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Tropical storm conditions were expected to begin Monday morning in parts of Texas and Louisiana as Tropical Storm Beta slowly worked its way into a part of the country that’s already been drenched and battered during this year’s exceptionally busy hurricane season.No longer expected to gain hurricane strength, forecasters also decreased estimated rainfall totals from Beta early Monday, saying in a U.S. National Hurricane Center advisory that up to 15 inches (38 centimeters) of rain could fall in some areas. That’s down from earlier predictions of up to 20 inches (51 centimeters).Maximum sustained winds also decreased to 50 mph (85 kph) Monday morning. Beta was moving west at 6 mph (9 kph), forecasters said.It was the system’s slow movement and storm surge were generating concerns in coastal communities. Storm surge up to 5 feet (1.5 meters) was forecast from San Luis Pass to Sabine Pass in Texas.Beta was set to make landfall along Texas’ central or upper Gulf Coast late Monday night, forecasters said. It was then expected to move northeastward along the coast and head into Louisiana sometime mid-week, with rainfall as its biggest threat.Forecasters said Beta was not expected to bring the same amount of rainfall that Texas experienced during either Hurricane Harvey in 2017 or Tropical Storm Imelda last year. Harvey dumped more than 50 inches (127 centimeters) of rain on Houston and caused 5 billion in damage in Texas. Imelda, which hit Southeast Texas, was one of the wettest cyclones on record.The first rain bands from Beta reached the Texas coast on Sunday, but the heaviest rain wasn’t expected to arrive until late Monday into Tuesday.In low-lying Galveston, which has seen more than its share of tropical weather over the years, officials didn’t expect to issue a mandatory evacuation order but they advised people to have supplies ready in case they have to stay home for several days if roads are flooded.“We’re not incredibly worried,” Galveston resident Nancy Kitcheo said Sunday. Kitcheo, 49, and her family had evacuated last month when forecasts suggested Hurricane Laura could make landfall near Galveston, but they’re planning to buy supplies and wait out Beta. Laura ended up making landfall in neighboring Louisiana.Kitcheo, whose home is 18 feet (5.5 meters) above the ground on stilts, said she expected her street to be impassable as water from rising tides was already flooding neighboring roadways on Sunday.“This has definitely been more stressful, this hurricane season,” she said.Galveston, which has about 50,000 residents, was the site of the deadliest hurricane in U.S. history, a 1900 storm that killed an estimated 6,000 people. The city was also hit hard in 2008 by Hurricane Ike, which caused about billion in damage. Kitcheo’s previous home was heavily damaged during Ike and had to be torn down.Beta was churning slowly through the Gulf of Mexico on Monday morning about 110 miles (180 kilometers) south of Galveston, and 95 miles (150 kilometers) east-southeast of Port O’Connor, Texas, the U.S. National Hurricane Center said.Forecasters ran out of traditional storm names on Friday, forcing the use of the Greek alphabet for only the second time since the 1950s.Houston Mayor Sylvester Turner on Sunday said while Beta was not expected to bring rain like Harvey, he cautioned residents to “be weather alert.”“Be weather aware because things can change. This is 2020 and so we have to expect the unexpected,” said Turner, adding the city expected to activate its emergency center on Monday.In Victoria County, about 120 miles (193 kilometers) southwest of Houston, officials asked residents to prepare for up to 10 to 15 inches (25 to 38 centimeters) of rain.“As with any event, panic is never helpful or necessary, but preparation is, and now is the time to finalize those plans,” said County Judge Ben Zeller, the top elected official in Victoria County.Beta is forecast to dump heavy rain on the southwestern corner of Louisiana three weeks after the same area got pounded by Hurricane Laura. More than 41,000 homes and businesses remain without electricity, and Beta could add to that figure by toppling trees that were left leaning by the previous storm, said meteorologist Donald Jones of the National Weather Service office in Lake Charles, Louisiana. Storm debris from Laura clogging draining ditches in hard-hit areas such as Lake Charles could increase the threat of flooding.If Beta makes landfall in Texas, it would be the ninth named storm to make landfall in the continental U.S. in 2020. That would tie a record set in 1916, according to Colorado State hurricane researcher Phil Klotzbach.Hurricane Teddy was at sea Monday, with maximum sustained winds of 100 mph (155 kph) and moving north at 9 mph (15 kph). Teddy was centered 165 miles (270 kilometers) southeast of Bermuda about a week after Hurricane Paulette made landfall in the wealthy British territory.Parts of the Alabama coast and Florida Panhandle were still reeling from the effects of Hurricane Sally, which roared ashore on Wednesday. At least two deaths were blamed on the system.___Associated Press reporters Kelli Kennedy in Fort Lauderdale, Florida, and Russ Bynum in Savannah, Georgia, contributed to this report.___Follow Juan A. Lozano on Twitter: https://twitter.com/juanlozano70 5342

Two people were fatally shot during a video game tournament at a shopping and dining complex Sunday in downtown Jacksonville, Florida, Sheriff Mike Williams said.Nine other people suffered gunshot wounds and two people were injured fleeing the area, Williams said.The gunman, identified as 24-year old David Katz, of Baltimore, Maryland, took his own life inside Chicago Pizza after the shooting, the sheriff said. Katz, who was in Jacksonville for the video game competition, used at least one handgun in the shooting, the sheriff said.PHOTOS: Mass shooting at video game tournamentThe shooting occurred at the Jacksonville Landing complex during a qualifying event for the Madden 19 Tournament at the GLHF Game Bar, CompLexity Gaming, one of the gaming teams, said on Twitter. The Landing is an open-air marketplace with stores, bars and restaurants in downtown Jacksonville along the St. Johns River.At least three people injured in the shooting were transported to Memorial Hospital and all are in stable condition, hospital spokesperson Pete Moberg said. One person is being treated for a minor injury at Baptist Medical Center, spokesperson Cindy Hamilton said.UF Health Jacksonville received six patients, including one in serious condition. The victims ranged in age from 20 to 35 years old. The victim in serious condition had multiple gunshot wounds to the chest, and doctors are monitoring this patient's heart. At least three patients were shot once, and three were shot more than once, UF Health said.Williams said the injured victims were in stable condition.Local media have been identifying victims, including Dalton Kent, a St. Lucie Public School (Florida) employee, and Timothy Anselimo, of Milwaukee, Wisconsin.In an online stream of the Madden event posted to the website Twitch, several loud gunshots can be heard and the game abruptly stops.After several shots ring out, people can be heard screaming, and one person cries out, "Oh f**, what'd he shoot me with?" The stream did not show the shooting.The event was the Southeastern Qualifier for the Madden NFL Championship Series for Madden NFL 19, according to the bar's Facebook page."This is your chance to earn your spot in the first Major's Live Finals happening in October 2018. Don't hesitate to secure your spot," the post read in part. 2326

Tuition bills are coming due, and while millions of students across the country are weighing the risks of going back to college in the middle of a pandemic, the most financially strapped students carry an added burden of dwindling aid.For Americans living in the lowest income brackets, college represents a way up the socioeconomic ladder. But getting there and obtaining a degree is not easy, especially for students without financial means. The Pell Grant has historically removed some of the obstacles for the most at-need students. But alongside the skyrocketing cost of higher education, the federal grant is having less and less of an impact.The Pell Grant is the largest source of postsecondary education grant aid, helping to fund higher education for at-need students since 1973. In its budget proposal for the 2020-21 school year, the U.S. Department of Education anticipated giving Pell Grants to 6.8 million at-need students, to the tune of .6 billion.How much each student qualifies for depends on their expected family contribution, or how much the federal government says they should be able to contribute toward their own education. Those with the most financial need could qualify for the maximum allowable grant amount: ,345 in the 2020-21 academic year.That authorized maximum amount has grown from ,400 in the Pell Grant’s early years. Despite this growth, it has failed to keep pace with the ballooning costs of a college education.In the past 20 years, average tuition and fees at public four-year institutions (the most affordable type conferring bachelor degrees) have more than doubled, to ,440, while maximum Pell Grant awards have only grown 29%. And tuition isn’t everything — room and board, books and living expenses come at an additional cost.As recently as 2002, the most at-need students would nearly be able to cover their entire tuition and fees at these lower-cost institutions by qualifying for the maximum Pell Grant. But now, those qualifying for maximum Pell awards would find it covers just 59%.Not only has the Pell Grant not kept pace with college costs, it hasn’t kept pace with inflation. To have the same buying power as ,400 did in the grant’s early days, the maximum award amount would need to be about ,000 today.Loans likely filling the funding gapAccording to data from the most recent National Postsecondary Student Aid Study, 90% of dependent full-time undergraduates from households in the lowest income quartile received a Pell Grant in 2016. Among independent undergraduates in that income bracket, 64% received the grant.State and institutional need-based grants may be picking up some of the slack. State need-based grants went to 27% of all full-time students at public four-year institutions in 2016. Need-based grants from institutions went to 17%. But some 57% of students in this lowest income group took out student loans that year.While the Pell Grant typically accounted for 34% of a low-income undergraduate’s total aid in 2016, loans accounted for 44%.Gone are the days when a student’s job (or jobs) could cover their college costs. When grants and scholarships — free money — aren’t enough to cover the costs of education, those from households without college savings have little choice but to turn to borrowing. But student loan debt can be detrimental to lower-income students. A degree can confer higher earning potential, but for a variety of reasons — some of them financial — students in the lowest income brackets are typically the least likely to graduate, according to data from the U.S. Department of Education.Low-income parents also feeling the stingWhen a dependent student has exhausted grants and federal loan limits themselves, they can tap their parents’ borrowing potential.Parent PLUS loans have been around since 1980, allowing parents to borrow up to the difference between the entire cost of attendance and the aid directly awarded to their student. Borrowers must pass a credit check, but there are no income requirements. As of the second quarter of 2020, these loans account for billion or over 6% of all federal student loans outstanding, according to the Department of Education.In 2016, 11% of dependent full-time students in the lowest income quartile at public four-year institutions benefited from federal parent PLUS loans, according to the NPSAS. That’s compared to just 3% in 1996. These loans typically amounted to ,500 in 2016.Federal PLUS loans come with higher interest rates and fewer repayment options than federal student loans. In the 2020-21 school year, PLUS loans are being offered at 5.3% interest compared with 2.75% for federal undergraduate loans. And should a parent run into difficulties repaying the loans — as they increasingly do, according to an analysis from the Brookings Institution — there is only one income-driven plan available. Income-Contingent Repayment plans lower monthly payments by capping them at a percentage of income, but increase the total amount paid over the life of the loan due to interest and an increased term length.What students can doBarring significant increases in need-based aid or significant decreases in college costs, lower-income students and their parents will often have to continue cobbling together their college funds from a variety of sources.The following tips are applicable for anyone who doesn’t have their entire cost of college covered:Maximize free money. Fill out the Free Application for Federal Student Aid, or FAFSA, on time — every year. It’s how you access federal, state and institutional financial aid. Apply for scholarships every year, and only turn to loans when free money is exhausted.Be strategic about borrowing. Borrow only what’s needed and opt for federal student loans whenever possible. Carefully weigh the risks of borrowing a parent PLUS loan versus a private student loan, should education expenses exceed what you can qualify for.Compare costs across institutions. Don’t commit too quickly — weigh all costs associated with attending various schools, and consider starting your college career at a lower-cost community college.Earn while you learn. Look into the work-study program or a part-time job to earn money while in school.Stay committed. Seek out resources on and off campus to stay engaged and enrolled. Leaving college without the increased earning power of a degree makes student loan debt that much harder to pay off.More From NerdWalletHow a Gap Year Might Haunt You FinanciallyDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkElizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6721

TULSA, Okla. (AP) — The mayor of Tulsa, Oklahoma, has declared a civil emergency and implemented a curfew around the site where President Donald Trump will hold a campaign rally this weekend. The curfew issued by Mayor G.T. Bynum is in effect from 10 p.m.-6 a.m. through Sunday. Bynum cited as a reason for the curfew recent unrest after some protests around the country over the death of George Floyd. On Friday, President Donald Trump sent out a tweet threatening any protesters who showed up to disrupt his "Make America Great Again" rally."Any protesters, anarchists, agitators, looters or lowlifes who are going to Oklahoma please understand, you will not be treated like you have been in New York, Seattle, or Minneapolis. It will be a much different scene!" 772

Two new fissures opened on Hawaii's Big Island, spewing lava and fueling fears of violent explosions more than a week after the Kilauea volcano erupted.Nearly 2,000 people have been evacuated since the Kilauea volcano erupted May 3, sending lava flowing into communities and threatening a nearby geothermal plant.The 17th fissure, a crack on the ground through which lava pours out, was reported Saturday night, the US Geological Survey's Hawaiian Volcano Observatory said."Lava from this latest outbreak is actively spattering," it said.The volcanic vents, or fissures, have released slow-moving lava and toxic gas into island communities, gobbling up dozens of homes and vehicles.Another fissure, the 16th one, was reported earlier Saturday and "produced a lava flow that traveled about 250 yards before stalling," officials said.That vent was about a mile east of the Puna Geothermal Venture plant, where officials removed 60,000 gallons of flammable liquids due to safety concerns.In addition to the new fissures, USGS officials said an explosive eruption is possible at Halemaumau crater at the top of the Kilauea volcano. Such an eruption could generate ash plumes over an area 12 miles from the summit crater, the HOV said. 1238