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As if the gut-wrenching images weren't powerful enough, the staggering numbers behind the California wildfires show this recent rash of infernos is unlike any other: 173

America's job market got back on its feet in October.The U.S. economy rebounded from the hurricanes and added 261,000 jobs, the best performance of the Trump administration.Unemployment inched down to 4.1%, the lowest since December 2000.But wages took a step back. They grew only 2.4% in October compared with a year earlier, behind September's number. The absence of better wage growth and inflation is one of the biggest mysteries in the economy.WATCH: How hourly wages fared in the October jobs report 513

An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

Around 300 Pizza Hut restaurants are expected to permanently close following a bankruptcy filing of a large franchisee owner.NPC International filed for Chapter 11 in July. The company operates more than 1,220 Pizza Hut and 380 Wendy’s locations in 27 states.NPC announced an agreement with Pizza Hut’s corporate owner, Yum! Brands, to close roughly a quarter of their pizza restaurants, while looking for buyers for the others.There was no timeline or specific locations listed at this time, however in a statement to CNN, many of the restaurants slated to close “significantly underperform” compared to other Pizza Hut locations and have dining rooms. 661

As Florida begins to deal with the aftermath of Hurricane Michael, the political campaigns of major candidates in Florida are officially on hold.But political ads continued to run on TV even as many Floridians were running for their lives.One attack ad in particular, paid for by the Republican Party of Florida, was on air criticizing the way Tallahassee Mayor Andrew Gillum handled the city's response to Hurricane Hermine back in 2016.The ad, made in coordination with Republican candidate for Governor Ron Desantis, aired frequently in the days leading up to the storm and was only pulled after Desantis was questioned about it, and the GOP said they would eventually pull it from the airwaves amid criticism from viewers and even state officials.  770

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