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Dipping your toe into the world of credit? You’re in luck: There are more ways to establish credit now than there were in decades past.You build your credit score by adding positive information to your credit reports, which are files of financial data about you. These files are compiled by the three major credit bureaus, Experian, Equifax and TransUnion. Lenders, landlords and employers may check one or more of those files while reviewing your application.Here are three well-known ways to establish credit, plus some new products designed to give you a leg up.Traditional credit-building toolsThese three approaches can quickly 645
CHATOM, Ala. — A Ford dealership in Alabama is garnering some attention on social media and beyond after announcing a July 4 sale that promises customers a 12-gauge shotgun, an American flag and a Bible when they buy a new or used automobile. The video advertising the offer appeared on 299
Even before he became president, Donald Trump was no fan of the Oscars. "The Oscars are a sad joke, very much like our President. So many things are wrong!" Trump tweeted in 2015, just before announcing his run for president."I don't know how much longer I can take this bullsh*t - so terrible! #Oscars" Trump tweeted a year earlier.Well, if Trump were watching the 2019 show, he likely wouldn't be happy at some of the jokes made at his expense.Comedienne Maya Rudolph broke the ice early in the show by commenting on President Trump's recent national emergency declaration — a move he made in order to secure funding to build a border wall with Mexico."There is no host, no popular movie category and Mexico is not paying for the wall," Rudolph said.While introducing winner for Best Foreign Language Film, actor Javier Bardem also addressed Trump's proposed wall — doing so in Spanish.ABC translated Bardem's speech in real time."There are no borders or walls that can restrain ingenuity or talent. In any region of any continent, there are always great stories that move us. And tonight, we celebrate the excellence and importance of the cultures and languges of different countries," Bardem said.Immediately following Bardem's comments, comedian Keegan Michael Key appeared to poke fun at Trump after dropping into the Dolby Theater from the ceiling with an umbrella, a la Mary Poppins. After a few seconds of fiddling, Key simply laid the open umbrella on the ground — just as Trump did in 2018 when boarding Air Force One. 1541
DETROIT — Alex Poulos is a 22-year-old student at University of Detroit Mercy who is now in the business of selling T-shirts that come with a gift of marijuana.His company is called 199
Each year, an estimated 1 trillion plastic bags are consumed worldwide, with billions ending up as litter. In an effort to change those statistics, a college student is turning one of the world’s biggest wastes into a way to save lives for those living on the streets. “Me and my mom have lived through this," says Nataani Silversmith, who is homeless. "Sometimes our signs say 'blankets,' not even 'spare change.'”While blankets can help protect people from Mother Nature’s fury, there’s nothing as strong as a mother’s love for her child. “My life, I would give my life for my son,” says Nataani's mother, Lily Silversmith. When Lily saw her son cold and shivering on the streets of Salt Lake City, they had to find some way to keep dry and stay warm. “There were times when the cardboard would get soaking wet, but these would still be great, just fine, sturdy as can be,” Nataani says, pointing to a mattress made from recycled plastic bags. “And they would dry off in about an hour, rainstorm, no matter what.” Nataani is referring to Bags to Beds, a product from a pending non-profit that turns plastic grocery bags into sleeping mats.“They didn’t give us a dime and we didn’t ask for one. They gave it to us,” Nataani says about his experience with Bags to Beds. “Thank you, Bags to Beds. Thank you, thank you, thank you. Thank for saving me and my mom’s lives.”Bags to Beds started at the University of Utah campus, where a now medical student had the idea of turning plastic bags into beds. “I found out about how many people freeze to death in Salt Lake specifically every year; it’s over 100 people who freeze each year sleeping outside," says Kaitlin McLean, creator of Bags to Beds. "And I couldn’t wrap my head around that."McLean started this project as a way to reduce waste, while also finding a way to help the homeless. Already finishing and handing out more than 100 Bags to Beds, McLean’s hopes to have another 100 ready by this winter. “Our goal is to make it so these resources are so widely available," she says. "That if a person needs a bed they can get a bed and to also reduce waste to the point where we don’t have plastic bags in waterways and killing animals." 2204