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Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

Millions of out-of-work Americans are being surprised by new information. The 0 a week they were relying on receiving through the end of July is set to end a week earlier than they expected.“That is one week less of payments than families get. That is huge. That is the difference between being able to make a car payment, make your rent, put food on the table,” said Heidi Sheirholz.Sheirholz is a former chief economist with the Department of Labor and the current senior economist at the Economic Policy Institute and explained why the CARES Act supplemental is ending so soon.“What it says in the legislation essentially is that it ends on July 31 and we all thought, you know, the end of July, but when you look at the very specific language, what it says is that the last payment will be on or before July 31,” said Sheirholz.Basically, July 31 is a Friday. State unemployment systems end their week on the weekend and pay only full weeks. So, the last full week for a payout will be on July 26. Most states had listed July 31 as the final payment on their respective state’s unemployment website and have scrambled in recent weeks to clarify and adjust the date."It’s just going to create enormous hardship,” she added.Many people will more suddenly go from about ,000 a week in total unemployment benefits, to only whatever their states’ normal unemployment benefits are, which on average is about 5. However, it’s not too late for Congress to act and extend the 0 supplemental. Economist, like Sheirholz, hope they do.“That extra 0 per week for people who are getting unemployment insurance is supporting spending of millions of people and that supports the broader economy,” said Sheirholz. “We estimate that if the 0 additional UI payment is allowed to expire this country will lose over 5 million jobs over the next year.” 1859

LOS ANGELES, Calif. – Sharon Osbourne announced Monday that she’s tested positive for the novel coronavirus.In a tweet, the TV personality said she was briefly hospitalized due to COVID-19, but she’s now recuperating at a location away from her husband, Ozzy. She added that he has tested negative for the virus.“Everyone please stay safe and healthy,” she tweeted.Osbourne is a co-host on “The Talk,” which is currently on a scheduled hiatus.The 68-year-old's COVID-19 diagnosis comes days after one of her co-hosts, Carrie Ann Inaba, revealed she test positive for the virus as well.Osbourne and her husband are both considered high risk for COVID-19. She battled and overcame colon cancer, while the rock star has Parkinson’s disease.Around the beginning of the pandemic, their daughter Kelly said she was staying home for her parents and encouraged others to do the same to prevent spreading the virus.“The truth is I am scared too. Both of my parents are high risk especially my dad,” she wrote in an Instagram caption. “If I would have known 3 weeks ago when I sent them off to panama that that was gonna be the last time I got to hug and kiss them for a while… I would have held on a little longer. However, these are the sacrifices we must make. I stay home for my mum and dad.” 1294

MEXICO CITY (AP) — Mexico is bracing for the possible arrival of the "mother of all caravans," even as doubts arise over whether the group of Central American migrants will be all that big.Interior Secretary Olga Sanchez Cordero has said a caravan of migrants from El Salvador, Honduras and Guatemala could be forming."We have information that a new caravan is forming in Honduras, that they're calling 'the mother of all caravans,' and they are thinking it could have more than 20,000 people," Sanchez Cordero said Wednesday.But a WhatsApp group calling for people to gather Saturday in El Salvador to set off for Guatemala only has about 206 members.Activist Irineo Mujica, who has accompanied several caravans in Mexico, said reports about "the mother of all caravans" were false, claiming "this is information that (U.S. Homeland Security Secretary Kirstjen) Nielsen is using to create fear."His group, Pueblo Sin Fronteras, said in a statement there was no evidence the new caravan would be that large, noting "there has never been a caravan of the size that Sanchez Cordero mentioned." Indeed, past caravans hit very serious logistical hurdles at 7,000-strong.She and others suspect the administration of U.S. President Donald Trump may be trying to fan fears of a big caravan to turn the U.S. national agenda back to the immigration issue.Honduran activist Bartolo Fuentes, who accompanied a large caravan last year, dismissed the new reports as "part of the U.S. government's plans, something made up to justify their actions."A caravan of about 2,500 Central Americans and Cubans is currently making its way through Mexico's southern state of Chiapas. The largest of last year's caravans in Mexico contained about 7,000 people at its peak, though some estimates ran as high as 10,000 at some points.Mexico appears to be both tiring of the caravans and eager not to anger the United States. It has stopped granting migrants humanitarian visas at the border, and towns along the well-traveled route to Mexico City sometimes no longer allow caravans to spend the night.Mexican President Andres Manuel Lopez Obrador said Thursday that Mexico is doing its part to fight immigrant smuggling."We are going to do everything we can to help. We don't in any way want a confrontation with the U.S. government," he said. "It is legitimate that they are displeased and they voice these concerns."Sanchez Cordero has pledged to form a police line of "containment" around Mexico's narrow Tehuantepec Isthmus to stop migrants from continuing north to the U.S. border.The containment belt would consist of federal police and immigration agents, but such highway blockades and checkpoints have not stopped large and determined groups of migrants in the past. 2757

MEXICO CITY (AP) — A powerful earthquake centered near the Mexican resort town of Huatulco has killed at least two people, officials said Tuesday.The U.S. Geological Survey says the quake had a magnitude of 7.4 and was centered along the Pacific coast of Oaxaca state. It hit at 11:29 a.m. ET at a depth of 16 miles and the epicenter was about 7 miles south-southwest of Santa Maria Zapotitlan, USGS says.Mexico’s president, Andrés Manuel López Obrador, said one person was killed and another injured in a building collapse in Huatulco. Otherwise he said reports were of minor damage such as broken windows and collapsed walls. Oaxaca state's governor reported a second death. The quake caused buildings in Mexico City to sway and sent thousands of residents into the city’s streets Tuesday. Seismic alarms sounded mid-morning with enough warning for residents to exit buildings.Helicopters flew over downtown Mexico City and police patrols sounded their sirens. 970

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