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Wanting a hassle-free way to donate to charity? Charity credit cards offer reward points every time you use your credit card, and then give that cash-back to charity.But we found you need to do some research if you want to make the most of your donation.“The Susan G Komen charity card is a big one out there and it’s an example of a bank working with a charity to specifically promote that particular charity and it will even give you a little bit of a bonus after you spend a certain amount on that card,” said Matt Shultz with CreditCards.com.There are some cards that are specific to certain charities like Bank of American’s Susan G. Komen credit card.  “Then there are other cards like Charity Charge by Master Card which gives you 1 percent cash back on everything you spend," said Shultz.The Charity Charge credit card will take 1 percent cash back and put it toward the charity of your choice. But, Shultz said not all charity credit cards give the same way. “When you’re considering getting a charity credit card make sure you understand how much value you’re going to get back and how much money will be donated to that charity,” said Shultz.You need to find out exactly how much money from your purchases gets donated to the charity and how that money is being used at the charity.“Charity credit cards can be worth it but a lot of the time you are really better off getting a general purpose credit card that might give you 2 percent cash back on everything you buy and then you can take that cash back that you earn and write that to your charity," said Shultz.If you decide to take that route and skip the charity credit card all together, Schultz recommends the Chase Freedom Card. It will give you more money cash back then your charity credit card reward points would be donating. “When you’re looking to donate to a charity it’s not really about making things as convenient for you it’s about getting things done and raising money for the charity that you believe so much in,” said Shultz.In the end, Shultz said if giving the most amount of money to a charity is important, look at getting a traditional credit card and mailing the cash back money to the charity yourself.  2256

WASHINGTON (AP) — Democratic and Republican congressional leaders are expected to attend a briefing on border security at the White House as the government remains partially shut down and President Donald Trump asks in a tweet, "Let's make a deal?"The partial government shutdown began on Dec. 22. Funding for Trump's pet project, a wall along the U.S.-Mexico border, has been the sticking point in passing budgets for several government departments.The briefing is scheduled for 3 p.m. EST Wednesday, the day before Democrats are to assume control of the House and end the Republican monopoly on government.The exact agenda, however, was not immediately clear, according to a person with knowledge of the briefing who was not authorized to speak publicly about the issue and spoke to The Associated Press on condition of anonymity.Senate Majority Leader Mitch McConnell and the top incoming House Republicans — Kevin McCarthy of California and Steve Scalise of Louisiana — planned to attend, according to aides. The departing House speaker, Paul Ryan, was not expected.House Democratic leader Nancy Pelosi, who is expected to become speaker on Thursday, and Senate Minority Leader Chuck Schumer planned to attend. Pelosi said Tuesday that Democrats would take action to "end the Trump Shutdown" by passing legislation Thursday to reopen government."We are giving the Republicans the opportunity to take yes for an answer," she wrote in a letter to colleagues. "Senate Republicans have already supported this legislation, and if they reject it now, they will be fully complicit in chaos and destruction of the President's third shutdown of his term."The White House invitation came Tuesday after House Democrats released their plan to re-open the government without approving money for a border wall — unveiling two bills to fund shuttered government agencies and put hundreds of thousands of federal workers back on the job. They planned to pass them as soon as the new Congress convenes Thursday.Responding to the Democratic plan, White House press secretary Sarah Huckabee Sanders late Tuesday night called it a "non-starter" and said it won't re-open the government "because it fails to secure the border and puts the needs of other countries above the needs of our own citizens."Trump spent the weekend saying Democrats should return to Washington to negotiate, firing off Twitter taunts. After aides suggested there would not necessarily be a traditional wall as Trump had described since his presidential campaign, Trump stated that he really still wanted to build a border wall.On Tuesday morning, after tweeting a New Year's message to "EVERYONE INCLUDING THE HATERS AND THE FAKE NEWS MEDIA," Trump tweeted: "The Democrats, much as I suspected, have allocated no money for a new Wall. So imaginative! The problem is, without a Wall there can be no real Border Security."But he seemed to shift tactics later in the day, appealing to Pelosi. "Border Security and the Wall 'thing' and Shutdown is not where Nancy Pelosi wanted to start her tenure as Speaker! Let's make a deal?" he tweeted.Whether the Republican-led Senate would consider the Democratic bills — or if Trump would sign either into law — was unclear. McConnell spokesman Donald Stewart said Senate Republicans would not take action without Trump's backing."It's simple: The Senate is not going to send something to the president that he won't sign," Stewart said.Even if only symbolic, the passage of the bills in the House would put fresh pressure on the president. At the same time, administration officials said Trump was in no rush for a resolution to the impasse.Trump believes he has public opinion on his side and, at very least, his base of supporters behind him, the officials said, speaking on the condition of anonymity because they were not authorized to speak publicly.The Democratic package to end the shutdown would include one bill to temporarily fund the Department of Homeland Security at current levels — with .3 billion for border security, far less than the billion Trump has said he wants for the wall — through Feb. 8 as talks continued.It would also include another measure to fund the departments of Agriculture, Interior, Housing and Urban Development and others closed by the partial shutdown. It would provide money through the remainder of the fiscal year, to Sept. 30.___Associated Press writer Kevin Freking contributed to this report. 4450

WASHINGTON — It’s a hurry up and wait moment on Capitol Hill for congressional negotiators on a must-pass, 0 billion COVID-19 economic relief package struggle through a handful of remaining snags.The holdups mean a weekend session appears virtually certain, and a top lawmaker warned that a government shutdown this weekend can’t be ruled out.Government funding is set to expire on Friday at midnight, and lawmakers are seeking to tie the COVID-19 stimulus deal with a funding bill that will keep the government open until next September.According to CNN, Republican leaders have floated a plan that would extend the funding deadline by 48 hours in the hopes of hammering out the final details of the stimulus deal. However, Democrats have indicated that they would like to strike a deal before the deadline — a negotiating ploy, as Republicans would need to strike a deal with their backs against the wall.All sides appear hopeful the wrangling won’t derail the legislation. Senate Majority Leader Mitch McConnell has already said he plans to keep the Senate in Washington over the weekend in the hopes of striking a deal.The central elements of the hard-fought aid compromise appear in place: more than 0 billion in aid to businesses; a 0-per-week bonus federal jobless benefit and renewal of soon-to-expire state benefits; 0 direct payments to individuals; vaccine distribution funds; and money for renters, schools, the Postal Service and people needing food aid. 1487

WASHINGTON — Congress is poised to pass one of the largest economic relief bills in history on Monday. New forms of direct payments will be issued to millions Americans under the bill, assuming it passes and is signed by President Donald Trump. HOW MUCH WILL YOU GET? The IRS will issue checks based on your AGI or adjusted gross income. The information will come from your latest tax return which for most Americans is the 2019 calendar year. If you earn ,000 a year or less, you'll receive 0. If you earn between ,000 and ,000 a year, the amount will be prorated. The more your make, the less you'll get until you hit that ,000 threshold. Earners over that amount will not receive any money. Head of households will be able to earn up to 2,000 a year and still be eligible for a check. Couples who file their taxes jointly will earn similar levels to those who file individually. For instance, a couple who earns 0,000 or less a year will receive ,200. Couples who earn between 0,000 and 4,000 will receive less than ,200.Those with dependents, such as a child, will earn 0 per child. That's actually 0 more than what dependents received earlier this year. WHEN WILL CHECKS BE SENT?Secretary of the Treasury Steven Mnuchin said as soon as Congress approves the deal, he'll be able to begin depositing checks within a week. Those with direct deposit on file with the IRS will receive their money first. Paper checks will take longer. 1482

WASHINGTON (AP) — Democratic presidential nominee Joe Biden is assembling a team of top lawyers in anticipation of court challenges to the election process that could ultimately determine who wins the race for the White House. The legal war room will work to ensure that elections are properly administered and votes correctly counted. It will also combat voter suppression at the polls, identify foreign interference and misinformation, and educate voters on the methods available for casting ballots. The effort reflects the extent of the preparation underway for an already divisive presidential contest in November that could produce significant court cases over voter access and the legitimacy of mail ballots. 723

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