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DEL MAR, Calif. (KGTV) - The California Thoroughbred Racing Board postponed a vote on the use of riding crops at their meeting Thursday.The board was scheduled to vote on the issue but decided to move it to the December meeting.Two different versions of the regulation have been proposed.One would allow jockeys to hold a crop during race, but would disqualify the horse if the jockey used the crop to whip the horse during a race.The second version broadens the acceptable use of the crop to include “tapping of the neck” and for use in directing the horse without contact, but would still not permit a jockey to raise the crop to forcefully whip a horse.Del Mar Thoroughbred Club CEO, Joe Harper, said he supports the phaseout of whips.“I’m hopeful we can get to a point where the whip is not used at all,” said Harper. “It’s a horrible visual.” 855

DENVER — A Denver dad who witnessed a serious crash involving a pedestrian on Leetsdale Drive Thursday night says he wants to know why two paramedics, in a South Adams County - Northglenn ambulance, ignored his requests to help a young boy injured in that crash."I was heading to Cherry Creek reservoir with my dog," said the witness, who asked to remain anonymous. "The two little boys, one must not have been much over the age of 8, made their way across Leetsdale, several yards west of the Quebec intersection."He said the boys were crossing from north to south and had made it to the island in the middle of the street, and then began walking in front of cars that were stopped at the light.They were almost on the other side, when an eastbound car began approaching in the right turn lane. The boys darted in front of the car. The younger one took the brunt of the impact."He flew 20 yards and lost both of his shoes," the witness said. "I couldn't believe it."The witness added that what happened next was even more unbelievable.He spotted an ambulance waiting at the stoplight around the corner."By the Grace of God, there was a paramedic sitting...in traffic," he told Denver7. The witness said he approached the ambulance and knocked on the window."I told them, 'he's on the road, you've got to go help him,'" he said.But there was no response."I remember thinking they weren't understanding me. There's no reaction. I said, 'you have to go help him,'" he said.The witness, who has a 1-year old son, said he was talking to his wife on the phone and she told him to record the ambulance, so he did.He shared cell phone video of the ambulance, which was in the far-right southbound lane inching its way up to the intersection.After a brief toot of the siren, the ambulance entered the intersection and proceeded southbound without stopping, while the injured boy lay in the street a few yards away."It's sad," the witness said. "It's something that shouldn't happen in the United States."He said he wants to see some accountability.Ambulance Service ReactionKMGH reached out to South Adams County Paramedics-Northglenn Ambulance, a nonprofit service based in Northglenn.Initially, a director said she'd look into the claims, and then called back and said it was under investigation, so she couldn't comment.She cautioned that there "are two sides to every story."When asked about the nonprofit's protocol when paramedics are made aware of an accident outside their normal "coverage" area, the director said she couldn't answer that question while the incident is under investigation.KMGH checked with other paramedic services in metro Denver.A couple of them said they have no formal policy, but would stop and render aid, until local authorities arrived.One spokeswoman said without being there, it's hard to know whether there was a patient in the back of that ambulance, or whether it was on its way to pick one up."If there was a patient inside, the paramedics may not have been able to divert attention from the patient in the ambulance," she said.Serious ConditionDenver Police are still investigating the accident which happened around 6 p.m.They say the young victim remains in serious condition, but is stable. 3330

Deceptive ads disguised as celebrity news have been luring and hooking consumers around the country. Theresa Sonberg signed up for a trial of the KA eye serum after reading that "Flip or Flop" star Christina El Moussa uses it.Sonberg learned the online story was fake only after the skin care outfit hit her credit card for 0. Other fabricated stories claimed actress Pauley Perrett quit the hit show NCIS to focus on her skin care line.Connie Johnson fell for a made-up article about Shark Tank stars promoting Hydralie skin care. The  trial cost Hal Johnson and his wife over 0.In fact, more than 500 skin care products tied to 4,000 complaints filed with the Better Business Bureau (BBB) in the last three years. The Attorney General's Office is also investigating after receiving more than 120 similar complaints this year alone.The products all have different names but they all ship from one warehouse: Hashtag Fulfillment in St. Petersburg, Florida.The return address on many skin creams are tied to dozens of post office boxes. The BBB says they're all owned by Hashtag Fulfillment.The skin care companies respond to credit card disputes with copies of terms and conditions that say the trial triggers an auto bill enroll program. Many say they never saw the fine print.In some cases consumers get their money back after filing a dispute with their credit card or bank. Others are left to pay the debt.When asked about Hashtag Fulfillment's business practices, CEO Eric Pogue released the following statement 1592

Democratic presidential nominee Joe Biden has presented a broad—and expensive—set of housing policy prescriptions. Some commentators have called them a “comprehensive plan” for housing, while others say Biden is throwing big money at real problems without offering practical solutions.Either way, the Biden campaign’s housing plan is a wish list. If Biden wins, final passage of most of these proposals depends entirely on which party ends up controlling Congress.This article is based on known Biden proposals to:· Expand the housing choice voucher program· Require states receiving government money to plan for affordable housing units· Reinstate an Obama-era rule requiring communities to create a plan to mitigate discriminatory housing practicesForbes Advisor reached out to both the Trump and Biden campaigns, but neither responded for comment. To learn how the Trump administration might handle housing issues during a second term, see this story.Biden Housing Overview: Expand Affordable HousingBiden’s plans earmark billions of dollars to provide fair and affordable housing for middle-class families and the poorest Americans. All in all, Biden’s housing policy proposals would cost 0 billion over 10 years, although he has not detailed where any of this funding would come from.The Biden plan would put 0 billion into an “Affordable Housing Fund,” the bulk of which ( billion) would provide incentives to develop and rehabilitate low-cost housing where there’s a shortage.“These funds will be directed toward communities that are suffering from an affordability crisis and are willing to implement new zoning laws that encourage more affordable housing,” according to Biden’s plan.Biden’s Plans Would Boost Section 8 AvailabilityThe plan also calls to expand the Section 8 housing choice voucher program, the largest federal housing program for low-income renters. Biden would make Section 8 an entitlement, thus ensuring vouchers to all eligible people.Currently, only 1 in 5 eligible households receive assistance, with waiting times pushing two years in some places. Some 2 million households receive Section 8 vouchers, but that’s not enough to meet demand.“Expanding vouchers to all those eligible will need to be matched with a strong, national measure to include ‘source of income’ as a protected class under fair housing law,” says Miriam Axel-Lute, editor of Shelterforce, a nonprofit publication published by the National Housing Institute.In addition, Axel-Lute says, reducing exclusionary zoning policies, which ban construction of multi family homes, would expand the home selection for families with vouchers.Biden also would push for a law that would ban discrimination against tenants who use Section 8 vouchers or receive other federal housing benefits.Biden Would Restore Fair Housing RulesBiden has pledged to reinstate the Obama administration’s Affirmatively Furthering Fair Housing (AFFH) rule. The Trump administration only recently terminated the rule, which required towns and cities that received HUD funding to create plans to eliminate housing descrimination in their localities.Critics of AFFH have said there were too many hoops to jump through in order to get funding, while proponents have defended the initiative as being an integral step in promoting fair housing policies.Maintaining the Obama-era rule would help push forward housing equity, says Bruce Dorpalen, executive director of the National Housing Resource Center.“Biden’s proposal shows that there is institutional racism and biases we need to change. If we want to reestablish the Black middle class in this country, homeownership has to be part of that,” Dorpalen says. ”The Biden housing platform has that built-in.”President Trump has falsely stated that the AFFH rule would have “required high-density zoning, eliminated single-family zoning, and destroyed our suburbs.” The rule does not mandate any particular solution to discrimination or unfair practices; it just requires that each community identify the problems and come up with a workable solution.Solomon Greene, a senior fellow at the Urban Institute, a Washington D.C.-based think tank, says that AFFH holds municipalities accountable if they want to receive federal dollars, but doesn’t tell them how to do it.“The 2015 AFFH rule offers guidance, not a particular solution,” says Greene, who was part of the HUD team that wrote the rule in 2015. “Every plan I’ve reviewed has been incredibly diverse; there was a huge range of strategies depending on the area. This is very far from Trump’s assertion that the AFFH rule was requiring rezoning of suburbs or even to build affordable housing.”Fight Single-Family Zoning to Expand Housing and Curb DiscriminationThe U.S. faces a shortage of housing, running 19% below last year’s supply. Although new construction was up in July, the housing market needs more positive growth to reach balanced levels, says Lawrence Yun, chief economist at the National Association of Realtors (NAR).The housing shortage is the most pronounced in the West, according to data from NAR.Experts on both sides of the aisle have called for a ban on single-family zoning, which is said to drive up home prices and restrict new construction, contributing to the housing shortage.A story by Charles Marohn published in The New Conservative says about single-family zoning: “After all, there is no greater distortion of the market than local zoning codes, and there are few bureaucracies doing more harm to property rights and freedom than local zoning offices.”Biden addresses zoning issues several times in his housing plan when it concerns discrimination or where federal grant money is involved.The Biden plan would seek to “eliminate local and state housing regulations that perpetuate discrimination.” More specifically, a Biden administration would require states receiving community development or transportation block grants from the federal government dollars through Community Development Block Grants or Surface Transportation Block Grants to incorporate inclusionary zoning into their planning. Inclusionary zoning requires that a portion of new construction is set aside for affordable housing.Biden also would allocate billion for state housing authorities and the Indian Housing Block Grant program to build and restore housing in low-income areas. This money would go to communities “that are suffering from an affordability crisis and are willing to implement new zoning laws that encourage more affordable housing.”Ed Pinto, senior fellow at the American Enterprise Institute, a right-leaning think tank, doesn’t believe that Biden’s plan goes far enough to eradicate single-family zoning. According to Pinto, single-family zoning promotes “NIMBYism,” an acronym for “not in my backyard.”“We have supply constraints because of terrible zoning policies,” Pinto says. “Single-family zoning promotes NIMBYism, which drives house prices up tremendously in low-cost areas. None of the things in Biden’s proposal would make things better. You still end up with a housing shortage, nowhere to build and federally guaranteed loans that increase demand against limited supply.”Eliminate Biased Housing Practices and Expanding AffordabilityThe Biden housing plan sets a goal to stamp out racially biased practices like redlining, which denies people services or charges more for those services based on race, religion or ethnicity. Furthermore, the Biden plan wants to ensure that Americans spend no more than 30% of their income on housing, which would help people in all income brackets. These ideas would be achieved by enacting legislation similar to the “Housing, Opportunity, Mobility, and Equity (HOME) Act.”The HOME Act would give a refundable tax credit to people who spend more than 30% of their income on rent. It also would require inclusionary zoning—a requirement that developers set aside a percentage of units that would be rented or sold at reduced prices—which would help increase affordable housing construction while also knocking out housing discrimination based on race and income.The Biden plan also would target unfair property appraisals, which values Black-owned homes at tens of thousands of dollars less than comparable white-owned homes. A study by the Metropolitan Policy Program at the Brookings Institute found that homes of matching quality and amenities in predominantly Black neighborhoods were valued at 23% less than in those neighborhoods with fewer Black residents.“Anti-discrimination legislation, like ending redlining—which Biden proposes—in housing is crucial,” David Dworkin, CEO of the National Housing Conference, a nonprofit, nonpartisan coalition of national housing leaders from both the public and private sector, says. “What Biden is proposing would help millions of Americans. There’s a disturbing element of ‘I’ve got mine, too bad for you.’ Some people say, ‘I put 20% down on the house, why can’t you?’Bottom LineBiden’s housing plan aims to reduce or eliminate discriminatory practices in the housing industry through legislation and expanded funding, from reinstating Fair Housing Rules to broadening programs that would help low-income families.However, while Biden’s vision of fair and affordable housing is both admirable and needed, critics say that he’s doing little more than throwing money at big problems, such as the lack of affordable housing.“Biden has one solution to every problem: he’s going to spend more money on it. There’s very little thoughtful planning here; what there is is an open checkbook,” says Michael Tanner, senior fellow at the Cato Institute, a libertarian think tank.More from Forbes Advisor:How Would A Second Trump Term Impact Major Housing Issues?No, Joe Biden Will Not Kill Your 401(k)Who’s Better For Your Retirement Portfolio: President Trump or President Biden? 9881

DENVER – Sen. Cory Gardner, the chair of the National Republican Senatorial Committee, said Wednesday that Roy Moore, the Republican candidate for Alabama’s U.S. Senate seat, should drop out of the special election if the allegations he had a sexual relationship with a teen girl are true.The Washington Post broke the story Wednesday that in 1979, Moore—then a 32-year-old district attorney—had a sexual encounter with a girl who was 14 years old at the time.The Post reported that after meeting the girl one day, Moore picked her up days later, took her to a wooded area, kissed her, removed his clothes, and touched her inappropriately.Three other women told The Post Moore had pursued them while he was in his 30s and they were between 16 and 18 years old, though they said no sexual contact occurred.Moore denied the allegations, calling them “completely false” and a “desperate political attack” by the Democratic Party and Washington Post. His campaign said the report was “the very definition of fake news and intentional defamation.”But Colorado's Gardner, who as chairman of the NRSC is in charge of helping elect and re-elect Republicans to the U.S. Senate, appeared to be taking the report seriously.“The allegations against Alabama Senate candidate Roy Moore are deeply troubling,” Gardner said in a prepared statement. “If these allegations are found to be true, Roy Moore must drop out of the Alabama special Senate election.”Gardner, as the NRSC chair, endorsed Moore in late September after he defeated Sen. Luther Strange, whom President Trump had publicly supported, in the special primary.“Roy Moore will be imperative to passing a conservative agenda, and we support him in keeping this seat in Republican hands,” Gardner said in a statement at the time, saying the NRSC’s focus “is always on keeping a strong Republican majority in the Senate.”Moore has been under fire since he was announced as the challenger to Strange. He has in the past called homosexuality “a crime against nature,” has questioned whether President Obama was born in America, and has said that he didn’t think Muslims should serve in Congress.Despite Gardner’s statement Thursday, Alabama’s Secretary of State’s Office said Thursday that his name can’t be removed for the ballot even if he were to drop out of the race.Senate Majority Leader Mitch McConnell also, however, said that Moore should “step aside” if the allegations are true.Other top Senate Republicans—John Cornyn of Texas, Jeff Flake of Arizona and Pat Toomey of Pennsylvania agreed, with Cornyn calling the report “deeply troubling.”Sen. John McCain, R-Arizona, said Moore should step aside without saying further investigation was necessary."The allegations against Roy Moore are deeply disturbing and disqualifying," McCain said in a tweet. "He should immediately step aside and allow the people of Alabama to elect a candidate they can be proud of."But Alabama State Auditor Jim Zeigler came to Moore's defense."Take Joseph and Mary. Mary was a teenager and Joseph was an adult carpenter. They became parents of Jesus. there's just nothing immoral or illegal here," Zeigler told the Washington Examiner.Moore faces Democrat Doug Jones in the special election on Dec. 12. 3247