and a stretch of elevated highway collapsed in Italy as heavy rains pounded the region over the weekend, trapping travelers, downing trees and unleashing mudslides on picturesque sites along the Mediterranean shore.A 30-meter (100-foot) section of highway along a viaduct near the flooded Italian coastal city of Savona collapsed Sunday, authorities said. In images carried on Italian television, rescuers could be seen searching the area for possible casualties. News reports said a landslide on a rain-soaked hillside might have triggered the collapse.Flooding in Turin, a city in northwest Italy, prompted cancellation of a marathon. In France, the Nice airport was briefly closed Saturday. Rivers leading from the Alps to the French Riviera broke their banks, and sirens rang out in resort towns. Images on French media showed cars peeking above inundated streets and waves slamming onto roadsides.A rescue boat sank while bringing three people to shore near the French town of Muy, and one of them died, the Var regional administration said. Another person was found dead in a car in the town of Cabasse.French authorities are searching for two people missing in the floods, Nice Mayor Christian Estrosi said Sunday.In Italy, rescuers searched Sunday for a woman swept away by the surging Bormida river in the north.Rain-swollen rivers and flooded streets plagued Italy, where it has been raining, sometimes heavily, in much of the country nearly every day for about two weeks.In Turin, the Po River overran its banks and flooded the medieval quarter and a popular riverside strolling area known as the Murazzi.Some 150 people were evacuated from homes in Liguria, Italy’s hilly northwest coastal region. The region struggled with mudslides that blocked several roads, isolating hamlets. In Genoa, the region’s principal city, the charming neighborhood of Boccadasse, a former fishing village with pastel-painted houses, was flooded after the sea rushed over retaining walls and onto the seaside road.Venice was partially flooded, but the high tide’s level of nearly 1.3 meters (4.3 feet) in late morning was not unusual for the lagoon city accustomed to the phenomenon of “acqua alta,’’ (high water). That level was nearly 60 centimeters (two feet) lower than the exceptionally high wind-driven tide that devastated the art-rich tourist destination earlier this month. Venetians and visitors walked on strategically placed raised walkways or sloshed in boots through water that quickly receded to mid-calf level, then ankle-level.In parts of the south, cars churned through water higher than their tires, and several motorists had to be rescued from their vehicles in flooded streets in Reggio Calabria, a city in the southern ‘’toe’’ of the Italian boot-shaped peninsula, RAI state TV said.In Puglia, the ‘’heel’’ of the peninsula, authorities in the Baroque city of Lecce ordered as a precaution on Sunday the closing of parks and cemeteries for fear that storm-battered trees might crash onto visitors, the Italian news agency ANSA said.France’s interior minister visited the affected area Sunday, as authorities worked to restore electricity to thousands of homes.French national weather service Meteo France said the area absorbed the equivalent of two months of average rainfall in 24 hours.___D’Emilio reported from Rome. 3397