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2025-05-31 07:13:33
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  济南性生活后阴茎长疙瘩   

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

  济南性生活后阴茎长疙瘩   

CARLSBAD, Calif. (KGTV) -- Carlsbad Police announced Monday that a suspect has been arrested in the murder of Lisa Thorborg, the woman stabbed to death on a North County trail.According to police, Thorborg was found fatally stabbed on the Hosp Grove Trail in late November.The body was found by a passerby who called police.RELATED STORIESCarlsbad neighbors honor murdered woman by finishing her hikeWoman stabbed to death on Carlsbad trail identifiedCarlsbad police: Woman found dead on hiking trail was stabbed to deathAccording to police, a 17-year-old male who lives in Carlsbad was arrested. The name hasn’t been released at this time.“We understand that the community has been on edge since that tragic day in November when Lisa was found on Hosp Grove Trail,” stated Investigations Lieutenant Jason Jackowski. “Our unwavering mission has been to find the suspect for Lisa, her family and the community of Carlsbad.” 930

  济南性生活后阴茎长疙瘩   

Call it futuristic, but in reality, it's science redirected to make people feel better.Eric Rice, founder and CEO of Quanta, gave a virtual tour of his Los Angeles-based lab which produces the muscle Rub.“We have the brain and the body,” Rice said. “The brain does all the calculation. Its where we input information and then the body itself is a gigantic freezer with chambers.”As Rice showed the machines that produce Quanta, and how they work, he said, “Here’s our batches of muscle rub. You can see everything being made. Everything’s organic, natural, grown from the earth. We don’t use any synthetic materials for any of our products.”Running Quanta, he's leading the charge in new technology geared toward pain management."Pain right now affects 22% of the world’s population, or 1.7 billion people daily,” Rice said. “Chronic pain, pain that lasts 3 weeks or longer, that’s considered chronic.”Rice is a former baseball player, so pain is something that Rice knows all too well.“I’m a former athlete and I have horrible knees, shoulders and back,” Rice said. “We started out with a simple muscle rub with a few ingredients and CBD was a great place for us to start. It’s been around, patented, but used for one pharmaceutical solution.”He took the concept of CBD or cannabidiol and applied his knowledge of quantum physics and biochemistry to change molecules, which then makes ingredients more effective.“Imagine my finger point being a nucleus. When you’re alive, electrons rotate like this, really far really fast from the center,” Rice said. “As you die and age, they slow down and get closer to the nucleus. What we do is use our technology to speed it back up and stabilize the cell so we’re creating excited state molecules that don’t ionize and oxidize.”It's a unique business concept, and it's one that even he admits sounds out of this world.“We use really contemporary if not futuristic science to increase the amount of energy to molecules so that we use an ingredient for your skin or your health it performs 3-500 % better than anything else you’ll find in the market,” Rice said.The market he's referring to is topical CBD, which is seemingly everywhere these days.Dr. Richard Sorgnard specializes in electrical cell signaling technology, which is a medical device that treats severe pain.“These are placed on the body in a specific array depending on the diagnosis and then when the machine is turned on it will deliver 12 types of electrical stimulation,” Sorgnard said.He recommends Quanta to his patients, before, during and after the treatment. The machine, he says, treats all kinds of pain and feels like a massage. With Quanta, he says, patients are resolving their problems and not masking them.“We noticed it made a great afterglow for the treatment- when we use them together the patients get a better response for the initial sensation,” Sorgnard said.Rice says Quanta is expanding beyond topical pain relief and into vitamins, supplements and skin care.“I can absolutely see us heavily involved in agriculture, food, beverage anything having to do with energy and natural ingredients is really kind of our focus. Pharmaceutical as well as helping people grow plant matter on different planets,” Rice said.He says Quanta has delayed his own surgeries for years and believes polarizing ingredients is the world's next step into the future and beyond.Rice’s website does note that Quanta’s effectiveness has not been evaluated by the FDA. The FDA adds that while there might be some to CBD products, there are potential side effects that should weighed. More info can be seen here. 3622

  

CDC Director Robert Redfield stated on Thursday during the first White House coronavirus task force briefing held since July that schools should remain open during the pandemic, despite a number of major school districts going virtual only in recent weeks.This week, New York City became the latest major school district to close building amid a surge in cases across the country.“Today, there is extensive data that we have gathered over the last two to three months to confirm that k-12 schools can operate with face-to-face learning and they can do it safely and they can do it responsibly," Redfield said. "The infections we have identified in the schools, when they have been evaluating, were not acquired in schools. They were acquired in the community and the household.”CDC data released in October indicated that children can spread the virus within schools, but children under the age of 10 were less likely to do so. The CDC’s data did not find a link between a rise in cases and schools reopening in the fall.Earlier this week, the American Association of Pediatrics noted that over 1 million American children have been infected with the coronavirus."We urgently need a new, nation-wide strategy to control the pandemic, and that should include implementing proven public health measures like mask wearing and physical distancing,” said AAP President Sally Goza. “This pandemic is taking a heavy toll on children, families and communities, as well as on physicians and other front-line medical teams. We must work now to restore confidence in our public health and scientific agencies, create fiscal relief for families and pediatricians alike, and support the systems that support children and families such as our schools, mental health care, and nutrition assistance.”Redfield and Vice President Mike Pence both incorrectly stated during Thursday’s White House coronavirus task force update that the CDC never recommended school shutdowns.Earlier guidance called for schools in areas with substantial community transmission (the CDC did not distinguish between uncontrolled or controlled) to, "Implement extended school dismissals (e.g., dismissals for longer than two weeks). This longer-term, and likely broader-reaching, dismissal strategy is intended to slow transmission rates of COVID-19 in the community. During extended school dismissals, also cancel extracurricular group activities, school-based afterschool programs, and large events."Dr. Elinore F. McCance-Katz, the assistant secretary for Mental Health and Substance Abuse, said there needs to be a focus on students’ mental health.“We must find a way to alleviate that stress without ignoring the fact that our nation faces the very real and deadly virus,” McCance-Katz said. “The work of schools and the school personnel do daily is valuable beyond any words I can deliver. In addition to education, schools provide their children a profound sense of security and stability for the structure and safety of schools are an integral role of health.”McCance-Katz added that teachers and staff need to feel safe when going to schools, and that communities must do what is needed to minimize community spread.“We must use masks and we must enforce social distancing, we must employ creative and innovative ways to limit the number of children in a building at any given time. There are tools we have and we must think through help us to use them to keep our schools open,” she said. 3466

  

Chanel White has missed going to karaoke bars, but when it comes to being in quarantine, she’s used to it.“Life hasn’t been too different from what it normally was for me,” Chanel White said.In 2011, White was diagnosed with systemic sclerosis, an auto-immune disease.“Basically my body just sees myself, my tissue, my organs as something foreign and something that should be attacked,” White said.She gets nutrients through a feeding tube and takes a lot of different medications. She’s also considered high risk of contracting COVID-19.“Pneumonia is basically the number one cause of death for people with my condition.”Based on a report by Johns Hopkins Center for Health Security, White should be among those who get the novel coronavirus vaccine as soon as it’s available.“Ethics is the essence of this,” Dr. Eric Toner said.Dr. Toner is a Senior Scholar with Johns Hopkins. Who gets the vaccine first will ultimately be up to the Department of Health and Human Services, but Dr. Toner says the report is meant to offer an ethical framework to help prioritize who gets the vaccine and when.“First of all it’d be health care workers who are taking care of COVID-19 patients. That seems pretty straight forward and non-controversial,” Dr. Toner said.Also in the first tier would be people who are essential to the pandemic response – like those doing the vaccinating, people on the front lines of public health and people working in nursing homes.That first tier would also include the men and women who have helped maintain some normalcy during the pandemic.“Think of front-line transportation workers like bus drivers, think about people working grocery stores, people who work in food production, people who keep the lights on and the water running,” Dr. Toner said.White would be in tier one, but her medical situation is quite complicated.“I right now can’t get vaccines,” White said.She says the treatment she’s receiving heavily reduces her immune response so her body doesn’t attack itself. So depending on the type of vaccine, she would either develop COVID-19, or the vaccine wouldn’t do anything for her.“It’s a weird circumstance because I don’t think the world thinks a lot about people like us. They just think ‘oh the sick people are especially going to need this,’” White said.Dr. Toner says there is an alternative solution.“Vaccinate everyone around them. So vaccinate their families, their caregivers,” Dr. Toner said.“Clearly herd immunity can save an immeasurable number of lives. And so really for someone like me that really is my best shot,” White said.Getting enough people who have an immune response to the vaccine will depend on its effectiveness.“We are ensuring that the vaccine is safe and we’re ensuring that the vaccine is effective. And we will try to get it out as fast as we can, of course, but we won’t cut any corners,” Dr. Toner said.For now, White is choosing to focus on the positive."Hopefully the world will come out better because of this and empathic to their fellow man. But I do hope for a future where I can go to karaoke again,” White said. 3100

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