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It’s the classic vision of Election Day – head to your polling place, check in and vote.But this year, the tradition at the base of our democracy will look very different. Ballots will arrive in the mail for more people than ever due to the pandemic.So, how does the process work? It’s streamlined and closely monitored.You, a voter, get your ballot in the mail. You fill it out and seal it in the provided envelope. It’s crucial you don’t forget to sign in the designated area.From there, you can add postage and drop it in the mail. Some cities have ballot drop boxes that go directly to the county with no stamp or post office needed.Once the state has your ballot, it goes through different stations where independent workers open the envelope, scan the ballot, and check to make sure everything is valid. That process is often open for public viewing, either in-person or streaming online.While that’s meant to provide some transparency, mail-in voting is new to millions of people and some worry it’s not safe and secure.The head of the Federal Election Commission recently tried to put worries at bay. She is quoted as saying “there’s simply no basis for the conspiracy theory that voting by mail causes fraud.”And the statistics back that statement up. The Heritage Foundation, a conservative think tank, found 143 voter fraud convictions out of 250 million mail-in ballots cast since 2000. That works out to about eight cases per year, nationwide.If you are voting by mail, there are three easy ways to make sure your ballot counts.1. Fill it out properly. Don’t go outside the lines or make any stray markings on the ballot.2. Sign your envelope and make sure the signature matches what you have on file.3. And vote early. Experts say it’s the best way to make sure your vote counts. 1801

In his first comments since the FBI raid on his home and office, Michael Cohen said the FBI agents "were extremely professional, courteous and respectful."The comments contrast with President Donald Trump who complained Monday that agents "broke into the office of one of my personal attorneys.""I am unhappy to have my personal residence and office raided. But I will tell you that members of the FBI that conducted the search and seizure were all extremely professional, courteous and respectful. And I thanked them at the conclusion," Cohen said in a phone conversation on Tuesday with CNN.Asked if he was worried, Cohen said; "I would be lying to you if I told that I am not. Do I need this in my life? No. Do I want to be involved in this? No."The raid was "upsetting to say the least," he added.Cohen did not fault the FBI agents who conducted the raid at his house, office and a hotel where he is temporarily staying.Cohen would not comment further on the raid, but acknowledged the raids and attention have had an impact on his family. He wants the investigation to be over and continues to say everything he did in regards to paying Stormy Daniels for the non-disclosure agreement was perfectly legal.He said that he is very loyal to Trump but after what happened on Monday, he'd rethink how he handled the payments to Daniels because of the impact on his family. 1380

Instead of planes, trains, automobiles, and hotels, more and more travelers are considering renting an RV for upcoming trips.After all, there is virtually no risk of contracting COVID-19 when you are sleeping and eating in your own home on wheels.But while it appears a great way to travel, you need to know the pros and cons before you rent a camper (that you pull) or motor home (that you drive).It's the vacation rage of 2020, according to Money magazine, which calls RV's "virus friendly," since you drive across the country with your own bedroom and kitchen.But Money says many people end up surprised at the total cost, which can total a lot more than you first think.Know the real costRV rental can range from 0 to 0 per night, similar to a hotel room.Campsites are another to as much as 0 a night, depending on location and amenities.Gas can cost to 0 per day, even with today's low gas prices, as most motor homes get just 5 to 10 miles per gallon.Your auto insurance may not cover the full value of that RV, and your credit card may not cover it at all. That means you may have to pay or more per day for RV insurance.Add it up and you can end up spending 0 - 0 per night, though it is still cheaper than a 0 a night luxury resort.One other downside: many rental RV's are budget models, without all the high-end amenities you see at RV shows. Tour the model first, before you rent.Pull-behind camper or motor home?Campers that you pull tend to rent for less than models you drive.But think twice about a pull-behind camper if you have never towed a vehicle before. You will need an SUV or pickup built for towing, with a tow package that includes brake light hookups.And if you have never towed anything, you could be in for a surprise when you try to back up.A small or mid-size motor home that you drive is usually best for first-timers, experts say.And you have your own COVID-free accommodations, which can be well worth the cost.Bottom line: Campers are a great way to travel safely during the pandemic. Interested? Check a major rental firm like Cruise America. Or rent directly from owners at RV Share.Just know all the costs involved, so you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2534

It was not the graduation ceremony Sarahi Avalos thought she would experience when she started high school -- but this celebration it is one she and her fellow graduates have earned a thousand times over.“Unbelievable. I thought I’d never make it,” Avalos said.She is fighting cancer, and her treatments have been so intense that she was not able to attend class at school. Avalos had to finish her classes from Diamond Children’s Medical Center at Banner UMC.  Avalos is one of five teens honored in a ceremony inside the hospital Thursday. Other honorees included Maiya Harris, Garrett Nesbitt, Austin Thacker, and Christopher Tom. 646

Isaias re-intensified into a Category 1 hurricane Monday evening shortly before approached the Carolina coast with top winds of 85 MPH, as of 9 p.m. ET.The National Hurricane Center said Isaias came ashore late Monday near Ocean Isle Beach, North Carolina, as a minimal hurricane. Top observed wind gusts were found in Oak Island, North Carolina, at 87 MPH. Hurricane warnings are in effect for parts of the Carolina coast around the North Carolina/South Carolina border.The National Hurricane Center said it expects Isaias to pack hurricane-force winds over a small area of the coast, but much of the East Coast should be preparing for tropical storm conditions.Tropical storm warnings extend from South Carolina all the way to Maine. Major cities, including Baltimore, Washington DC, New York and Boston will likely see tropical storm conditions on Tuesday.Given the storm’s path, the hurricane could place a huge burden on the nation’s electric grid. The Edison Electric Institute said that crews are being sent to the coast to help with the response.“Preparing for major events like Isaias requires significant coordination among the public and private sectors,” the organization said. “Strong industry-government coordination and cross-sector collaboration are critical. EEI is supporting the industry’s response at the highest levels through the Electricity Subsector Coordinating Council.” 1404