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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

As baseball nears the two-week countdown to the start of its delayed season, the coronavirus pandemic continues to keep more players off the field. The latest big name to be sidelined by a positive test for the virus is Eduardo Rodriguez. He was expected to start on opening day for the Boston Red Sox. The San Francisco Giants suspended workouts at Oracle Park as they awaited the results of weekend tests. The Chicago Cubs’ workout was delayed. Red Sox prospect Bobby Dalbec also tested positive for the virus. The Washington Nationals and Houston Astros resumed workouts after canceling practices on Monday because of testing delays.Last week, MLB and the MLBPA jointly announced on Friday that 31 players tested positive for COVID-19 amid the first round of tests as players resume training ahead of this year’s shortened season.Teams began working out last week at ballparks across the US as the coronavirus-shortened season is slated to get underway in three weeks. As part of MLB’s plan to resume, players and support staff will be frequently tested for the virus. 1079

An elephant seal was safely returned to the waters with help from residents in Puerto Cisnes, Chile, and the Chilean Navy on Monday.According to Manuel Novoa, a presenter at Radio Autentica FM, residents of Puerto Cisnes, Chile, were surprised when they spotted an elephant seal roaming their town's streets.In a press release, Puerto Cisnes Police Captain Christian Reyes Jofré said that it's "completely normal" to see the seals outside their natural habitat in that area this time of year."Thanks to the citizens who participated and helped in the safeguarding of the return journey to the sea of the sea elephant that entered the streets of the town," Cpt. Jofré said in the news release.Cpt. Jofré said the seal returned to the sea on Monday. 755

American Airlines is no longer recognizing some emotional support animals.The airline says insects, goats, snakes, spiders and hedgehogs are just some of the animals that cannot travel as comfort animals.RELATED: Delta revises animal carrier on policy | United has new pet transport policy | United prohibits emotional support peacockThe guidelines were revised Monday.If you want to bring a support animal on board, American Airlines says you now have to file paperwork 48 hours before a flight.Even with the paperwork, some animals are off limits entirely because they pose a safety or public health risk.The full list is on the American Airlines' website.The airline's revised rules go into effect on July 1. 729

An intoxicated Mansfield woman was arrested on Saturday after making lewd comments to the Easter Bunny.Ladonna Hughett, 54, was arrested at Richland Carrousel Park in Mansfield, Ohio.Witnesses told police the woman made several lewd comments while taking a photograph with the Easter Bunny and appeared to be intoxicated. Afterward, Hughett went for a ride on the carrousel.Police said Hughett appeared to be under the influence when they arrived. She was charged with drunkenness and taken to Richland County Jail. No word on the toll all this egg-citement took on the Easter Bunny. 641

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