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Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

FRANKFORT, Ky. — Kentucky Attorney General Daniel Cameron on Thursday joined a coalition of 22 state attorneys general in sending a letter to the United States Senate, urging the body to immediately hold a hearing and vote to confirm Judge Amy Coney Barrett to the Supreme Court.In the letter, Cameron wrote that Barrett's "unwavering commitment to a judicial philosophy that prioritizes restraint, humility, and respect for the rule of law" should lead to a quick approval from the Senate.Cameron released the following statement in support of Barrett."I'm proud to join this coalition of attorneys general in support of Judge Barrett, and I'm confident that Senate Majority Leader McConnell will make sure she is confirmed. As former legal counsel to Senator McConnell, I was fortunate to be involved in the confirmation process for Justice Neil Gorsuch, and I know the qualifications and legal background required to be confirmed to our nation's highest court. Judge Barrett has these qualifications, and her experience, judicial philosophy, and commitment to the rule of law make her ideally suited to serve as an Associate Justice."McConnell has also come out in support of President Donald Trump's decision to nominate Barrett, who currently serves on the 7th U.S. Circuit Court of Appeals and spent several years as a professor at Notre Dame Law School, where she also earned her own law degree.The letter was led by the Attorney General of Louisiana and, in addition to Attorney General Cameron, was co-signed by the attorneys general of Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Indiana, Kansas, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Texas, Utah, and West Virginia.A copy of the letter is available here.Cameron has gained national attention in recent weeks as the lead investigator into the police shooting that led to the death of Breonna Taylor. Last week, a grand jury announced that no charges would be filed against the officers who shot Taylor during a narcotics raid on her apartment on March 13.Cameron has said the officers' use of force against Taylor was justified, as officers were fired upon first by Taylor's boyfriend.A member of the grand jury has filed a motion to make proceedings form the case public. Cameron's has until Friday to redact names and release the proceedings to the public.This story was originally published by WLEX in Lexington, Kentucky. 2467

FREDERICK, Colo. — Newly released court documents in the Chris Watts case obtained by KMGH suggest his two young daughters may have been strangled.The suggestion came in a motion filed by defense attorneys in Weld County court to compel the coroner to take DNA from the necks and throats of the remains of 4-year-old Bella and 3-year-old Celeste Watts, whose bodies were found inside oil and gas tanks Thursday. The court document also said the bodies were submerged in crude oil for four days.The bodies of the two young girls were found in close proximity to the other body positively identified as Shanann Watts, the girls’ mother.In the motion filed Friday, DNA expert Richard Eikelenboom concludes that DNA evidence “would remain on the necks of the decedent children,” after they were submerged in the oil. Eikelenboom is quoted in the motion as saying he believes the oil would not eliminate DNA and said samples can be obtained "after strangulation."The motion also asks that DNA samples be taken from the hands and nails of the body of the girls' mother.Eikelenboom writes:“This DNA can be retrieved with a double swab technique. DNA scientists are familiar with this technique and an experienced person should take this samples. In my opinion the presence of oil will not destroy the DNA. The hands wand nails of the mother should be sampled as well. After samples are taken the nails should be cut preserved. I have a lot experience taking samples from dead bodies getting good results after strangulation. The hands of the children should be sampled as well.”Eikelenboom is a forensic scientist who has claimed to be a DNA expert in trials in Colorado and across the United States, but was discredited two years ago in a 2013 sex assault case in Denver District Court.“I would be shocked if the defense tried to use him front of a jury after he has been discredited as an expert witness,” said former Denver District Attorney Mitch Morrissey, who led the charge against Eikelenboom.The motion was dismissed by the judge.On Friday, the coroner's office announced they have positively identified the victims of the Frederick case as Shanann Watts and her two daughters. The manner and cause of death of all three bodies are pending further laboratory results and will not be released at this time.Chris Watts remains in the Weld County Jail on suspicion of murder his family. He was taken to jail at 11:30 p.m. Wednesday after he was detained for questioning. Two law enforcement sources told KMGH Watts had confessed to killing his wife and daughters. He faces investigation on one count of first-degree murder after deliberation; two counts of first-degree murder – position of trust; and three counts of tampering with a deceased human body.All three were reported missing Monday around 2 p.m. after Shanann did not arrive to a scheduled meeting. In addition to having two daughters, Shanann was also 15 weeks pregnant. The FBI and CBI were brought in to help Frederick police in the investigation.Weld County prosecutors said they believe Shanann and the girls were killed inside of the family’s home but did not say why they believe that. 3241

FORT MYERS, Fla. - The headmaster of Evangelical Christian School sent an email saying a teacher was fired after admitting sexual misconduct with a student. The email said a female upper school teacher has had her position terminated, effective immediately. Deputies arrested 35-year-old Suzanne Owens, charging her with custodial sexual battery, the Lee County Sheriff's Office said. An investigation revealed she had one sexual encounter off campus with a male student.They communicated via text messages for several weeks before the incident, deputies said. Scripps station WFTX in Fort Myers reached out to the school, but have not heard back yet.The full text of the headmaster's message is below:  736

Four suspects that were allegedly involved in the murder of Baltimore County Police Officer Amy Caprio have been identified and charged as adults.Eugene Genius IV, 17, Darrell Ward, 15, Derrick Matthews, 16, and Dawnta Harris, 16, are all being charged with first-degree murder after Caprio, was run over by a car and killed on Monday. Genius, Ward, and Matthews are also facing first-degree burglary charges as well. On Monday, the teenagers were allegedly breaking into homes in the Perry Hall area when Caprio responded. Genius, Ward, and Matthews were reportedly inside a home when Caprio arrived.Harris was waiting in a Jeep Wrangler, and when Officer Caprio told him to get out of the car he allegedly ran her over and then drove away. After a multi-day manhunt, al four teenagers are in police custody.According to charging documents, Genius was arrested a day after the murder occurred and objected to his murder charges, saying that he was in the house when the murder happened. He added that he only knew two of the others involved, not all three. They all have a trial date of June 1. ????Harris has been charged with a series of carjackings, including stealing the vehicle that police say was used to kill officer Caprio. Police say Harris was under house arrest and wearing an ankle monitor at the time.Speaking at the District Court for Baltimore on Tuesday, the judge in the case said he wasn't sure any juvenile facility is secure enough to hold Dawnta Harris.Prosecutors said Harris was arrested four times for auto theft since December of last year.“This 16-year-old perhaps shouldn’t have been out (of jail),” Baltimore County Police Chief Terrence Sheridan said.Maryland Secretary of Juvenile Services Sam Abed said the court acted with the Baltimore City State's Attorney and the public defender to let him out on house arrest. “On May 10, there was a detention that the department was not privy a party to where the youth was released back to electronic monitoring,” Abed said.Between then and May 18, Abed said his compliance was poor and they requested that he be brought in.His mother had reached out to the court to let them know she couldn’t find him. “We attempted to contact the youth through his cell phone,” Abed said. “Went to his school and other places that we knew him to frequent to try and locate him. We made many attempts to try and contact him.”Three other suspects are in custody, and Baltimore County State's Attorney Scott Shellenberger said they are planning to pursue murder charges against all three.“They are in for everything that occurs as a result as that burglary, including when their co-defendant is outside running over a police officer and killing her,” Shellenberger said. “We believe we have a solid theory to proceed on murder charges against all 4 of them.”City State's Attorney Marilyn Mosby’s office did not return a request for comment on Abed’s claim that his department wasn't privy to Harris being put back on house arrest. 3091

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