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For more on what the potential #LaNina could mean for weather near you check out https://t.co/PvRphQLqJH pic.twitter.com/F2tqh9dryh— NWSCPC (@NWSCPC) July 9, 2020 176

Fifty years ago, the site where the National Civil Rights Museum stands today was where Dr. Martin Luther King Jr. was shot and killed by a sniper.It was 6:01 p.m. Central when King was murdered at the Lorraine Motel on Mulberry Street in Memphis, Tennessee on April 4, 1968. His legacy has lived on as a Americans continue the fight for equality and a country more accepting of diversity.VISIT THE MLK50?WEBSITE 440

Former UN Secretary-General and Nobel Peace Prize winner Kofi Annan has died at age 80, his foundation confirmed Saturday.Annan, who was born in Ghana in 1938, served as the seventh UN Secretary-General, from 1997 to 2006, and was the first to rise from within the ranks of the United Nations staff.He had also been a member, since 2007, of The Elders, a humanitarian group of a dozen leaders and activists of worldwide stature formed by Nelson Mandela. In 2013, Annan became its chairman.The Kofi Annan Foundation confirmed his death with "immense sadness" in a statement posted on Twitter.Annan passed away peacefully Saturday morning after a short illness, with his wife Nane and their three children by his side during his final days, the statement said. 766

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

For years, the incredible discovery of the Titanic's wreckage at the bottom of the ocean in 1985 was thought to have been a purely scientific effort.But that was a ruse.Speaking to CNN on Thursday about now-declassified events, Robert Ballard, who discovered the Titanic, said that the expedition was part of a secret US military mission to recover two sunken nuclear submarines on the bottom of the ocean."They did not want the world to know that, so I had to have a cover story," Ballard said.The true story of what happened now serves as a museum exhibit at The National Geographic Museum in Washington, which is open through the end of the year.Ballard was a commander in the US Navy and a scientist at the Woods Hole Oceanographic Institution. The Navy offered him the funding and opportunity to search for the Titanic, but only if he first explored the USS Thresher and the USS Scorpion, two American nuclear subs that sank in the 1960s."We knew where the subs were," Ballard said. "What they wanted me to do was go back and not have the Russians follow me, because we were interested in the nuclear weapons that were on the Scorpion and also what the nuclear reactors (were) doing to the environment."The search for the Titanic served as a great cover story, and the press was "totally oblivious to what I was doing," he said.When his team finished exploring the Scorpion and Thresher, they had just 12 days left in their trip to search for the Titanic.The famed ship that sank on its maiden voyage was found on the ocean floor at a depth of more than 12,000 feet in the North Atlantic Ocean."When we found the Titanic, we naturally were very excited, because it was a tough job. We got it, scoring the winning goal at the buzzer," Ballard said.The famous discovery set off major press attention, but the expedition's true purpose was kept under wraps. A New York Times story from the days after the discovery features a series of denials from officials about the project.Navy spokesman Capt. Brent Baker said at the time that the project was simply to test if the oceanographic system worked, and a scientist denied a military involvement.''There was nothing classified,'' Dr. Robert Spindel, the head of the Woods Hole Ocean Engineering Department, told the Times.Not so, Ballard admitted, and that wasn't the only one."I cannot talk about my other Navy missions, no," he said. "They have yet to be declassified." 2450

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