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LOS BANOS, Calif. (AP) — One of the most recent threats to California's environment has webbed feet, white whiskers, shaggy fur and orange buck teeth that could be mistaken for carrots."Boy, they're an ugly-looking thing," said David Passadori, an almond and walnut grower in central California. "And the way they multiply — jeez."The swamp rodents, called nutria, are setting off alarms in California. They weigh about 20 pounds (9 kilograms) each and eat the equivalent of about a fourth of their weight each day by burrowing into riverbanks and chomping into plants that emerge from the water.The animals can destroy the wetland habitats of rare and endangered species, degrading soil, ruining crops and carrying pathogens that may threaten livestock.Most of all, they pose a public safety risk: Left unchecked, nutria could jeopardize California's water supply, especially if they get into the Sacramento-San Joaquin River Delta.The delta is the "heartbeat of California's water infrastructure," according to Peter Tira, spokesman for the state's Department of Fish and Wildlife. It contains a network of more than 1,000 miles (1,600 kilometers) of canals and levees that protect the area from flooding, provide drinking water to millions of Californians and irrigate the lush agricultural region.Now, armed with million in state funds, the wildlife agency is deploying new tactics to eradicate the nutria and try to prevent the widespread destruction they are known to cause."Over the past two years, our best efforts were trying to not even control the population but keep it from exploding while we pursued the resources needed to actually pursue eradication," said Valerie Cook, environmental program manager for Fish and Wildlife's newly established Nutria Eradication Program."We haven't had nutria in California for 50 years, so nobody really knows much about them," Tira said. "We've had to learn on the job as we go."An invasive species originally from South America and brought to the U.S. at the height of the fur trade in the late 19th century, nutria were believed to have been eradicated in the state in the 1970s until one turned up in a beaver trap in 2017. Since then, more than 700 nutria have been trapped and killed, including four on Passadori's property.Farmers, landowners and biologists in the Central Valley, an agricultural region 130 miles (210 kilometers) north of Sacramento, have been on high alert.On a recent morning in Merced County, where the most nutria have been found, state biologists Greg Gerstenberg and Sean McCain paddled in kayaks in a wetland pond thick with cattails. Wearing waders, they trudged through chest-deep water to check surveillance cameras and cage traps where they leave sweet potato pieces to entice the invasive rodents.Last year, wildlife officials removed almost 90 nutria from this pond. Gerstenberg and McCain have returned because they believe at least a few nutria are back. But on this morning they found only muskrats, smaller swamp-dwelling rodents, and released them back into the pond."Our goal is to get out here and find them and eradicate them before they become fully established throughout our Central Valley," said Gerstenberg, a senior Fish and Wildlife biologist.The Central Valley is the United States' most productive agricultural region, responsible for more than half the nation's fruits, vegetables and nuts, including almost all its apricots, table grapes, carrots, asparagus and tree nuts. Federal Department of Agriculture figures put the market value of Central Valley agricultural production in 2017 at almost billion.Damage to the region's soil or water infrastructure would be devastating to the economy and diet."It would mean no more sushi because the alternative would be to buy rice from Japan or Korea, where the price is five times higher," said Daniel Sumner, director of the Agricultural Issues Center at the University of California-Davis. "Kiss off carrots, or live without table grapes in the summertime."Trail cameras and landowners have helped locate the elusive, nocturnal creatures over an area of almost 13,300 square miles (34,449 square kilometers) that wildlife officials are evaluating for nutria habitats. Live traps baited with sweet potato donated by farmers help capture them. Once identified as nutria, the animals are shot. Tira said about three-quarters of female nutria have been found pregnant — they can have up to three litters a year, allowing them to repopulate quickly.The new attention and funding will allow Fish and Wildlife to hire 46 dedicated staff. By December, the agency will launch what's known as a Judas Nutria program that would outfit surgically sterilized nutria with radio collars and send them out in the wild. Because the animals are so social, they will lead the team to other nutria.Before year's end, Fish and Wildlife will start genetically testing the nutria to determine where they came from. Tira said migration from Oregon or Washington is doubtful, but the team isn't sure whether the nutria were reintroduced to California or part of a remnant population.Taking a cue from Maryland's eastern shore and parts of Delaware and Virginia, officials also will test dogs trained to sniff out the rodents' scent and scat."We can't be successful if we can't find every single animal," Cook said.Besides threatening agriculture and infrastructure, nutria can harm wetlands, which play a critical role in keeping carbon dioxide out of the atmosphere and helping mitigate global warming.The Central Valley also hosts the largest concentration of migratory waterfowl on Earth, said Ric Ortega, the Grassland Water District's general manager."We only have so much surface water storage in California," he said. "It's not a wetland if it's not wet. The nutria complicate that."___Samantha Maldonado reported from San Francisco. 5885

MIAMI, Fla. – The extremely active 2020 Atlantic hurricane season came to an end Monday and coastal communities are breathing a sigh of relief.However, while the hurricane season officially concludes on Nov. 30, that doesn’t necessarily mean the United States is out of the woods. The National Oceanic and Atmospheric Administration (NOAA) says tropical storms may continue to develop past that day.Even without more storms, this season has been historic. We saw a record-breaking 30 named storms and 12 landfalling storms in the continental U.S., according to the NOAA. Before this year, the 2005 season held the record for the most named storms, with 28.Of this season’s 30 named storms, 13 of them became hurricanes, meaning winds were 74 mph or greater. Six of those were considered major hurricanes, with winds reaching at least 111 mph: Laura, Teddy, Delta, Epsilon, Eta, and Iota.Because the 2020 season got off to an early and rapid pace, officials quickly exhausted the 21-name Atlantic list when Wilfred formed in September.So, for only the second time in history, the Greek alphabet was used for the remainder of the season, extending through the ninth name in the list, Iota.“The 2020 Atlantic hurricane season ramped up quickly and broke records across the board,” said Neil Jacobs, Ph.D, acting NOAA administrator. “Our investments in research, forecast models, and computer technology allowed forecasters at the National Weather Service, and its National Hurricane Center, to issue forecasts with increasing accuracy, resulting in the advanced lead time needed to ensure that decision makers and communities were ready and responsive.”NOAA says this was the fifth consecutive year with an above-normal Atlantic hurricane season, with 18 above-normal seasons out of the past 26.Scientists attribute the increase in activity to the warm phase of the Atlantic Multi-Decadal Oscillation (AMO), which NOAA says began in 1995 and has favored more, stronger and longer-lasting storms. These kinds of eras have historically lasted about 25 to 40 years.“As we correctly predicted, an interrelated set of atmospheric and oceanic conditions linked to the warm AMO were again present this year. These included warmer-than-average Atlantic sea surface temperatures and a stronger west African monsoon, along with much weaker vertical wind shear and wind patterns coming off of Africa that were more favorable for storm development. These conditions, combined with La Nina, helped make this record-breaking, extremely active hurricane season possible,” said Gerry Bell, Ph.D, lead seasonal hurricane forecaster at NOAA’s Climate Prediction Center.Looking forward, the 2021 hurricane season will officially begin on June 1 and NOAA will issue its initial seasonal outlook in May. 2787

MADISON, Wis. (AP) — Wisconsin Gov. Tony Evers ordered the state's National Guard troops to withdraw from the border with Mexico Monday, drawing the ire of a Republican congressman from Illinois who says he serves in the Wisconsin National Guard and the border mission is honorable.Former Republican Gov. Scott Walker ordered troops to Arizona in June to assist with administrative duties along the border. Evers, a Democrat, issued an executive order Monday withdrawing them. Evers announced the order late Monday afternoon.The governor said about 112 troops are currently serving in Arizona but keeping the borders safe and protecting immigrants seeking asylum is the U.S. Customs and Border Patrol's job. He said there's not enough evidence to support Republican President Donald Trump's declaration that a national emergency exists and there's no justification for Wisconsin troops to remain."I cannot support keeping our brave service men and women away from their families without a clear need or purpose that would actively benefit the people of Wisconsin or our nation," Evers said.RELATED: San Diego's Border Patrol chief explains what's working, what's notAdam Kinzinger, a Republican congressman from Illinois, tweeted on Monday that he is a member of the Wisconsin National Guard and criticized Evers for his decision. In a series of tweets, he said he was sent to the border as a member of the Wisconsin National Guard and his crew caught a man crossing the border with 70 pounds of methamphetamine."Wonder the damage that would do in Milwaukee ..." he tweeted.He went on to claim that he and his crew "captured a few coyotes, who prey on desperate migrants" and he came across a woman alone in the desert and helped the border patrol rescue her.RELATED: BP chief shows section of San Diego border knocked downHe tweeted that stopping illegal immigration is an honorable mission and asked Evers whether his decision to withdraw was a political one. He also asked Evers to reconsider.Kinzinger echoed those sentiments during an appearance on Fox News, criticizing Evers for not visiting the troops on the border. He accused the governor of lacking the courage to announce the withdrawal earlier in the day.A Wisconsin National Guard spokeswoman didn't immediately respond to an email seeking to confirm whether Kinzinger is a Wisconsin National Guard member and whether he would face any military discipline for criticizing Evers, the state National Guard's commander in chief.RELATED: Border wall prototypes in South San Diego County to be dismantledA Kinzinger spokeswoman in Washington, D.C., also didn't immediately respond to an email.A March 2016 photo posted on the Wisconsin Air National Guard 115th Fighter Wing's website shows Kinzinger receiving a service medal. The caption indicates the photo was taken at Truax Field in Madison and Kinzinger was a major serving as a pilot in the 115th at the time. 2932

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

MARCO ISLAND, Fla. -- A dramatic rescue played out live on television Monday morning as Marco Island residents worked together to help rescue a live dolphin.A reporter from sister station WFTX in Ft. Meyers, Florida joined the group as they lifted the dolphin up and carried it into the rough surf, where it managed to swim away after a brief struggle.This was the second such rescue along the beach on Marco Island this morning.RELATED:Source: People Try To Help Beached Manatee by ViralHog on Rumble  525

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