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Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.Personal finance experts say it’s especially smart to avoid using cash for these five types of purchases: 253

CHULA VISTA, Calif. (KGTV) — Chula Vista will host a day filled with discovery, music, and delicious food this week when HarborFest returns to Bayside Park.More than 15,000 people are expected to enjoy the free family event on Aug. 17 from 10 a.m. to 6 p.m. The event is meant to celebrate the Chula Vista community and attract new visitors to the South Bay, with a day packed full of multiple stages of music, children's activities, delicious food and drink, and more.Here's a look at all the fun waiting at Bayside Park and how to get down to HarborFest on Saturday.MAPTICKETSAdmission is free, but several events inside the festival will cost money.Tacos & Spirits Revolution tickets will cost or just for the tacos portion of the event, Rosé All Day tickets are , and HarborFest VIP tickets (which include parking, a taco plate, two drinks, and lounge seating) for .Link to tickets.PARKINGEvent parking will be available at the corner of Marina Parkway and J Street. Free public parking and paid parking will be limited. VIP parking for will also be available. Otherwise, visitors can grab free street parking where allowed or take the Blue Line trolley to H St. and hop on a shuttle from the transit center to the HarborFest entrance. A second shuttle will be available between Lot 3 and the event entrance.EVENTSeveral events will be stationed around Bayside Park for families to take part in during HarborFest.Tacos and Spirits Revolution will bring together the area's best chefs to create the ultimate tacos to get head-to-head for the number one spot. Diners can also sample the finest in craft spirits to pair in this delicious food showdown.Wine fans will also be able to take part in the Rosé All Day event, sampling bubbly, whites, reds, and rosés under the sun.A Discovery Zone for children will include giant hamster balls, a parachute rocket, rock climbing wall and bungee jump (all for an additional fee) or families can take part in water fun with kayaks, stand-up paddle boards, fishing, frisbee golf, yoga, arts and crafts, and more.Plus, pets will have their time to shine with a pet parade and expo, which is free to enter. Pets will strut their stuff starting at 3 p.m. and an off-leash area will be available for your furry friends.A classic car show will also showcase more than 50 classic cars, cruisers, and exotic rides along the Chula Vista waterfront. Plus, stop by the ring for Lucha Libre wrestling every hour from 11 a.m. to 3 p.m.And across three stages, live entertainment and music will run throughout the day. Here's a lineup of acts to expect:The Port of San Diego Harbor Tribute Stage:10 a.m. - Polly Vunyl (Cover Band)11a.m. - HarborFest DJ11:30 a.m. - Captain J and the Jive Crew (Rock)12:30 a.m. - HarborFest DJ1 p.m. - Groove Kitty (80's Rock & Pop)2 p.m. - HarborFest DJ2:30 p.m. - Coldplayed (Coldplay Cover Band)3:30 p.m. - HarborFest DJ4 p.m. - Kenny Metcalf as Elton John5 p.m. - HarborFest DJ5:15 p.m. - Santana Pa Ti (Santana Cover Band)Seven Mile Casino Latin Beats Stage:10 a.m. - Southwest Mariachi11 a.m. - DanzArts (Ballet Folklórico)11:30 a.m. - Charlie Chavez Afrotruko (Big Band Samba)12:30 p.m. - DanzArts (Ballet Folklórico)1 p.m. - Los Duques (Rick en Espa?ol)2 p.m. - DanzArts (Ballet Folklórico)2:30 p.m. - Manny Cepeda Orchestra (Salsa)3:30 p.m. - HarborFest DJ3.45 p.m. - Santana Pa Ti (Santana Cover Band)4:45 p.m. - HarborFest DJ5 p.m. - Goma (Cumbia)Community Stage:10 a.m. - Mexicayotl10:40 a.m. - Odawara10:55 a.m. - Selah Groove11:30 p.m. - Elvina Adams12:30 p.m. - Battle of the Bands Winner: Millenial 881 p.m. - Foxtidel1:30 p.m. - Jeff Nevin Mariachi2 p.m. - Hello Noon2:50 p.m. - Juan Sanchez3:35 p.m. - Pet Parade Awards4 p.m. - Parker Meridan5 p.m. - Miko and the Magic SoulMore Harborfest information: Website 3828

CHULA VISTA, Calif. (KGTV) -- The Sweetwater Union High School District Board voted Wednesday to cut more than 220 educators and place its beleaguered superintendent on paid leave.Staff cuts include educators and all librarians. In all, the board voted to eliminate 223 employees in hopes of balancing its budget.The board cited a decline in enrollment for the cuts, but said if enrollment goes up, librarians would be the first to return.RELATED: Sweetwater Union High School District votes to cut over 200 jobsThe vote ratifies an earlier referendum in which the board voted to lay off nearly 240 employees and staff members in February. The district's planned cuts to jobs and programs had been widely panned by staff and the public, with many calling on officials to consider salary cuts instead. During February's board meeting, one teacher told the board that their proposal would "kill this community and hurt our kids."Several staff were supposed have received pink slips in March but the coronavirus pandemic and ensuing campus shutdowns temporarily staved off layoffs.The board also voted 4-1 Wednesday night to place SUHSD superintendent Dr. Karen Janney on paid administrative leave. RELATED: SUHSD: 90 bus drivers paid over 0K in overtime during 2017, database saysJanney had been under public pressure to step down following a multi-million dollar shortfall at the district which prompted an investigation into possible misappropriation of funds. Janney took over the district's superintendent office in June 2015. Three years later, the district self-reported it had fallen into a million budget deficit. Since then, teachers have been cut, bus routes were eliminated, and class sizes have increased.On Monday, an audit from the state's Fiscal Crisis & Management Assistance Team (FCMAT) released a 79-page report saying there is enough evidence that fraud or misappropriation of funds may have occurred within the SUHSD dating back to 2018.Previously, Janney served 31 years in the SUHSD in various roles, including principal and assistant superintendent. She earned her doctorate degree in education from San Diego State University in 2010, according to her professional online profile. During her time as superintendent, Janney earned over .1 million in pay and benefits, according to public pay database Transparent California.The board said its action against Janney is not disciplinary but it is to support and ensure efficient investigation of the concerns raised in the FCMAT report.Dr. Moises Aguirre will serve as acting superintendent.RELATED COVERAGE:-- Sweetwater Union High School District votes to cut over 200 jobs-- State fiscal team reviews Sweetwater Union High School District's finances-- District approves interim budget with million shortfall-- Report: Sweetwater Union High School District incorrectly reported debt 2881

CHULA VISTA, Calif. (KGTV) -- Police arrested a man on suspicion of breaking into a Wells Fargo bank in Chula Vista early Thursday morning.Bank security personnel contacted Chula Vista police at around 2 a.m. after they saw a man break the front window at the branch on 1232 Broadway and enter the business.According to police, security cameras showed the man “going through the drawers behind the counters.”Police surrounded the bank as some officers entered the business. Officers arrested the man, later identified as 25-year-old Rene Torres, without incident.Police said officers at the scene determined Torres “pried open most of the cash drawers but was unable to access the vault or currency storage areas. He did cause a lot of damage to the interior of the building.”ABC 10News learned officers discovered several rolls of coins in the suspect’s backpack that police presumed to be from the bank.Torres was arrested on suspicion of burglary and booked at CVPD headquarters. However, Torres was released due to the county’s COVID-19 booking restrictions.Torres, according to police, was given a notice of a future court date.Anyone with information on this case is asked to call Chula Vista police at 619-585-5732 or Crime Stoppers at 888-580-8477. 1264

CHULA VISTA, Calif. (KGTV) — The beauty industry is one of the many sectors that are being forced to shut down again after the state's new stay-at-home order goes into effect Sunday night. Many business owners are frustrated, feeling as though they are being unfairly punished.Open for now, but not for long. Instead of appointment confirmations, Boudoir Nail Bar in Chula Vista is making appointment cancellations again.RELATED: County urges San Diegans to heed new health orders as COVID-19 cases surge'The rules are changing once again' Mayor Kevin Faulconer responds to Newsom's new shutdowns"Literally, we are in limbo," owner, Nora Neff, said.The salon has already had to shut down twice since March. Since then, Neff has had to invest thousands of dollars in personal protective equipment, sanitation supplies, and filtration devices. Each time she has lost income, staff, and hope."Obviously, we are not talking about profit because that's been long gone since March," Neff sighed. "We're just talking about survival."Nail salons are just one of the many industries that are being forced to shut down completely starting 11:59 pm Sunday. According to the new State rules, they will be closed for at least three weeks.Others industries that must shut down completely include:Hair salons and barbershopsPersonal care servicesBars, breweries, distilleries, and wineriesMuseums, zoos, and aquariumsMovie theaters and entertainment centersIndoor and outdoor playgroundsCardrooms and satellite wageringCustomer, Stevie Jamison, says she feels lucky to get an appointment Saturday, right before the shutdown. But she feels terrible for the staff, who will become jobless again during the holidays."I'm here to support them and their business more than anything," Jamison said.Supervisor Jim Desmond disagrees with the State's umbrella approach regarding the shutdown."Use a surgical method as opposed to a grenade, going in and shutting down an entire sector," Desmond said.Neff suggests a case-by-case approach."Just do random inspections to random businesses," Neff said. "If people are not following the protocol, you shut those businesses down. It’s playing with people's lives at this point.”Desmond released a statement on Saturday, saying in part he did not believe San Diego County should be included with several other Southern California counties: 2366