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Millions of small businesses that received Paycheck Protection Program loans have been waiting for answers on how and when their loans would be forgiven. Now, the Small Business Administration has announced a plan that would forgive almost 70% of all the loans it gave out.“The new guidance that has come out from treasury department and the SBA aim to ease the process for applying for forgiveness of loans under ,000,” said Molly Day with the National Small Business Association.The new guidance forgives PPP loans that were ,000 or less, but also comes with a new rule. The rule allows businesses with no employees or businesses where the owner is the only employee, can now have most or all of their loan forgiven.Initially, most of the forgivable portion of a PPP loan was that which was used toward paying employees. The new rule also relaxes the scrutiny requirements on lenders to review documentation from small businesses proving how the money was spent.“A lot of small businesses don’t have employees, or they have one employee and that is themselves, adjusting that really makes it a lot more workable for the sole proprietors that are small businesses [and] are doing great work and deserve some assistance as well,” said Day.The forgiveness process laid out by the Small Business Administration does not have the usual red tape that comes with most government forgiveness processes. Business owners who received loans of ,000 or less have to fill out a one-page document, just released by the SBA, and have their lender process it.“I do think making the forgiveness process easier and more streamlined could help many small businesses,” added Day.With the loan debt hanging over their heads, many small businesses have been reluctant to take on additional debt or put more of their saving into their businesses. Relieving them of the loan burden could now allow them to do so and may result in saving some businesses that were on the brink.However, the SBA points out there’s no guarantee and is still pushing for continued support from Congress in the next stimulus bill. In addition, it is pushing for the SBA to extend the new guidance to loan 0,000 or less. 2195

More college students are coming back home, trying to save money and pay off debt.The findings from a Junior Achievement study have parents shocked and concerned, and JA jumping into action.Leith Walk Elementary Middle School is one on JA's roster to visit and talk with, and the students are very aware of what it takes to be financially independent.Walking around Mr. Jason Peinert's 7th grade class, you hear students discussing their futures, "you should always have a plan b," one boy said. "I want to like have my own house, my own property, I don't want to be bossed around by my mom," Imeah Curbean, 13, said, smiling.Here they plan a path from education to a career that will support them in the future."My kids go through simulations with check registers, as well as understanding opportunity cost," Mr. Peinert said they also write essays on saving money for the future.During the group discussion, one student echoed the sentiment, saying you wouldn't want to make decisions that put you in a corner. One of the big decisions, how to achieve higher educationJA's new study on financial literacy shows 75% of teens are worried about paying for college.The next finding was disturbing, "only half of the kids said that they wanted to become independently financial from their parents," Senior Vice President Kim Fabian of the Central Maryland Junior Achievement Chapter said. Students told them, they understand the financial strains of paying for college and, for many, the reality after graduating is to move back home to save money and pay off debt, earning the nickname "Boomerang Generation"."What we find works the best is when kids are actually doing things that will relate to what they'll be doing in the real world, so we try to create experiences while they're still in school that will help them learn those skills like communication, teamwork, how to be on time for things, what questions they should be asking, how to do a good job interview," Fabian said real world experience is key.Junior Achievement has a list of schools and programs on their website to get involved in. Fabian says they hope this education will help future generations to become financially independent.Below are the findings from the JA study:  2285

NATIONAL CITY, Calif. (KGTV) -- Families in one South Bay city got one step closer to relief from skyrocketing rent Thursday as a group turned in signatures supporting a measure that could make its way to the November ballot. The National City Families for Fair Rent coalition has collected 3,500 signatures from registered voters in favor of implementing a program to stabilize rent.The initiative is called the National City Rent Control and Community Stabilization Ordinance.In order to get the measure on the November ballot, the coalition needs the signatures of 2,300 registered National City voters.Researchers say the measure is important because National City is one of the last safe havens for families struggling to pay rent. "It is one of the last places, sort of the last refuge for families struggling to get by have been able to afford to rent," said Dr. Peter Brownell,Research Director at Center on Policy Initiatives.The city council can now take one of three actions. Enact it without sending it to the ballot, send it to the ballot or request a report from city staff.If a report is requested, the council will have to reconvene and take one of the first two options within 30 days. 1220

MILWAUKEE, WISCONSIN — A Milwaukee mother is livid that her 5-year-old son with autism was able to walk away from school. He was gone for about an hour and no one even knew he was missing until a stranger picked him up in a car."I can't believe my baby was out of the street and nobody had any idea that he was even missing," said the boy's mom Crystal Borzick.Her son, Blake Greenley, made it to the middle of busy Mill Road near 87th when a stranger spotted him trying to cross."His face was red," said Karen Stacy. "He was very cold. He was crying."Stacy said several cars slammed on their brakes when the boy darted across Mill Road to the median around 11 o'clock Thursday morning. She stopped and got out to try to find out what was wrong.Greenley has autism and does not usually speak to strangers. Stacy finally got him in her car and called the police. She was shocked to find no one reported him missing so she posted his picture on Facebook while she waited for officers.A friend of Borzick shared it with her on Facebook."That's the picture I got sent," said Crystal Borzick. "And as a mom, that made my stomach sink."She frantically called his school, Bruce Elementary."Nobody even has an idea that my son is missing from the school," said Borzick.Officers brought him back. When Crystal saw him she said she broke down."I cried," said Borzick. "I cried. I hugged him like I have never hugged him before. It was a relief sigh of relief, but it's also like I can't believe my baby was out of the street."She said she was told by the school her son might have left after lunch and that his regular teacher was out and a substitute was teaching.Milwaukee Public Schools gave a statement on the matter."We are grateful Blake was quickly found by a concerned community member and that he is safe. We are investigating this incident and, therefore, cannot comment further," said Andy Nelson, media manager for Milwaukee Public Schools."I have never been so scared in my life to know that anything could have happened to my child and nobody would have even known," said Borzick.She said Blake will not go to school tomorrow and she is not sure when he will return. 2198

My best wishes to President Trump and the First Lady. Hope they both have a speedy recovery from coronavirus.— Boris Johnson (@BorisJohnson) October 2, 2020 164