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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

Mental health has become a priority for many people across the country during the pandemic. For college students, it's no different, and many are hoping employers put mental health as a priority when they graduate."As they stress about whether or not they’re going to find internships, whether or not they're going to find employment after they graduate, as they think about their own families, as they think about their health or the health of their loved ones. Everything is just compounding and we wanted to get a better sense of whether students were actively thinking about mental health," said Christine Cruzvergara, the VP of Higher Education and Student Success at Handshake, which connects college students with employers.Cruzvergara says realizing these struggles, Handshake surveyed more than 1,000 college students about their mental health."Over 62% of our students want employers to think about mental health benefits as actually part of the compensation plan and I think that’s a huge shift. We didn’t see students talking about mental health as a benefit previous to COVID," said Cruzvergara.Roughly half of students surveyed said they were concerned about their own mental health with so many people working remotely, adding they were concerned about feeling isolated and about their work-life balance."We've shared this with our employers as we continue conversations with them about how they're going to adapt their training, their onboarding, their compensation," said Cruzvergara.More businesses are also thinking about mental health services for their employees, according to Gympass, a service used by employers to offer benefits like fitness and nutrition programs. Gympass surveyed its own members and found 69% have experienced burnout during the pandemic."We know 95% of people are just aware that wellness in general is more important to their productivity and as employers have become more aware of that we’re seeing the shift to mental wellness awareness, in particular, and we’ve been able to embrace this from a live classes perspective moving into digitals where yoga, people can take their meditation classes online," said Gympass CEO Marshall Porter. Porter says while most employees and employers realize mental wellness is important when it comes to productivity at work, just 34% of employers are actually offering those types of benefits."And so how do we think about and talk about meeting the customer, the employee, where they are. Everybody’s aware, everybody wants that benefit. Too few employers are still thinking about that and so opening that conversation of how are you really doing, what can we do to provide that. Maybe it isn’t that traditional 401k or new stipend to work from home and make your home office more comfortable," said Porter.Realizing the major impact companies can have on their own employees' mental health. 2884

Michigan's Secretary of State, Jocelyn Benson, announced Friday a ban on the open carry of firearms on Election Day in polling places, clerk's offices and and absent voter counting boards.Local law enforcement agencies will enforce the ban statewide.“Fair, free and secure elections are the foundation of our democracy,” Benson said in a press release. “I am committed to ensuring all eligible Michigan citizens can freely exercise their fundamental right to vote without fear of threats, intimidation or harassment. Prohibiting the open carry of firearms in areas where citizens cast their ballots is necessary to ensure every voter is protected.”Secretary Benson issued the directive to all clerks stating that, “The presence of firearms at the polling place, clerk’s office(s), or absent voter counting board may cause disruption, fear, or intimidation for voters, election workers, and others present."Benson directed, “[t]he open carry of a firearm is prohibited in a polling place, in any hallway used by voters to enter or exit, or within 100 feet of any entrance to a building in which a polling place is located.”Attorney General Dana Nessel said, “Michigan voters have the right to vote in person on Election Day free from threat and intimidation. An armed presence at the polls is inconsistent with our notion of a free democracy. I stand with the Secretary in her commitment to ensure that every eligible voter who wants to vote in person can do so safely and without fear or intimidation.”This story originally reported on wxyz.com. 1554

Los Angeles-area protests calling for justice for an 18-year-old man shot and killed by police last week ended Sunday when police reportedly fired tear gas and rubber bullets at protesters.Video from Sunday's demonstrations shows police using chemical dispersants and shooting projectiles at protesters in Compton.One protester told CNN that the confrontation escalated into violence when a demonstrator wouldn't "back down" to police.KCBS reports that six people were arrested for unlawful assembly, and one person was charged with resisting arrest.Demonstrators were calling for justice for 18-year-old Andres Guardado, who was shot and killed by Los Angeles County Sheriff's deputies in an alley behind a Los Angeles auto shop on Thursday.Police say Guardado flashed a gun and then fled as officers chased him. CNN reports that a deputy fired six rounds at Guardado. Investigators say they recovered an unregister semi-automatic pistol at the scene that included an illegal extended magazine loaded with live rounds.Guardado's family maintains that he was working as a security guard at the body shop at the time of the shooting, and added that they do not believe he owned a gun. But police officers claim that Guardado was not recognizable as a security guard because he did not have a uniform on and was not wearing a gun belt.California law also requires that security guards be at least 21 years old.Capt. Kent Wegener, the head of the department's Homicide Bureau, says investigators have taken six or seven exterior cameras from the scene of Thursday's shooting. It's unclear if any of the footage contains images of the shooting itself.Guardado's death marked the second fatal shooting by a Los Angeles County Sheriff's deputy in a week. 1756

Lucy Hernandez says she struggles to wake up every morning. The Chicago fall weather makes battling her depression even harder. The sound of her alarm reminds her that she needs to get out of bed and help her daughter start her virtual learning class.“I have been working in the company for 20 years," Hernandez said. “It's like one day you come to work, and they tell you, ‘We don’t have a job for you.’ It is stressful. I have been going through depression.”A recent Pew Hispanic survey shows that U.S. Latinos are among the hardest hit by pay cuts and job losses because of the COVID-19 pandemic. Hernandez says it could get worse for her family.“My husband works at a hotel and his place is open, but who knows what is coming,” said Hernandez.Hernandez says her layoff has changed her perspective about the presidential election and will vote for the person who she thinks will bring back jobs.While hotel workers like Hernandez struggle to find a job, employees at Mi Tierra Restaurant work diligently to make sure every customer is pleased with their service. Prisila Fuentes manages the family business and knows that no restaurant is safe during the COVID-19 pandemic."It’s been a struggle,” Fuentes said. “We have been getting back to what we were pre-COVID-19, but it’s a long way from what we had before.”The Fuentes family made the tough decision and closed their doors in April to strategize.More than half of their employees were laid off for a month, but they were later called back.Fuentes says that her recent business struggles will be factors when voting for the next president. She has not committed to either candidate and hopes to get more clarity on their plans for the economy, an issue that for many Latinos is the bottom line in this election. 1777